East Chicago Insurance Rates:

East Chicago, IN homeowners insurance is roughly $675 to $916, about $56-$76/month. Our in depth guide indicates shoppers can save as much as $318 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I have never felt anything but compassion from whomever was talking to me on the other end of the line.
Allstate
They tell, you can call the toll free number to talk to someone else. they tell you to call or go to your local office. things don't get resolved this way.
Universal Property & Casualty Insurance Company
I like how simple and easy it was to sign up for my insurance and i already knew it was a great deal.
Aaa
For the amount of coverage, we have over all of our property and cars we are very happy with our insurance company. The customer service is also very good to us.
Alfa Insurance
I can personally call my agent and get answers right away. Customer service is the main reason I’ve stayed with my company for over 14 years now. I live 4 hours away from my agent now and still get great customer service and have had no issues filing claims.
Erie Insurance
I wish my insurance company adapted to me. More communication, more options, easier to understand what is being added and taken away.
State Farm
I really like the personal touch they give me, they are always a phone call away and that is very important to me, very important

East Chicago, IN Homeowners Insurance By Home Value

East Chicago, IN Home Value Total Homes % of Total Average East Chicago, IN Homeowners Insurance
Less than $50,000 568 13.0% $222
$50,000 to $59,999 400 9.0% $477
$60,000 to $69,999 291 6.0% $588
$70,000 to $79,999 356 8.0% $683
$80,000 to $89,999 751 17.0% $771
$90,000 to $99,999 478 11.0% $866
$100,000 to $124,999 638 14.0% $1001
$125,000 to $149,999 351 8.0% $1256
$150,000 to $174,999 128 3.0% $1486
$175,000 to $199,999 124 2.0% $1717
$200,000 to $249,999 114 2.0% $2059

Top Home Insurance Agents Near East Chicago, IN

Home Insurance Company Near East Chicago, IN Homeowners Insurance Agency Near East Chicago, IN Address
NA Andre Hunter & Health Insurance 4656 W Touhy Ave, Lincolnwood, IL, 60712
Travelers Insurance Pro Agencies Inc 15000 S CICERO AVE STE 2, OAK FOREST, IL, 60452
Travelers Jackson Insurance Group Inc 106 W Wilson St. Ste 4, Batavia, IL, 60510
Travelers Rb Target Insurance Agency Inc 2145 S MEACHAM RD, PALATINE, IL, 60067
Travelers Rr Price Inc 580 N WESTERN AVE STE 100, LAKE FOREST, IL, 60045

Cost Of Homeowners Insurance By Street Near East Chicago, IN

Streets in East Chicago Area Homeowners Insurance Cost
W Columbus Dr, Dahlia St, E 144th St, Kosciusko Blvd, W Chicago Ave, Alder St, Stewart Pl, Guthrie St, Vernon Ave, Narva Pl$783
Kenny Lofton Ln, Reading Ave, Mc Cook Ave, Aldis St, E 136th St, Exchange Ave, Fern St, Railroad Ave, Stewart Ct, Tod Ave$795
E 135th St, Penhryn Pl, Hemlock St, Butternut St, W Columbus Dr, W 152nd St, Jonquil Ln, W 144th St, Ruth St, Joy Ln$795
E 150th St, Walsh Ave, E 138th Pl, E 142nd St, W 143rd St, W 142nd St, Grove St, E 150th St, Roosevelt Ave, Jeorse Cir$793
Gary Rd, W 149th St, E 148th St, E 145th St, 151st Pl, E 142nd St, E 136th St, Beacon St, Canalport Ave, E 148th St$801

East Chicago, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Chicago$119 to $121
Whiting$121
North$122
Hammond$120

East Chicago, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Whiting city, Indiana $122 $162 $243
North township, Lake County, Indiana $122 $163 $245
Hammond city, Indiana $120 $160 $240

East Chicago, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Chicago, IN5.8%16.8%
Whiting5.36%13.32%
North5.65%16.17%
Hammond6.14%17.18%

East Chicago Renters Insurance as a Percentage of Rent

East Chicago Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 384 7.0% $360
$200 to $299 392 7.0% $810
$300 to $499 557 10.0% $1260
$500 to $749 1,791 34.0% $1935
$750 to $999 1,468 28.0% $2685
$1,000 to $1,499 504 9.0% $3810

East Chicago, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly East Chicago Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to East Chicago Home Owner from High Deductible Plan $600

East Chicago, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Chicago, IN Home Replacement Value MORE than Home Value East Chicago, IN Home Replacement Value LESS than Home Value
Replacement Value $99,000 $75,500
Insurance Premium based on Replacement Value $525 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example East Chicago Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmLiberty Mutual
Monthly Premium 363021
Year Built 195619601973
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$75000-$100000$75000-$100000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for East Chicago, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 85,000 Composition Roof 1,610 4 $500 Deductible 560 10 Vinyl siding No
1950 130,000 Slate Shingles Roof 2,170 4 $1000-$2500 Deductible 70 2 Brick siding No
1953 85,000 Membrane Roof 1,420 2 $1000-$2500 Deductible 100 4 Vinyl siding No
1978 120,000 Wood Shake Roof 1,770 3 $1000-$2500 Deductible 380 9 Stucco siding yes
1951 75,000 Asphalt Shingles Roof 1,010 2 $1000-$2500 Deductible 270 10 Vinyl siding No
1942 175,000 Wood Shake Roof 2,480 5 $1000-$2500 Deductible 310 6 Brick siding No
1963 115,000 Metal Roof 1,680 3 $2500-$5000 Deductible 60 2 Wood siding No
1971 75,000 Wood Shake Roof 1,300 2 $500- $1000 Deductible 110 4 Stone Siding No
1955 280,000 Membrane Roof 4,790 5 $500 Deductible 640 5 Fiber-Cement Siding yes
1968 100,000 Tile Roof 1,490 2 $1000-$2500 Deductible 260 6 Vinyl siding No
1948 185,000 Membrane Roof 2,880 4 $500- $1000 Deductible 170 3 Wood siding No
1941 110,000 Membrane Roof 2,030 4 $500- $1000 Deductible 80 2 Wood siding No
1967 65,000 Wood Shake Roof 1,060 2 $500- $1000 Deductible 160 8 Wood siding yes
1952 210,000 Metal Roof 2,780 5 $5000 to $10,000 Deductible 110 2 Vinyl siding yes
1944 105,000 Membrane Roof 1,780 2 $500- $1000 Deductible 130 3 Stone Siding yes
1955 280,000 Composition Roof 4,260 5 $500 Deductible 740 7 Vinyl siding No
1979 55,000 Slate Shingles Roof 960 2 $500- $1000 Deductible 40 3 Brick siding yes
1956 135,000 Wood Shake Roof 1,880 3 $2500-$5000 Deductible 340 9 Brick siding No
1945 195,000 Tile Roof 2,570 5 $2500-$5000 Deductible 60 1 Brick siding yes
1957 120,000 Metal Roof 1,650 4 $500 Deductible 180 3 Stucco siding No