East Bernard Insurance Rates:

East Bernard, TX homeowners insurance is about $861 to $1,188, about $71-$99/month. Our in depth guide shows customers can save as much as $410 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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East Bernard, TX Homeowners Insurance By Home Value

East Bernard, TX Home Value Total Homes % of Total Average East Bernard, TX Homeowners Insurance
Less than $50,000 339 20.0% $235
$50,000 to $59,999 119 7.0% $492
$60,000 to $69,999 176 10.0% $604
$70,000 to $79,999 46 2.0% $707
$80,000 to $89,999 100 6.0% $799
$100,000 to $124,999 178 10.0% $1035
$125,000 to $149,999 175 10.0% $1291
$150,000 to $174,999 185 11.0% $1527
$175,000 to $199,999 65 3.0% $1763
$200,000 to $249,999 91 5.0% $2121
$250,000 to $299,999 20 1.0% $2593
$300,000 to $399,999 130 7.0% $3300

Top Home Insurance Agents Near East Bernard, TX

Home Insurance Company Near East Bernard, TX Homeowners Insurance Agency Near East Bernard, TX Address
NA Texana Insurance Agency, Inc. 705 South Third Street, Ganado, TX, 77962
State Farm Bill Stone 1450 W Grand Pkwy S Ste H, Katy, TX, 77494-8287
State Farm Guadalupe Ortiz 17802 W Ltl Yrk Rd Ste 600, Houston, TX, 77084-7238
Farmers Lois Spicer 4189 BELLAIRE BLVD STE 252, Houston, TX, 77025
State Farm Rusty Brhlik 1305 Fm 359 Rd Ste I, Richmond, TX, 77406-2024

Cost Of Homeowners Insurance By Street Near East Bernard, TX

Streets in East Bernard Area Homeowners Insurance Cost
Co Rd 261, Ike St, Walnut St, Co Rd 249, Hargis St, Co Rd 271, Washington Ave, Co Rd 205, Henry Rd, Morris St$1,032
US Hwy 90 Alt, Co Rd 214, Co Rd 148, Co Rd 218, Co Rd 219, FM 102 Rd, Cypress St, White St, Willowick Dr, E Railroad St$1,028
Church St, S Live Oak St, Liveoak St, W Bernard Rd, River Oaks Dr, Co Rd 228, Co Rd 246, N Urbanec St, FM 3013, Iowa Ave$1,035
Bernard Timbers Dr, S Pecan St, Dan St, Co Rd 201, Co Rd 253, Co Rd 212, Stockton St, Co Rd 295, FM 2919 Rd, Owens Rd$1,029
Norman St, Jarrell St, Co Rd 254, Kukral Ln, Co Rd 226, Co Rd 236, Batts Rd, Magnolia Cir, Co Rd 260, Valley Dr$1,021

East Bernard, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
East Bernard$151 to $155
Kendleton$150
Wharton$151
Orchard-Kendleton$153

East Bernard, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kendleton city, Texas $125 $167 $250
Wharton CCD, Wharton County, Texas $126 $168 $252
Orchard-Kendleton CCD, Fort Bend County, Texas $128 $171 $256

East Bernard, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
East Bernard, TX7.6%18.6%
Kendleton9.36%18.98%
Wharton7.89%22.52%
Orchard-Kendleton5.53%17.41%

East Bernard Renters Insurance as a Percentage of Rent

East Bernard Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 73 19.0% $803
$300 to $499 42 11.0% $1253
$500 to $749 128 33.0% $1928
$750 to $999 68 17.0% $2678
$1,000 to $1,499 67 17.0% $3803

East Bernard, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly East Bernard Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,200$12,400
Net Savings to East Bernard Home Owner from High Deductible Plan $800

East Bernard, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario East Bernard, TX Home Replacement Value MORE than Home Value East Bernard, TX Home Replacement Value LESS than Home Value
Replacement Value $126,000 $76,000
Insurance Premium based on Replacement Value $1,350 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $350/year

Example East Bernard Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmNationwide Insurance
Monthly Premium 5854192
Year Built 199719711943
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for East Bernard, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 245,000 Shingles Roof 3,380 4 > $10,000 Deductible 190 2 Stone Siding yes
1981 125,000 Slate Shingles Roof 1,950 4 $2500-$5000 Deductible 350 6 Wood siding No
1972 130,000 Slate Shingles Roof 1,820 3 $2500-$5000 Deductible 840 12 Fiber-Cement Siding yes
1977 190,000 Shingles Roof 2,230 3 $5000 to $10,000 Deductible 840 9 Vinyl siding No
1966 250,000 Tile Roof 3,130 4 $2500-$5000 Deductible 1520 10 Wood siding No
1998 135,000 Asphalt Shingles Roof 1,600 3 $1000-$2500 Deductible 400 4 Vinyl siding yes
2004 130,000 Metal Roof 1,820 3 $500- $1000 Deductible 420 5 Vinyl siding No
2007 305,000 Asphalt Shingles Roof 3,720 5 $1000-$2500 Deductible 1310 6 Wood siding No
1975 140,000 Composition Roof 2,020 3 $1000-$2500 Deductible 110 1 Wood siding yes
2006 250,000 Membrane Roof 3,210 4 $2500-$5000 Deductible 1440 10 Stucco siding No
1979 115,000 Composition Roof 1,640 4 $2500-$5000 Deductible 90 2 Vinyl siding No
2002 340,000 Slate Shingles Roof 4,540 5 $5000 to $10,000 Deductible 350 3 Stone Siding yes
1940 170,000 Membrane Roof 2,620 4 $1000-$2500 Deductible 270 2 Wood siding yes
1973 120,000 Tile Roof 1,360 3 $1000-$2500 Deductible 710 10 Fiber-Cement Siding yes
1945 125,000 Metal Roof 1,930 4 $2500-$5000 Deductible 650 12 Stucco siding yes
1988 135,000 Tile Roof 2,230 3 $500 Deductible 1220 9 Vinyl siding No
1994 160,000 Asphalt Shingles Roof 2,180 3 $5000 to $10,000 Deductible 230 3 Fiber-Cement Siding No
1942 170,000 Shingles Roof 2,370 3 $2500-$5000 Deductible 380 3 Fiber-Cement Siding No
1980 195,000 Membrane Roof 3,070 4 $5000 to $10,000 Deductible 170 2 Wood siding yes
1960 160,000 Composition Roof 1,850 4 $500 Deductible 260 2 Fiber-Cement Siding yes
1979 160,000 Shingles Roof 2,240 3 $2500-$5000 Deductible 160 2 Wood siding yes
1970 120,000 Membrane Roof 1,540 3 $500 Deductible 850 10 Stucco siding No
2000 120,000 Membrane Roof 1,760 5 $2500-$5000 Deductible 570 8 Stone Siding No
2003 120,000 Shingles Roof 1,640 4 $1000-$2500 Deductible 980 12 Stone Siding No
1993 145,000 Membrane Roof 2,210 3 $500- $1000 Deductible 210 2 Vinyl siding yes
1947 125,000 Composition Roof 1,630 4 $500- $1000 Deductible 770 12 Stone Siding yes
1940 335,000 Membrane Roof 4,390 5 $1000-$2500 Deductible 320 2 Brick siding No
1984 125,000 Wood Shake Roof 1,820 3 $500- $1000 Deductible 410 4 Stucco siding yes
1975 230,000 Slate Shingles Roof 3,040 5 > $10,000 Deductible 340 4 Fiber-Cement Siding yes
1971 115,000 Shingles Roof 1,640 4 $500- $1000 Deductible 180 2 Brick siding No
1990 250,000 Tile Roof 3,060 4 > $10,000 Deductible 470 6 Vinyl siding yes
1962 90,000 Composition Roof 1,290 3 $500 Deductible 60 1 Wood siding yes
1978 220,000 Metal Roof 2,630 4 $5000 to $10,000 Deductible 760 7 Vinyl siding No
1944 130,000 Wood Shake Roof 1,770 3 $500- $1000 Deductible 1270 12 Vinyl siding yes