Earlimart Insurance Rates:

Earlimart, CA homeowners insurance is roughly $498 to $675, about $41-$56/month. Our in depth guide shows customers can save upto $234 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Earlimart, CA Homeowners Insurance By Home Value

Earlimart, CA Home Value Total Homes % of Total Average Earlimart, CA Homeowners Insurance
Less than $50,000 161 12.0% $117
$50,000 to $59,999 39 2.0% $246
$60,000 to $69,999 33 2.0% $305
$70,000 to $79,999 89 6.0% $352
$80,000 to $89,999 103 7.0% $399
$90,000 to $99,999 51 3.0% $451
$100,000 to $124,999 254 19.0% $522
$125,000 to $149,999 123 9.0% $651
$150,000 to $174,999 230 17.0% $768
$175,000 to $199,999 28 2.0% $892
$200,000 to $249,999 95 7.0% $1074
$250,000 to $299,999 29 2.0% $1309
$300,000 to $399,999 85 6.0% $1667

Top Home Insurance Agents Near Earlimart, CA

Home Insurance Company Near Earlimart, CA Homeowners Insurance Agency Near Earlimart, CA Address
Farmers Angela X. Williams 9711 Holland St Ste 6, Bakersfield, CA, 93312
Farmers Christopher Kliewer 5555 California Ave Ste 209, Bakersfield, CA, 93309
Allstate Natale Rocco 2500 New Stine Rd Ste 101, Bakersfield, CA, 93309
Allstate Robin Hill 2509 Mount Vernon Ave, Bakersfield, CA, 93306
Farmers William Daly 1600 W Mineral King Ave, Visalia, CA, 93291

Cost Of Homeowners Insurance By Street Near Earlimart, CA

Streets in Earlimart Area Homeowners Insurance Cost
N Earlimart Ave, Grove Dr, S Lane Ave, County Line Rd, Ave 48, W Center Ave, E Azalea Ct, N Alfalfa Rd, Park Ave, E Kenneth Ave$586
Alila St, W Sierra Rd, Rossi Rd, Wilbur Rd, W Washington Ave, Ave 24, S Front St, Main Ave, Tule Rd, Ave 58$587
Earlimart Ave, N Market Ave, Kramer Rd, Armstrong Ave, Diaz Ave, W Sierra Rd, Billing Rd, 5th St, E Franklin Ave, Kramer Rd$589
E Sutter Ave, Rd 210, N State St, Lane Ave, Dietz Rd, N Front St, Co Rte J44, Spruce Ave, Howard Rd, W Cable St$584
School Ave, Spring Rd, Borchardt Dr, Co Rte J35, Chaney Dr, Rd 50, W Cable St, Azalea Ave, Ave 16, Ave 52$590

Earlimart, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Earlimart$87 to $90
Allensworth$89
Teviston$86
Delano$88

Earlimart, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Allensworth CDP, California $89 $119 $179
Teviston CDP, California $86 $115 $173
Delano city, California $89 $118 $177

Earlimart, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Earlimart, CA5.3%17.4%
Allensworth3.41%21.5%
Teviston6.35%14.38%
Delano3.95%15.51%

Earlimart Renters Insurance as a Percentage of Rent

Earlimart Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 35 1.0% $356
$200 to $299 119 6.0% $806
$300 to $499 410 22.0% $1256
$500 to $749 657 36.0% $1931
$750 to $999 344 19.0% $2681
$1,000 to $1,499 137 7.0% $3806
$1,500 or more 81 4.0% $5456

Average Cost Of Home Insurance By Company In Areas Nearby Earlimart For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002507-15 YearsMetropolitan Direct582
150000500NewMetropolitan Direct337
1500005001-3 YearsTravelers393
1500005004-6 YearsKemper524
1500005007-15 YearsStillwater Prop & Cas Co777
1500005007-15 YearsUnigard Group667
15000050016-25 YearsCalifornia Capital559
15000050016-25 YearsOregon Mutual661
15000050026-40 YearsIDS Property Casualty763
15000050041-70 YearsAmerican Modern754
200000500NewCalifornia Capital478
2000005001-3 YearsMAPFRE Group572
2000005007-15 YearsGrange684
2000005007-15 YearsSafeco718
20000050016-25 YearsCentury National771
20000050016-25 YearsLiberty Ins Corp883
20000050041-70 YearsPrivilege Underwriters Exch1704
25000010007-15 YearsChubb/Federal888
25000010007-15 YearsPacific Property And Casualty656
250000100016-25 YearsAIG Prop Cas1333
250000100016-25 YearsStillwater Prop & Cas Co1005

Earlimart, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Earlimart Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Earlimart Home Owner from High Deductible Plan $600

Earlimart, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Earlimart, CA Home Replacement Value MORE than Home Value Earlimart, CA Home Replacement Value LESS than Home Value
Replacement Value $144,500 $92,500
Insurance Premium based on Replacement Value $475 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Earlimart Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 282026
Year Built 201020041968
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Earlimart, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 130,000 Shingles Roof 1,640 2 $2500-$5000 Deductible 140 6 Brick siding No
2008 190,000 Metal Roof 2,290 5 $500 Deductible 170 5 Fiber-Cement Siding yes
1991 300,000 Composition Roof 3,290 4 $2500-$5000 Deductible 460 9 Stone Siding No
1961 95,000 Metal Roof 1,290 2 $500- $1000 Deductible 110 6 Stone Siding No
2002 130,000 Wood Shake Roof 1,820 5 $500 Deductible 70 2 Stone Siding yes
2006 115,000 Shingles Roof 1,630 2 $500 Deductible 120 4 Brick siding No
1993 285,000 Wood Shake Roof 3,300 4 $2500-$5000 Deductible 70 2 Stone Siding No
2000 115,000 Wood Shake Roof 1,240 2 $2500-$5000 Deductible 110 6 Vinyl siding No
1982 190,000 Asphalt Shingles Roof 2,650 4 $500- $1000 Deductible 250 7 Vinyl siding yes
1975 150,000 Shingles Roof 1,900 5 $5000 to $10,000 Deductible 100 5 Stucco siding yes
2011 185,000 Metal Roof 2,730 5 $2500-$5000 Deductible 320 9 Brick siding No
1979 170,000 Shingles Roof 2,620 4 $5000 to $10,000 Deductible 20 1 Brick siding yes
1961 85,000 Slate Shingles Roof 1,280 2 $2500-$5000 Deductible 170 12 Stucco siding yes
1974 110,000 Membrane Roof 1,210 3 $1000-$2500 Deductible 110 5 Vinyl siding No
2005 135,000 Metal Roof 1,660 3 $500- $1000 Deductible 400 12 Stucco siding No
2004 200,000 Wood Shake Roof 2,320 5 $1000-$2500 Deductible 350 9 Stucco siding yes
1974 100,000 Metal Roof 1,160 2 $500 Deductible 90 3 Wood siding yes
1990 165,000 Metal Roof 2,250 3 $500 Deductible 130 3 Wood siding yes
1981 100,000 Tile Roof 1,370 2 $500- $1000 Deductible 140 8 Vinyl siding yes
1970 240,000 Shingles Roof 3,140 5 $500 Deductible 630 10 Fiber-Cement Siding No
1986 415,000 Composition Roof 4,730 5 $1000-$2500 Deductible 90 1 Wood siding yes
1978 290,000 Metal Roof 3,800 5 $5000 to $10,000 Deductible 60 1 Wood siding yes
1965 220,000 Wood Shake Roof 3,020 5 $500 Deductible 50 1 Stucco siding No
1999 180,000 Asphalt Shingles Roof 2,350 3 $2500-$5000 Deductible 100 4 Stone Siding yes
1984 145,000 Shingles Roof 1,650 4 $1000-$2500 Deductible 30 1 Brick siding No
1966 110,000 Wood Shake Roof 1,580 3 $500- $1000 Deductible 150 6 Stucco siding No
1965 275,000 Shingles Roof 2,970 4 $500- $1000 Deductible 620 10 Vinyl siding yes
1972 145,000 Wood Shake Roof 1,610 3 $500 Deductible 240 6 Stucco siding yes