Eagan, MN Home Insurance - Analysis On Quotes, Rates & Agents
Eagan Insurance Rates:
Eagan, MN homeowners insurance is about $901 to $1,223, about $75-$101/month. Our in depth analysis reveals consumers can save upto $424 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmI would recommend them for a home owners policy. I think their rates are fair and they provide a good service and are attentive to their customers needs.
Liberty MutualMy experience was pleasant and engaging. The insurance rep was pushy and acted in a very curious, professional way. I believe Liberty offered the same options as may previous carrier but was by far less expensive.
State FarmMost home owners companies are basically the same, so the real differentiator is multi-line discount. If you can get a good discount on multiple lines, then go with that company.
TravelersThe premium and deductible of Travelers is the best I could find, compared to other companies.
AllstateFrom what I've found, the premium is on par with other providers as is the deductible. Theremay be some more affordable budget options but I like the stability of a larger provider.
AllstateI appreciate that there are many different options for me to choose from. it really let me customize my insurance to my current needs.
ProgressiveI like their employees who do a tremendous job on follow up after an incident occurs, knowing that someone is paying attention takes away a lot of stress.
Farm BureauWhen i have filed a claim, the agents and adjusters have been able to recommend people who could do the job.
Farmer's InsuranceFirst off I am not a normal individual when it comes to premium. I have a higher deductible because I can pay so it is difficult to really compare policies of the same coverage without knowing what others have to offer.
Farmer's InsuranceI wish they will not send us those monthly email. I do like them to contact us every year to go over the policy.
Liberty MutualI like Liberty Mutual claim tracking app on their website. It has all the information you would want to know in an easy to access the web application.
State FarmI do like state farm do to the fact every time I have called them they have been very nice and polite. They seem generally concerned with any problem I may have. The always seem to go out of their way to help me out.
Grange InsuranceI am completely satisfied, any questions I have ever had have been reasonably answered and dealt with in a very timely manner.
GeicoMy company has the best of all worlds. It has the superior selection, customer service, and efficiency. What else can you expect?
GeicoI would recommend because my experience with them has been great, but I have heard that it an be a case by case basis with insurance companies. So do your research.
AllstateI really enjoyed my relationship with Allstate so far and I've been using them for several years. I think I would recommend Allstate to all of my family and friends.
ProgressiveI recommend my insurance company to my friends and relatives is easily accecible
Farm BureauOverall, I like my insurance and I think they offer good customer service.they decided to change the rules for everyone, but in the end, they made it right.
Eagan, MN Homeowners Insurance By Home Value
| Eagan, MN Home Value | Total Homes | % of Total | Average Eagan, MN Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 185 | 1.0% | $106 |
| $70,000 to $79,999 | 161 | 1.0% | $318 |
| $80,000 to $89,999 | 182 | 1.0% | $361 |
| $90,000 to $99,999 | 183 | 1.0% | $403 |
| $100,000 to $124,999 | 871 | 5.0% | $467 |
| $125,000 to $149,999 | 1,002 | 6.0% | $584 |
| $150,000 to $174,999 | 1,486 | 9.0% | $690 |
| $175,000 to $199,999 | 1,429 | 9.0% | $796 |
| $200,000 to $249,999 | 3,486 | 22.0% | $955 |
| $250,000 to $299,999 | 2,892 | 18.0% | $1168 |
| $300,000 to $399,999 | 3,452 | 22.0% | $1486 |
Top Home Insurance Agents Near Eagan, MN
| Home Insurance Company Near Eagan, MN | Homeowners Insurance Agency Near Eagan, MN | Address |
|---|---|---|
| Liberty Mutual | Elina Robinson | 1250 Northland Drive Suite 130, Mendota Heights, MN, 55120 |
| Travelers | Insurance By Design Llc | 14041 BURNHAVEN DR STE 100, BURNSVILLE, MN, 55337 |
| Travelers | Mayer Insurance Agency | 15025 GARRETT AVE STE 201, APPLE VALLEY, MN, 55124 |
| State Farm | Paul Weinberg | 1635 Robert St S, West St Paul, MN, 55118-4580 |
| Travelers | Werrell Agency Inc | 4900 HIGHWAY 169 NORTH STE 302, NEW HOPE, MN, 55428 |
Eagan, MN Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Eagan, MN
| Streets in Eagan Area | Homeowners Insurance Cost |
|---|---|
| Wescott Trl, Waterford Dr E, Pinetree Pass, Park Pl, Ches Mar Dr, Bluebill Dr, Paddock Ct, Bluestone Dr, Rustic Hills Dr, Danbury Trl | $1,082 |
| Blackhawk Hills Rd, Doneene Ln, Livingston Dr, Kathryn Cir, Sartell Ave, Pontiac Pl, White Oak Ct, Briarwood Ln, Appaloosa Trl, Dunrovin Pl | $1,077 |
| Cochrane Ave, Mica Trl, I- 494, Red Oak Dr, Sorrel Pt, Princeton Cir, Clark St, Wild Rose Ct, Mike Collins Dr, Richard Ln | $1,061 |
| Eagandale Blvd, Cougar Dr, Pueblo Ln, Opal Pl, Slater Rd, Mohican Ct, Alexander Rd, Narvik Ct, Brockton Curve, Copper Ln | $1,109 |
| Teal Cove, Beaver Dam Rd, Mill Run Ct, Prairie Cir E, Poppler Ln, Pondhaven Cir, Covington Ct, Riverton Cir, Lakeside Dr, Aztec Ln | $1,114 |
| Sheffield Ln, Aspen Dr, Deercliff Ct, Pine Ridge Dr, Wenzel Ave, Blackhawk Ridge Ct, Westbury Cir, Monticello Ave, Kingswood Ct, Elrene Rd | $1,087 |
| Crossroad Ct, Sally Cir, Courthouse Ln, Interlachen Dr, Pintail Ct, Oleary Ln, River Bluff Dr, Baffin Bay S, McKee St, Michelle Dr | $1,056 |
| Countryview Dr, Jurdy Ct N, Stonebridge Dr S, Sherman Ct, Parkcliff Dr, Pumice Ln, Knoll Ridge Dr, Havenhill Rd, Spruce St, Amber Dr | $1,083 |
| Promenade Ave, Avalon Path, Pin Oak Dr, Sky View Ct, Tiffany Pl, Wilderness Run Dr, Carnelian Ln, Westbury Trl, Kingswood Rd, Woodgate Ln | $1,093 |
| Greenleaf Dr E, Jefferson Ln, Pinecrest Ct, Lakeshore Ter, Vermont Ave, Camberwell Dr, Sapphire Ln, S Hills Ct, Kyllo Ln, Kirkwood Cir | $1,095 |
Eagan, MN Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Eagan | $158 to $161 |
| Mendota Heights | $168 |
| Mendota | $152 |
| Inver Grove Heights | $156 |
Eagan, MN Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Mendota Heights city, Minnesota | $168 | $224 | $336 |
| Mendota city, Minnesota | $152 | $203 | $305 |
| Inver Grove Heights city, Minnesota | $156 | $208 | $312 |
Eagan, MN Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Eagan, MN | 5.0% | 16.7% |
| Mendota Heights | 4.46% | 14.49% |
| Mendota | 6.06% | 15.42% |
| Inver Grove Heights | 5.1% | 16.8% |
Eagan Renters Insurance as a Percentage of Rent
| Eagan Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 112 | 1.0% | $771 |
| $300 to $499 | 346 | 5.0% | $1221 |
| $500 to $749 | 967 | 14.0% | $1896 |
| $750 to $999 | 2,514 | 36.0% | $2646 |
| $1,000 to $1,499 | 2,238 | 32.0% | $3771 |
| $1,500 or more | 669 | 9.0% | $5421 |
Eagan, MN Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $3,900 |
| Yearly Eagan Homeowner Insurance Premium Example | $2,600 | $2,100 |
| Out of Pocket Expense During Claim | $1,900 | $3,900 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $17,500 | $16,500 |
| Net Savings to Eagan Home Owner from High Deductible Plan | $1,000 | |
Eagan, MN Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Eagan, MN Home Replacement Value MORE than Home Value | Eagan, MN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $335,500 | $209,000 |
| Insurance Premium based on Replacement Value | $2,350 | $1,475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $85,500 | Risk Exposure from Under Insuring Coverage is $41,000 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $575/year |
Example Eagan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Farmers Insurance | Nationwide Insurance | State Farm |
| Monthly Premium | 94 | 179 | 326 |
| Year Built | 2001 | 1982 | 2010 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $175000-$200000 | $250000-$300000 | $400000-$500000 |
| Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible | $500 Deductible |
Sample Home Insurance Rates for Eagan, MN from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1993 | 315,000 | Slate Shingles Roof | 2,110 | 4 | $1000-$2500 Deductible | 650 | 3 | Brick siding | No |
| 1990 | 670,000 | Wood Shake Roof | 4,260 | 5 | $500- $1000 Deductible | 4090 | 10 | Fiber-Cement Siding | yes |
| 1983 | 590,000 | Slate Shingles Roof | 3,850 | 5 | $5000 to $10,000 Deductible | 3060 | 12 | Fiber-Cement Siding | No |
| 1980 | 235,000 | Asphalt Shingles Roof | 2,210 | 3 | > $10,000 Deductible | 150 | 2 | Vinyl siding | No |
| 2014 | 505,000 | Metal Roof | 3,350 | 4 | > $10,000 Deductible | 830 | 3 | Stucco siding | No |
| 2004 | 270,000 | Membrane Roof | 2,040 | 4 | $2500-$5000 Deductible | 330 | 2 | Vinyl siding | No |
| 2006 | 250,000 | Metal Roof | 2,000 | 3 | > $10,000 Deductible | 260 | 3 | Stucco siding | yes |
| 1999 | 205,000 | Asphalt Shingles Roof | 1,390 | 3 | $2500-$5000 Deductible | 560 | 7 | Fiber-Cement Siding | yes |
| 2005 | 475,000 | Membrane Roof | 3,160 | 5 | $500 Deductible | 640 | 2 | Stucco siding | yes |
| 2013 | 370,000 | Slate Shingles Roof | 3,120 | 4 | $500- $1000 Deductible | 210 | 1 | Brick siding | No |
| 2010 | 410,000 | Wood Shake Roof | 3,680 | 5 | $500 Deductible | 1080 | 4 | Brick siding | yes |
| 2010 | 245,000 | Wood Shake Roof | 2,040 | 3 | $2500-$5000 Deductible | 1170 | 8 | Brick siding | yes |
| 2013 | 130,000 | Shingles Roof | 960 | 2 | $1000-$2500 Deductible | 430 | 6 | Stone Siding | No |
| 1983 | 180,000 | Tile Roof | 1,280 | 2 | $500- $1000 Deductible | 980 | 8 | Stucco siding | yes |
| 1983 | 575,000 | Asphalt Shingles Roof | 4,090 | 5 | $500- $1000 Deductible | 3120 | 9 | Stucco siding | No |
| 1984 | 225,000 | Membrane Roof | 1,940 | 4 | > $10,000 Deductible | 600 | 9 | Brick siding | No |
| 1981 | 230,000 | Shingles Roof | 1,720 | 2 | $2500-$5000 Deductible | 380 | 3 | Vinyl siding | yes |
| 2014 | 330,000 | Wood Shake Roof | 2,190 | 3 | $500 Deductible | 740 | 3 | Stucco siding | yes |
| 2010 | 310,000 | Slate Shingles Roof | 2,470 | 5 | $5000 to $10,000 Deductible | 290 | 2 | Brick siding | yes |
| 2011 | 295,000 | Slate Shingles Roof | 2,420 | 4 | $2500-$5000 Deductible | 1550 | 10 | Stucco siding | yes |
| 1997 | 655,000 | Composition Roof | 4,080 | 5 | > $10,000 Deductible | 200 | 1 | Brick siding | yes |
| 1982 | 500,000 | Wood Shake Roof | 4,270 | 5 | $5000 to $10,000 Deductible | 460 | 2 | Fiber-Cement Siding | No |
| 1986 | 165,000 | Shingles Roof | 1,290 | 3 | $5000 to $10,000 Deductible | 660 | 9 | Wood siding | yes |
| 2012 | 235,000 | Tile Roof | 1,690 | 2 | $500- $1000 Deductible | 1400 | 7 | Wood siding | yes |
| 1993 | 330,000 | Slate Shingles Roof | 2,780 | 4 | > $10,000 Deductible | 1140 | 9 | Stone Siding | No |
| 2002 | 290,000 | Composition Roof | 1,820 | 3 | $500 Deductible | 920 | 5 | Brick siding | yes |
| 2010 | 235,000 | Slate Shingles Roof | 2,190 | 4 | $5000 to $10,000 Deductible | 340 | 5 | Stone Siding | yes |
| 1998 | 380,000 | Membrane Roof | 3,290 | 5 | $500- $1000 Deductible | 2090 | 7 | Wood siding | yes |
| 1986 | 330,000 | Wood Shake Roof | 2,880 | 5 | $500- $1000 Deductible | 1170 | 5 | Brick siding | No |
| 2006 | 265,000 | Composition Roof | 1,710 | 5 | $2500-$5000 Deductible | 710 | 5 | Wood siding | yes |
| 2003 | 170,000 | Wood Shake Roof | 1,390 | 3 | $500- $1000 Deductible | 1150 | 12 | Stone Siding | No |
| 2009 | 350,000 | Wood Shake Roof | 2,460 | 4 | > $10,000 Deductible | 1420 | 12 | Vinyl siding | No |
| 2008 | 145,000 | Metal Roof | 1,190 | 2 | $1000-$2500 Deductible | 560 | 8 | Stone Siding | No |
| 2011 | 255,000 | Wood Shake Roof | 2,130 | 3 | > $10,000 Deductible | 850 | 7 | Vinyl siding | No |