Duval County Insurance Rates:

Duval County, FL homeowners insurance is about $992 to $1,343, about $82-$111/month. Our detailed analysis shows customers can save as much as $466 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cheap Homeowners Insurance in Duval County, FL

The average cost of homeowners insurance in Duval County, FL, is $1455. Florida is known for its extreme temperature and is especially vulnerable to natural disasters such as tornadoes, hurricanes, floods, and fires. This is why it's vital to cover all of your bases while buying home insurance in Duval County, FL. Homeowners insurance helps cover the costs associated with repair or restoration in the event of certain types of damage to your property. This can include security against theft, vandalism, floods, and almost any kind of damage to or on the property. Here are a few tips which can help you reduce the cost of homeowners insurance in Duval County, FL.

a. By choosing a higher deductible

A home insurance deductible is an amount you pay out of pocket towards a claim. The higher your deductible, the more money you'll save on insurance premiums each month. In Duval County, FL, homeowners paying a deductible of 500 and 1500 pay a premium of $1437.54 and $1224.24. In contrast, homeowners paying a deductible of 2000 and 2500 pay $1111.33 and $1044.69, respectively. Therefore, the higher the deductible, the lower the premium in Duval County, FL.

Refer to the chart below to know the amount paid by the homeowners for different deductibles in Duval County, FL.

Cheap_Homeowners_Insurance_in_Duval_County_FL

b. By installing security features

Making your home safer with new locks, doors, smoke, fire detectors, and fire extinguishers can positively influence your home insurance rates in Duval County, FL. For example, residents who have installed security features like fire alarms and sprinkler systems pay $1382.25 and $1367.7, respectively, on home insurance in Duval County, FL.

c. By maintaining a zero claims history

Filing a claim is one of the many ways to avail of compensation for damages. Keep in mind that when it comes to minor claims, like electrical damage, plumbing, slight cracks on walls, you may want to consider paying out of pocket rather than filing a claim and risk an increase in your home insurance rates in Duval County, FL. For example, homeowners in Duval County, FL, with zero claims history, have to pay a premium of $1265.85. In contrast, homeowners with one or two claims have to pay $1556.85 and $1629.6 on homeowners insurance in Duval County, FL.

Duval County, FL Homeowners Insurance By Home Value

Duval County, FL Home Value Total Homes % of Total Average Duval County, FL Homeowners Insurance
Less than $50,000 14,325 7.0% $175
$50,000 to $59,999 4,601 2.0% $373
$60,000 to $69,999 5,539 2.0% $466
$70,000 to $79,999 7,645 4.0% $536
$80,000 to $89,999 9,278 4.0% $606
$90,000 to $99,999 8,628 4.0% $676
$100,000 to $124,999 21,590 11.0% $793
$125,000 to $149,999 20,272 10.0% $991
$150,000 to $174,999 24,345 12.0% $1167
$175,000 to $199,999 17,304 9.0% $1353
$200,000 to $249,999 24,880 13.0% $1622
$250,000 to $299,999 15,921 8.0% $1983
$300,000 to $399,999 14,063 7.0% $2532

Top Home Insurance Agents Near Duval County, FL

Home Insurance Company Near Duval County, FL Homeowners Insurance Agency Near Duval County, FL Address
NA Brightway Insurance 9263 Lem Turner Rd, Jacksonville, FL, 32208
Allstate Brenda Chamberlain 10748 Deerwood Park Blvd Ste 156, Jacksonville, FL, 32256
Travelers Hatcher & Associates Insurance Inc 159 HAMPTON POINT DR 1, ST AUGUSTINE, FL, 32092
Allstate Lamb Insurance Services 5909 Second St N, Folkston, GA, 31537
Travelers Mcginty Gordon And Associates 1890 S 14 ST #215, FERNANDINA BEACH, FL, 32034

Duval County, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Duval County, FL

Streets in Duval County Area Homeowners Insurance Cost
Adams Walk Dr, Cole Rd, S Reef Dr, Alma St, Wahine Dr S, State Hwy 202, Paddlewheel Dr, McClothlin St, W Camaro Dr, Kipling Ct$1,143
Lopez Ct, Shoshone Trl, Duncan U Fletcher High Ac, Cumbria Ct, Octave Dr, Linwood Ave, Loran Dr N, Edwards St, Harrington Park Dr, Lynda Sue Ln W$1,226
Laurina Pl, Westberry Rd, Pine Links St, Valpariso Trl, Alvis Rd, Cattail Dr S, Taunton Rd, Rutherford Dr, Mahonia Dr, Thomas Rd$1,223
Tierra Verde Dr, Saint Johns Ave, Fairchild St, Ellakel Rd, S Granada Blvd, Bonaire Cir, Bergerac Dr E, Kenwood Dr N, Percy Rd, Lemans Ct$1,143
W Tidewater Forest Creek, Romaine Cir N, Antler Trl S, Ranch Rd, Jebb Island Cir E, Egrets Marsh Dr, Peter Rabbit Dr N, Lewis Mickles Rd, N Beechfern Ln, Mc Quade St$1,248
Kernan Forest Blvd, Eddy Rd, N Sandy Run Ln, Riviera Manor Dr, Nature View Ln W, 6th Ave S, Diane Rd, Beverly Ln, Pine Ave, Loran Dr W$1,194
Blackhawk Trl S, Sarah Towers Ln S, Dora St, Dubois Dr, N Magnolia Cir, Posey Rd, S Brahma Bull Creek, Serenade Cir S, Bamboo Dr, Royalwood Dr$1,249
St Johns Blvd, Pepperwood Dr, Hardenbrook Ln, Lehigh St, Betula Rd, Union Pacific Dr S, Heathford Dr, Ivybridge Ct, Gran Crique Ct S, Woodpecker Trl$1,234
Springmoor Eight Dr, W State St, Cahoon Ln, Tully Ct, N Don Quixote Creek, Cedar Trace Dr S, Garden Acres Ct W, Knollcrest Ct, Woodley Point Rd, Sea Oats Dr$1,170
Greenes Pl, Picador Ct, Rosanne St, Quitina Dr, Diamond St, Lombardo Ave, Professional Dr, Calloway Ct, Solandra Cir N, Francis Ave$1,149

Duval County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Duval County$174 to $177
Jacksonville$174
Jacksonville West$171
Jacksonville East$177

Duval County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jacksonville city, Florida $146 $194 $291
Jacksonville West CCD, Duval County, Florida $143 $190 $285
Jacksonville East CCD, Duval County, Florida $148 $197 $295

Duval County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Duval County, FL6.7%21.7%
Jacksonville6.74%21.91%
Jacksonville West7.76%23.71%
Jacksonville East6.3%20.03%

Duval County Renters Insurance as a Percentage of Rent

Duval County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,999 1.0% $338
$200 to $299 3,013 2.0% $788
$300 to $499 5,739 4.0% $1238
$500 to $749 22,503 18.0% $1913
$750 to $999 36,346 30.0% $2663
$1,000 to $1,499 39,632 33.0% $3788
$1,500 or more 10,423 8.0% $5438

Average Cost Of Home Insurance By Company In Areas Nearby Duval County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $1,654
150,000 27 NO Liberty Mutual Fire Insurance $1,750
150,000 27 NO Safeway Property Insurance $1,569
150,000 27 NO Security First Insurance $1,099
150,000 27 NO St. Johns Insurance $1,277
150,000 27 NO State Farm Florida Insurance $1,710
150,000 27 NO Stillwater Property And Casualty Insurance $1,292
150,000 27 NO Universal Property & Casualty Insurance $1,235
150,000 27 YES Asi Preferred Insurance $1,165
150,000 27 YES Castle Key Indemnity Company Insurance $1,497
150,000 27 YES Florida Family Insurance $1,062
150,000 27 YES Security First Insurance $930
150,000 27 YES Tower Hill Preferred Insurance $1,309
300,000 12 NA Asi Preferred Insurance $1,353
300,000 12 NA Auto Club Insurance $1,786
300,000 12 NA Liberty Mutual Fire Insurance $2,694
300,000 12 NA Safeway Property Insurance $1,300
300,000 12 NA Security First Insurance $1,376
300,000 12 NA St. Johns Insurance $1,167
300,000 12 NA State Farm Florida Insurance $2,304

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