How Much Does Durango, CO Home Insurance Cost?
Durango, CO Average Homeowners Insurance Cost
$1,407
Homeowners Insurance Cost - Durango, CO
$412,000
Median Home Value - Durango, CO
Durango, CO Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$16.88 | $1,390.12 |
| $1000 Deductible | -$149.42 | $1,257.58 |
| $1500 Deductible | -$223.15 | $1,183.85 |
| $2000 Deductible | -$332.33 | $1,074.67 |
| $2500 Deductible | -$396.77 | $1,010.23 |
Durango, CO Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$352 | $1,055 |
| 30 year old | +$21 | $1,428 |
| 40 year old | +$37 | $1,444 |
| 50 year old | +$53 | $1,460 |
| Above 50 year old | +$68 | $1,475 |
Durango, CO Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$197 | $1,210 |
| Superior | -$127 | $1,280 |
| Masonry | -$70 | $1,337 |
| Brick | -$70 | $1,337 |
| Hail Resistant Roof | -$42 | $1,365 |
Durango, CO Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$28 | $1,435 |
| Swimming Pool With A Diving Board | +$56 | $1,463 |
| Swimming Pool With Slide | +$84 | $1,491 |
Durango, CO Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $42 | $1,365 |
| Police Department | $14 | $1,393 |
Durango, CO Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$590.94 | $1,998 |
| Filing a Second Liability Claim | +$534.66 | $1,942 |
| Filing a Second Theft Claim | +$534.66 | $1,942 |
| Filing a Second Water Claim | +$464.31 | $1,871 |
| Filing a Fire Claim | +$281.4 | $1,688 |
| Filing a Liability Claim | +$267.33 | $1,674 |
| Filing a Theft Claim | +$267.33 | $1,674 |
| Filing a Water Claim | +$225.12 | $1,632 |
| Filing a Weather Claim | +$225.12 | $1,632 |