How To Make Your Durango, CO Home Insurance Cheaper
Durango, CO, homeowners insurance is about $1407. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Durango, CO Home Insurance Rates with the La Plata County Average
| Place | La Plata County Average: $1,644.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Durango, CO | $1,407.0 | -237.0 | -0.14 | 31,436 | 412,000 |
Cost of Durango, CO Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| La Plata County | 356,700 | 8,670 | $1,644 |
| Mancos | 267,100 | 53,158 | $1,389 |
| Ignacio | 258,800 | 16,074 | $1,369 |
| Southern Ute | 267,900 | 167,786 | $1,391 |
Homeowners Insurance Comparison for the Cheapest Premiums in Durango, CO
| MAPFRE Insurance | American Family | Allstate | |
| Median Home Value ($) | 412,000 | 412,000 | 412,000 |
| Age of Home | Year 40 Old | Above Year 50 | Newly Constructed Home |
| Home Coverage ($) | $1000,000 -$1499,999 | $250,000 -$299,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $3,232.1 | $1,244.7 | $2,163.9 |
Cost of Durango, CO Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Amica Mutual Insurance | 2000 | $1000,000-$1499,999 | 2,246.0 |
| USAA | 500 | $150,000-$174,999 | 481.6 |
| Country Financial | 2500 | $175,000-$199,999 | 432.0 |
| Encompass Insurance | 1000 | $1000,000-$1499,999 | 2,547.3 |
| California Casualty | 500 | $175,000-$199,999 | 582.0 |
| Liberty Mutual | 1500 | $750,000-$999,999 | 2,188.6 |
| Horace Mann Educators Corporation | 1500 | $200,000-$249,999 | 651.7 |
| The Hartford | 500 | $1000,000-$1499,999 | 2,656.9 |
| American Family | 500 | $750,000-$999,999 | 2,412.4 |
| Allstate | 500 | $500,000-$749,999 | 2,086.4 |