Dunedin Insurance Rates:

Dunedin, FL homeowners insurance is nearly $995 to $1,352, about $82-$112/month. Our all inclusive analysis reveals consumers can save as much as $469 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend them because I have never had issues. I have heard horror stories of people being cheated for money, but i've never had issues.
Liberty Mutual
I would definitely recommend our company. We have even referred other family members to them and they have had a great experience as well.
State Farm
I like that my insurance company is knowledgeable, helpful, and friendly. they really help me out when i need anything or have any questions.
Geico
Geico is a pretty basic homeowner insurance company as i feel they do not offer as many service details as others who specialize in this area.
State Farm
I like mr. bradley and his staff they are very professional and helpful. if i have a problem or question they always find the answer and resolve the situation as quickly as possible.
Travelers
I find the website very easy to navigate, and it is not complicated. It provides all the information I need.
Usaa
They are very responsive and don't hassle you over what you're claiming. There was no hint of "we think you're trying to rip us off" questioning, or doubting. Nor did our premium go up! So, I highly recommend USAA.
Amica Mutual Insurance
I think my premium is competitive, and I've wrapped it into my escrow.
Allstate
My premiums are ok but considering the coverage I feel that they are a little high.
Allstate
The value of my coverage and the fair price of my monthly payment is far more than I could ask for and I would absolutely recommend the company.

Dunedin, FL Homeowners Insurance By Home Value

Dunedin, FL Home Value Total Homes % of Total Average Dunedin, FL Homeowners Insurance
Less than $50,000 1,123 11.0% $164
$50,000 to $59,999 265 2.0% $351
$60,000 to $69,999 259 2.0% $445
$70,000 to $79,999 254 2.0% $504
$80,000 to $89,999 369 3.0% $574
$90,000 to $99,999 424 4.0% $645
$100,000 to $124,999 994 10.0% $750
$125,000 to $149,999 709 7.0% $938
$150,000 to $174,999 1,085 11.0% $1114
$175,000 to $199,999 899 9.0% $1278
$200,000 to $249,999 1,545 15.0% $1548
$250,000 to $299,999 636 6.0% $1888
$300,000 to $399,999 1,242 12.0% $2404

Top Home Insurance Agents Near Dunedin, FL

Home Insurance Company Near Dunedin, FL Homeowners Insurance Agency Near Dunedin, FL Address
NA All Lines Insurance 4704 5Th St West, Bradenton, FL, 34207
Travelers Adcock-Adcock Property & Casualty Agency, Inc. 315 W FLETCHER AV, TAMPA, FL, 33612
Travelers J A T Insurance Services Inc 6702 N GUNLOCK AVE, TAMPA, FL, 33614
State Farm Stanley Dean 4017 34th Street S, St Petersburg, FL, 33711-4306
State Farm Tom Parsons 5521 Hanley Rd, Tampa, FL, 33634-4998

Dunedin, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Dunedin, FL

Streets in Dunedin Area Homeowners Insurance Cost
Linda Ln, Simcoe St, Cardigan Ln, Seville Dr, Salem Ct, Norfolk St, New York Ave, Forest Grove Blvd, Lady Marion Ln, Bluffs Cir$1,165
Coronado Dr, Solon Ave, St Mary Dr, Valley Dr, Marina Plz, Fairfield Ct, Marsha Dr, Arbor Dr W, Lemon St W, Durham Ct$1,173
Springrain Dr, Disston St, Cevera Dr, Oak Ct, Cathedral Dr, Smith Ln, Santa Monica Ct, Deleon Dr, Meadow Ln, Ashland Dr$1,164
Manor Dr W, Woodette Dr, Harris Ct, Moss Dr, Chesterfield Dr, Carlyle Dr, Sequoia Dr, Louisiana Ave, McMullen Ave, Bellhurst Dr$1,160
Hillwood Dr, Sophie Ave, Highland Woods Dr, Laurelwood Dr, Lazy Lake Rd W, Sandra Dr, Michael Pl, Avery Ave, Walnut Ct, Lyndhurst St$1,157
Peggy Ray Dr, Colony Dr, Gardenia Ct, Brae Moor Dr, Hanby St, Country Lakes Dr, Kent Ln, Wilkie St, Fisher Rd, Sourwood Blvd$1,161
Hermosa Dr, Wood Thrush Way, Chillingford Close, Crystal Beach Ave, Lime Cir N, Fred Ave, Oro Dr, Beltrees St, Golf View Dr, Windmoor Dr$1,153
Stacy Ct, Treemont Way, Greenwood Dr, Simeon Dr, Palm Blvd, Orkney Ct, Cumberland Cir, Spanish Pines Dr, Arbor Dr E, Canino Ct$1,168
McCarty St, Broadway, Ohio Ave, Briarwood St, Ranchette Ln, D Ave, Mayfair Cir N, Severs Lndg, Locklie St, Walnut Dr$1,199
San Christopher Blvd, Lotus Dr S, Shaker Ln, Scotland Dr, Seaview Cir, Bramblewood Dr S, Mallard Pl, W Honey St, Harbor Lake Cir, Seaview Ave$1,125

Dunedin, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dunedin$175 to $178
Greenbriar$173
Clearwater$174
Palm Harbor$177

Dunedin, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Greenbriar CDP, Florida $145 $193 $289
Clearwater CCD, Pinellas County, Florida $146 $194 $291
Palm Harbor CDP, Florida $148 $197 $295

Dunedin, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dunedin, FL6.5%18.9%
Greenbriar6.6%25.0%
Clearwater6.43%18.55%
Palm Harbor5.88%18.41%

Dunedin Renters Insurance as a Percentage of Rent

Dunedin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 127 2.0% $1236
$500 to $749 1,152 21.0% $1911
$750 to $999 1,650 30.0% $2661
$1,000 to $1,499 1,801 33.0% $3786
$1,500 or more 657 12.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby Dunedin For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Citizens Property Insurance $2,239
150,000 27 NO Safeway Property Insurance $4,090
150,000 27 YES American Traditions Insurance $1,725
150,000 27 YES Florida Peninsula Insurance $1,900
150,000 27 YES Safeway Property Insurance $2,159
150,000 27 YES Security First Insurance $1,151
150,000 27 YES Southern Fidelity Insurance $1,846
150,000 27 YES St. Johns Insurance $1,502

Dunedin, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$8,800
Yearly Dunedin Homeowner Insurance Premium Example $8,800$7,400
Out of Pocket Expense During Claim$1,800$8,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $54,600$53,200
Net Savings to Dunedin Home Owner from High Deductible Plan $1,400

Dunedin, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dunedin, FL Home Replacement Value MORE than Home Value Dunedin, FL Home Replacement Value LESS than Home Value
Replacement Value $251,500 $172,500
Insurance Premium based on Replacement Value $5,225 $3,600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $675/year Insurance costlier by $950/year

Example Dunedin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersGEICO Insurance
Monthly Premium 194309106
Year Built 196719751994
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$75000-$100000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Dunedin, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 120,000 Tile Roof 1,280 3 $500- $1000 Deductible 380 2 Brick siding No
1992 280,000 Composition Roof 3,230 4 $5000 to $10,000 Deductible 2320 10 Stone Siding No
1997 120,000 Metal Roof 1,450 2 $1000-$2500 Deductible 1270 7 Fiber-Cement Siding No
1961 310,000 Metal Roof 3,340 4 > $10,000 Deductible 1150 4 Stucco siding No
1985 155,000 Asphalt Shingles Roof 1,690 2 $500 Deductible 960 5 Fiber-Cement Siding yes
2000 365,000 Shingles Roof 3,400 4 $1000-$2500 Deductible 2530 6 Stucco siding No
1998 160,000 Membrane Roof 1,920 5 $2500-$5000 Deductible 1020 5 Vinyl siding No
2007 185,000 Composition Roof 1,640 3 $500- $1000 Deductible 320 1 Stucco siding No
1986 270,000 Metal Roof 2,430 5 > $10,000 Deductible 2100 10 Vinyl siding No
1977 230,000 Metal Roof 2,000 3 $2500-$5000 Deductible 1150 3 Stucco siding yes
1963 115,000 Asphalt Shingles Roof 960 2 $500- $1000 Deductible 180 1 Stone Siding yes
1974 95,000 Slate Shingles Roof 940 2 $500 Deductible 1020 7 Stucco siding No
2005 185,000 Shingles Roof 2,130 3 $500 Deductible 1090 3 Stucco siding yes
1961 175,000 Metal Roof 1,590 3 $500- $1000 Deductible 290 1 Brick siding No
1983 130,000 Wood Shake Roof 1,300 2 $2500-$5000 Deductible 1020 7 Fiber-Cement Siding yes
2001 190,000 Tile Roof 1,770 2 $2500-$5000 Deductible 2980 9 Fiber-Cement Siding yes
1965 400,000 Tile Roof 4,520 5 $500 Deductible 2910 4 Fiber-Cement Siding No
2008 105,000 Tile Roof 1,040 2 $500 Deductible 530 3 Stone Siding No
1967 145,000 Membrane Roof 1,730 2 $2500-$5000 Deductible 1540 8 Brick siding yes
1978 245,000 Asphalt Shingles Roof 2,240 3 $500 Deductible 3760 12 Brick siding No
1964 175,000 Composition Roof 1,530 3 $5000 to $10,000 Deductible 450 2 Stucco siding yes
1998 175,000 Membrane Roof 2,110 3 $1000-$2500 Deductible 1790 6 Fiber-Cement Siding No
1982 110,000 Slate Shingles Roof 1,270 3 $1000-$2500 Deductible 470 4 Vinyl siding No
1978 295,000 Composition Roof 2,480 4 $5000 to $10,000 Deductible 2770 7 Vinyl siding No
1963 165,000 Wood Shake Roof 1,670 2 $2500-$5000 Deductible 890 5 Stucco siding No
1961 190,000 Shingles Roof 1,820 3 $1000-$2500 Deductible 2800 10 Wood siding yes
1990 210,000 Tile Roof 2,300 4 > $10,000 Deductible 840 6 Stucco siding yes
1965 455,000 Asphalt Shingles Roof 3,810 5 > $10,000 Deductible 1240 3 Vinyl siding yes
2000 250,000 Metal Roof 2,850 4 $500- $1000 Deductible 3740 8 Vinyl siding yes
2007 480,000 Slate Shingles Roof 4,130 5 $500- $1000 Deductible 2010 3 Wood siding No
1986 195,000 Shingles Roof 1,730 4 $2500-$5000 Deductible 1070 5 Stone Siding yes
1963 140,000 Wood Shake Roof 1,370 3 $500- $1000 Deductible 150 1 Stucco siding yes
1984 100,000 Asphalt Shingles Roof 1,000 2 $500 Deductible 590 3 Brick siding yes
1999 205,000 Composition Roof 1,930 3 $2500-$5000 Deductible 330 2 Fiber-Cement Siding yes

How To Make Your Dunedin, FL Home Insurnace Cheaper