Dundalk Insurance Rates:

Dundalk, MD homeowners insurance is about $573 to $774, about $47-$64/month. Our comprehensive research indicates shoppers can save upto $269 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
Our agents are extremely helpful and friendly! they make things easy to understand, and never give you the impression that you are bothering them!
Amica Mutual Insurance
The amica mutual insurance policy is kind of expensive, they over charge you for every little thing. and they pay your claim less money.
Allstate
I like the company but i don't like prices sometimes prices are very high and there are hidden fees so it is not a stable company
Usaa
Customer service representatives are great. Always courteous and respectful. I'm never on hold too long and the reps are always able to help me.
Liberty Mutual
I really do not have anything to say about disliking the company
Usaa
It is easy to navigate and allows me to access all documents related to my policies and other accounts easily
Usaa
USAA has fabulous customer service - I have been able, in every instance, to reach an actual human on the phone who has been able to help me.
Liberty Mutual
I have had to call a few times from hurricane damage, they have always been amazing and friendly, I never feel like I am putting them out

Dundalk, MD Homeowners Insurance By Home Value

Dundalk, MD Home Value Total Homes % of Total Average Dundalk, MD Homeowners Insurance
Less than $50,000 878 5.0% $101
$60,000 to $69,999 204 1.0% $269
$70,000 to $79,999 281 1.0% $310
$80,000 to $89,999 447 2.0% $350
$90,000 to $99,999 614 3.0% $390
$100,000 to $124,999 2,069 13.0% $451
$125,000 to $149,999 2,182 13.0% $566
$150,000 to $174,999 3,270 20.0% $674
$175,000 to $199,999 1,968 12.0% $775
$200,000 to $249,999 1,884 11.0% $936
$250,000 to $299,999 1,102 6.0% $1145
$300,000 to $399,999 796 5.0% $1455

Top Home Insurance Agents Near Dundalk, MD

Home Insurance Company Near Dundalk, MD Homeowners Insurance Agency Near Dundalk, MD Address
Travelers Bethesda General Insurance 13975 CONNECTICUT AVE STE 205, SILVER SPRING, MD, 20906
Travelers Coughlan Insurance Agency Inc 10214 SUTHERLAND RD, SILVER SPRING, MD, 20901
Travelers Robin E Wilson 10202 HAILEM SCHOOL RD, EASTON, MD, 21601
Travelers Summit Financial Services Inc 4216 EVERGREEN LANE #115, ANNANDALE, VA, 22003
Nationwide William L. Gregg 9015 Woodyard Rd Ste 208, Clinton, MD, 20735-4209

Cost Of Homeowners Insurance By Street Near Dundalk, MD

Streets in Dundalk Area Homeowners Insurance Cost
August Ave, S Woodwell Rd, Avalon Ave, St Boniface Ln, N Boundary Rd, Loon St, Jackson Rd, Armco Way, Ashwood Rd, Belclare Rd$672
E Baltimore St, Brentwood Ave, Centre Ave, Juniper Ln, Kelmore Rd, Woodley Rd, Dunbrin Rd, Elton Ave, Eastbrook Ave, Fairview Ave$678
Durwood Rd, New Battle Grove Cir, W Branch Rd, Gray Manor Ter, Playfield St, Fleming Dr, Randolph Ave, Inverness Ave, Township Rd, McComas Ave$676
Portship Rd, School Ave, Oyster Ct, Cove Point Rd, N Boundry Rd, Rosebank Ave, Martell Ave, Pirog Dr, N Point Ter, Pinewood Rd$698
St Fabian Ln, Winona Ave, Shipway, York Dr, Willow Rd, Arrowship Rd, Crafton Ave, 52nd St, Thruway, Fischer Rd$677

Dundalk, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dundalk$100 to $103
Essex$102
Edgemere$104
Rosedale$103

Dundalk, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Essex CDP, Maryland $86 $114 $171
Edgemere CDP, Maryland $87 $116 $174
Rosedale CDP, Maryland $86 $115 $172

Dundalk, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dundalk, MD4.3%14.5%
Essex3.65%12.42%
Edgemere3.18%10.64%
Rosedale3.81%11.71%

Dundalk Renters Insurance as a Percentage of Rent

Dundalk Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 163 2.0% $348
$200 to $299 185 2.0% $798
$300 to $499 164 2.0% $1248
$500 to $749 1,006 13.0% $1923
$750 to $999 2,488 33.0% $2673
$1,000 to $1,499 2,812 37.0% $3798
$1,500 or more 595 8.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby Dundalk For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
330,000 1,000 Masonry 15 Amica Mutual Insurance Co. 1,747
380,000 1,000 Frame 10 Csaa Affinity Insurance Co. 1,275
280,000 500 Frame 25 Horace Mann Insurance Co. 1,194
330,000 1,000 Masonry 15 Metropolitan Group Property And Casualty 1,661
280,000 500 Frame 25 Safeco Insurance Co. Of America 530
280,000 500 Frame 25 Standard Guaranty Insurance Co. 2,710
240,000 500 Frame 35 Travelers Commercial Insurance Co. 741
330,000 1,000 Masonry 15 Travelers Commercial Insurance Co. 714
380,000 1,000 Frame 10 Unitrin Direct Property & Casualty Co. 1,347
330,000 1,000 Masonry 15 Vigilant Insurance Co. 1,452

Dundalk, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Dundalk Homeowner Insurance Premium Example $2,500$1,900
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,100$16,900
Net Savings to Dundalk Home Owner from High Deductible Plan $1,200

Dundalk, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dundalk, MD Home Replacement Value MORE than Home Value Dundalk, MD Home Replacement Value LESS than Home Value
Replacement Value $206,500 $140,500
Insurance Premium based on Replacement Value $1,100 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $100/year

Example Dundalk Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyErie InsuranceTravelers
Monthly Premium 79137101
Year Built 195019611946
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$250000-$300000$200000-$250000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Dundalk, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 315,000 Asphalt Shingles Roof 3,170 4 > $10,000 Deductible 210 3 Wood siding yes
1944 290,000 Metal Roof 3,030 5 $5000 to $10,000 Deductible 740 9 Brick siding yes
1965 205,000 Tile Roof 2,250 3 $2500-$5000 Deductible 530 8 Stucco siding yes
1962 260,000 Composition Roof 2,450 4 $500- $1000 Deductible 270 3 Vinyl siding No
1948 160,000 Shingles Roof 1,490 3 $500 Deductible 90 2 Wood siding yes
1969 200,000 Slate Shingles Roof 2,220 4 $2500-$5000 Deductible 130 3 Fiber-Cement Siding No
1954 195,000 Composition Roof 2,250 5 $1000-$2500 Deductible 900 12 Stone Siding yes
1962 310,000 Shingles Roof 3,120 4 > $10,000 Deductible 720 10 Stone Siding No
1942 250,000 Tile Roof 2,400 4 $500- $1000 Deductible 110 1 Stone Siding No
1966 230,000 Slate Shingles Roof 2,000 3 $2500-$5000 Deductible 370 5 Brick siding No
1948 135,000 Metal Roof 1,480 3 $1000-$2500 Deductible 310 8 Stucco siding No
1963 330,000 Slate Shingles Roof 2,890 4 > $10,000 Deductible 780 9 Vinyl siding yes
1959 210,000 Asphalt Shingles Roof 1,920 3 $2500-$5000 Deductible 490 6 Stucco siding No
1955 255,000 Asphalt Shingles Roof 2,240 3 > $10,000 Deductible 310 5 Wood siding No
1964 455,000 Composition Roof 4,920 5 $2500-$5000 Deductible 1190 8 Brick siding yes
1944 315,000 Asphalt Shingles Roof 2,930 4 $2500-$5000 Deductible 540 4 Fiber-Cement Siding No
1958 220,000 Tile Roof 1,940 3 $5000 to $10,000 Deductible 70 1 Wood siding No
1960 400,000 Shingles Roof 3,690 5 $2500-$5000 Deductible 1080 9 Wood siding No
1945 310,000 Membrane Roof 2,900 4 $2500-$5000 Deductible 210 2 Wood siding yes
1948 220,000 Asphalt Shingles Roof 1,920 3 $500- $1000 Deductible 410 6 Stone Siding yes
1963 170,000 Wood Shake Roof 1,830 5 $500- $1000 Deductible 70 1 Fiber-Cement Siding No
1947 125,000 Slate Shingles Roof 1,570 3 $1000-$2500 Deductible 70 1 Stone Siding yes
1964 305,000 Shingles Roof 2,670 5 $2500-$5000 Deductible 600 7 Stucco siding yes