Duncan Insurance Rates:

Duncan, OK homeowners insurance is roughly $1,221 to $1,660, about $101-$138/month. Our complete research reveals consumers can save as much as $576 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farm Bureau
One thing i do like about my insurance company farm bureau is the fact that they have a good reputation.
State Farm
State farm pays very promptly as long as you have a receipt if you have already paid it. if it is a claim, it is still fast, just more investigations.
Farmer's Insurance
Our farmers insurance agent is top notch. she is always there to answer questions. susan is friendly and knowledgeable about our home owners policy.
Geico
The company has great customer service there rates are affordable they are understanding with anything that happens to us they work quickly and help us in a timely manner we are always taken care of
Farm Bureau
I truly have not found anything bad to say about the company. I also have not heard anyone that carries their insurance with them say anything bad either.
Geico
They care about people and that comes across when I talk to them on the phone. My problem is always theirs and they do their best to help me.
State Farm
I have no issues with the interaction or communication. I feel like there is a good open communication with my insurance company and they know me personally
Farm Bureau
I really can't think of anything except for the website. It definitely needs some work or else I need to be trained on it because I cannot figure it out!

Duncan, OK Homeowners Insurance By Home Value

Duncan, OK Home Value Total Homes % of Total Average Duncan, OK Homeowners Insurance
Less than $50,000 1,685 21.0% $374
$50,000 to $59,999 514 6.0% $778
$60,000 to $69,999 603 7.0% $965
$70,000 to $79,999 492 6.0% $1123
$80,000 to $89,999 445 5.0% $1268
$90,000 to $99,999 545 6.0% $1412
$100,000 to $124,999 1,203 15.0% $1642
$125,000 to $149,999 827 10.0% $2060
$150,000 to $174,999 722 9.0% $2435
$175,000 to $199,999 293 3.0% $2809
$200,000 to $249,999 385 4.0% $3371
$250,000 to $299,999 123 1.0% $4121
$300,000 to $399,999 175 2.0% $5245

Top Home Insurance Agents Near Duncan, OK

Home Insurance Company Near Duncan, OK Homeowners Insurance Agency Near Duncan, OK Address
Farmers Gary Gerken 212 N Broadway St, Walters, OK, 73572
State Farm Matt Patterson 315 S Avenue D, Burkburnett, TX, 76354-3541
Farmers Rodney Waldrop 110 W Ikard St, Henrietta, TX, 76365
Allstate Stacy Adams 1618 W Jones Ave Ste 100, Duncan, OK, 73533
Allstate 4-M Entities 109 W. Chickasaw, Lindsay, OK, 73052

Cost Of Homeowners Insurance By Street Near Duncan, OK

Streets in Duncan Area Homeowners Insurance Cost
N 13th St, SE 210th St, W Pine Ave, 108th St, Hope Rd, W Cypress Ave, Cherry Ave, Ben Rd, E Mosley Dr, Wisteria Ave$1,429
Primrose Ct, S 12th St, W M L King Ave, Elder Ave, N L St, E Fig Ave, Rockspring Cir, Adrean, 42nd St, N 18th St$1,403
Cardinal Ave, Redwood Dr, E Camelback Rd, W Osage Rd, W Ash Ave, Water Plant Rd, E Main St, Normandy Ct, Lovegrass Ln, W Poplar Ave$1,455
W Elder Ave, Kensworth Dr, Plato Rd, W Plato Rd, E Plato Rd, Eastland Dr, N 6th St, N2860 Water Plant, Bois D Arc, Lizabeth Dr$1,432
Stewart Ave, Indian Ter, W Jones Ave, S 14th St, N E St, Osage Rd, E Fuller Rd, Stagestand Rd, W Jefferson Ave, Horsetooth Rd$1,486

Duncan, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Duncan$215 to $218
Empire City$215
Meridian$212
Stephens County$214

Duncan, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Empire City town, Oklahoma $180 $239 $359
Meridian CDP, Oklahoma $177 $236 $354
Stephens County, Oklahoma $179 $238 $357

Duncan, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Duncan, OK11.9%33.9%
Empire City13.65%35.3%
Meridian15.28%35.44%
Stephens County12.09%35.36%

Duncan Renters Insurance as a Percentage of Rent

Duncan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 117 3.0% $833
$300 to $499 785 24.0% $1283
$500 to $749 1,446 45.0% $1958
$750 to $999 598 18.0% $2708
$1,000 to $1,499 202 6.0% $3833

Average Cost Of Home Insurance By Company In Areas Nearby Duncan For Different Scenarios

Home value ($) Construction type Company premium ($)
100,000 to 150000 FRAME Aca Ins Co. Dba Csaa Fire & Casualty Insurance Co. 1,552
70,000 to 100000 Masonry Allstate Indemnity Co. 1,582
50,000 to 70000 Masonry American National Property & Casualty Co. 2,055
100,000 to 150000 Masonry Allstate Prop & Cas Ins Co 3,080
50,000 to 70000 Masonry Country Mutual Insurance Co. 1,191
50,000 to 70000 FRAME Farmers Insurance Co. 2,313
50,000 to 70000 Masonry Metropolitan Property & Casualty Ins. Co. 1,424
50,000 to 70000 Frame North Star Mutual Insurance Co. 1,576
50,000 to 70000 Masonry United Services Automobile Association 1,042

Duncan, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$7,800
Yearly Duncan Homeowner Insurance Premium Example $6,900$5,400
Out of Pocket Expense During Claim$1,800$7,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $36,300$34,800
Net Savings to Duncan Home Owner from High Deductible Plan $1,500

Duncan, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Duncan, OK Home Replacement Value MORE than Home Value Duncan, OK Home Replacement Value LESS than Home Value
Replacement Value $67,500 $42,500
Insurance Premium based on Replacement Value $2,225 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $400/year

Example Duncan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceAllstate
Monthly Premium 371279502
Year Built 199819691972
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$175000-$200000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Duncan, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 165,000 Slate Shingles Roof 2,660 5 $5000 to $10,000 Deductible 2670 10 Wood siding No
1952 265,000 Shingles Roof 4,050 5 $500- $1000 Deductible 2380 4 Brick siding No
1960 260,000 Wood Shake Roof 3,310 4 $1000-$2500 Deductible 4790 7 Stone Siding No
1968 110,000 Membrane Roof 2,040 3 $500- $1000 Deductible 1850 8 Vinyl siding yes
1952 120,000 Asphalt Shingles Roof 2,070 3 $2500-$5000 Deductible 2810 8 Brick siding No
1950 140,000 Slate Shingles Roof 1,780 5 $1000-$2500 Deductible 500 2 Stucco siding yes
1963 130,000 Wood Shake Roof 2,110 4 $1000-$2500 Deductible 1720 6 Fiber-Cement Siding No
1998 255,000 Slate Shingles Roof 3,290 4 > $10,000 Deductible 4900 10 Stone Siding No
1955 180,000 Membrane Roof 2,330 3 $500- $1000 Deductible 6500 12 Wood siding No
1996 160,000 Wood Shake Roof 2,410 5 $1000-$2500 Deductible 1510 5 Fiber-Cement Siding yes
1978 110,000 Metal Roof 1,730 3 $1000-$2500 Deductible 2940 12 Brick siding No
1956 230,000 Wood Shake Roof 3,430 5 $500- $1000 Deductible 890 1 Brick siding No
1967 70,000 Slate Shingles Roof 1,250 3 $500 Deductible 280 1 Brick siding yes
1999 205,000 Asphalt Shingles Roof 2,810 4 $5000 to $10,000 Deductible 2750 6 Stucco siding yes
1967 120,000 Shingles Roof 1,550 5 $500 Deductible 740 2 Wood siding No
1950 250,000 Membrane Roof 4,010 5 $500- $1000 Deductible 2020 3 Stone Siding yes
1990 95,000 Slate Shingles Roof 1,570 3 $500 Deductible 2610 7 Stone Siding No
1994 310,000 Shingles Roof 4,660 5 $2500-$5000 Deductible 3310 5 Fiber-Cement Siding yes
1969 225,000 Tile Roof 3,160 5 $500- $1000 Deductible 1380 3 Vinyl siding No
1975 320,000 Asphalt Shingles Roof 4,350 5 > $10,000 Deductible 5210 8 Fiber-Cement Siding yes
1977 125,000 Shingles Roof 1,780 4 $2500-$5000 Deductible 2860 8 Wood siding yes
1988 140,000 Slate Shingles Roof 2,540 5 $2500-$5000 Deductible 830 3 Stucco siding No
1985 225,000 Tile Roof 2,860 5 $5000 to $10,000 Deductible 1390 3 Wood siding yes