Dumont Insurance Rates:

Dumont, NJ homeowners insurance is approximately $739 to $1,005, about $61-$83/month. Our thorough research indicates shoppers can save upto $349 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
A tree fell and struck my garage i used for mainly storage and state farm helped me build back my shed better than it had been before

Dumont, NJ Homeowners Insurance By Home Value

Dumont, NJ Home Value Total Homes % of Total Average Dumont, NJ Homeowners Insurance
Less than $50,000 58 2.0% $52
$125,000 to $149,999 31 1.0% $314
$150,000 to $174,999 38 1.0% $366
$200,000 to $249,999 114 4.0% $515
$250,000 to $299,999 284 10.0% $628
$300,000 to $399,999 2,052 77.0% $803

Top Home Insurance Agents Near Dumont, NJ

Home Insurance Company Near Dumont, NJ Homeowners Insurance Agency Near Dumont, NJ Address
Allstate John R. Auer 422 Great East Neck Rd, West Babylon, NY, 11704
Travelers Secur-All Agency Inc 1 Dupont St Ste 209, Plainview, NY, 11803
NA Milo Associates, Inc. 1923 Westfield Ave Scotch Plains, Scotch Plains, NJ, 7076
NA Naa Insurance Agency Corp. Dba Adler's Insurance Agency, Inc 86 Route 59 , Spring Valley, NY, 10977
NA Goodhart Nat'l Gorman Agency 598 Tuckahoe Rd, Yonkers, NY, 10710

Cost Of Homeowners Insurance By Street Near Dumont, NJ

Streets in Dumont Area Homeowners Insurance Cost
Oxford Ave, Dunn Pl, E Quackenbush Ave, Sunnyside Ave, Davies Ave, Washington Ct, Dixon Ave, Cole Ct, Derby Ln, Sycamore Rd$863
Morton Ave, E Church Ct, W Revere Dr, W Madison Ave, Aladdin Ave, Fleetwood Rd, Stevens Dr, Gurney Ct, Manhattan Ter, Dixon Ave$873
Avon Ln, E Madison Ave, Bergman Ter, Blish Pl, Sunset St, Golf View Dr, E Madison Ave, Dumont Ave, Hillcrest Dr, Colonial Pkwy$876
Dick St, Catawba St, New Milford Ave, Seminole Ave, Baker Ln, Wareham Rd, Dulles Dr, W Madison Ave, Holt St, Huntting Dr$880
Wilcox St, Cresskill Ave, American Legion Ter, Nell Ct, Druid Ave, Omaha St, Davies Ave, Clarke St, Shelby St, Demarest Ct$877

Dumont, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dumont$130 to $133
Haworth$145
New Milford$132
Bergenfield$129

Dumont, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Haworth borough, New Jersey $121 $161 $242
New Milford borough, New Jersey $111 $147 $221
Bergenfield borough, New Jersey $108 $144 $216

Dumont, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dumont, NJ2.6%7.3%
Haworth2.13%8.07%
New Milford2.49%7.38%
Bergenfield2.53%7.21%

Dumont Renters Insurance as a Percentage of Rent

Dumont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 3.0% $323
$200 to $299 42 2.0% $773
$300 to $499 52 2.0% $1223
$500 to $749 23 1.0% $1898
$750 to $999 137 7.0% $2648
$1,000 to $1,499 1,101 61.0% $3773
$1,500 or more 376 21.0% $5423

Dumont, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Dumont Homeowner Insurance Premium Example $1,900$1,300
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,200$11,600
Net Savings to Dumont Home Owner from High Deductible Plan $600

Dumont, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dumont, NJ Home Replacement Value MORE than Home Value Dumont, NJ Home Replacement Value LESS than Home Value
Replacement Value $439,500 $282,500
Insurance Premium based on Replacement Value $2,425 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $110,000 Risk Exposure from Under Insuring Coverage is $47,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $600/year

Example Dumont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceChubb Group of Insurance
Monthly Premium 20864172
Year Built 194819741958
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $700000-$800000$200000-$250000$600000-$700000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Dumont, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 685,000 Membrane Roof 3,470 5 $2500-$5000 Deductible 1060 4 Brick siding yes
1979 415,000 Asphalt Shingles Roof 2,160 3 $500- $1000 Deductible 1550 9 Wood siding yes
1957 355,000 Slate Shingles Roof 1,930 4 $2500-$5000 Deductible 150 1 Stone Siding yes
1974 245,000 Tile Roof 1,270 3 $1000-$2500 Deductible 90 1 Fiber-Cement Siding No
1949 300,000 Wood Shake Roof 1,450 2 $5000 to $10,000 Deductible 720 8 Stone Siding No
1963 350,000 Asphalt Shingles Roof 1,880 3 $2500-$5000 Deductible 770 6 Brick siding No
1955 390,000 Asphalt Shingles Roof 1,990 5 $2500-$5000 Deductible 130 1 Stucco siding No
1967 355,000 Wood Shake Roof 2,070 5 $1000-$2500 Deductible 300 2 Fiber-Cement Siding No
1964 570,000 Slate Shingles Roof 3,210 5 $5000 to $10,000 Deductible 1860 12 Vinyl siding yes
1975 755,000 Membrane Roof 4,520 5 $2500-$5000 Deductible 960 4 Brick siding yes
1948 525,000 Composition Roof 2,500 4 $500 Deductible 600 3 Stucco siding yes
1978 235,000 Shingles Roof 1,500 2 $2500-$5000 Deductible 200 3 Wood siding yes
1941 670,000 Asphalt Shingles Roof 3,590 5 $500 Deductible 2250 8 Fiber-Cement Siding No
1955 645,000 Composition Roof 3,260 4 $500- $1000 Deductible 2240 9 Brick siding No
1974 255,000 Tile Roof 1,420 2 $500- $1000 Deductible 420 5 Fiber-Cement Siding yes
1965 585,000 Composition Roof 3,850 5 $500 Deductible 480 2 Fiber-Cement Siding yes
1962 270,000 Tile Roof 1,460 2 $5000 to $10,000 Deductible 600 7 Wood siding yes
1943 370,000 Tile Roof 2,390 4 $1000-$2500 Deductible 850 9 Brick siding No
1973 330,000 Membrane Roof 1,980 4 $5000 to $10,000 Deductible 680 9 Wood siding No
1969 540,000 Tile Roof 3,190 5 $5000 to $10,000 Deductible 830 9 Stucco siding yes
1966 290,000 Slate Shingles Roof 1,570 2 $2500-$5000 Deductible 530 5 Fiber-Cement Siding yes
1947 215,000 Tile Roof 1,080 2 $500 Deductible 250 3 Fiber-Cement Siding No
1957 285,000 Asphalt Shingles Roof 1,520 2 $2500-$5000 Deductible 800 7 Brick siding yes
1965 255,000 Wood Shake Roof 1,680 2 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding No
1956 650,000 Metal Roof 3,180 4 $1000-$2500 Deductible 3050 12 Fiber-Cement Siding yes
1960 400,000 Shingles Roof 2,080 3 > $10,000 Deductible 170 2 Stone Siding No
1965 240,000 Asphalt Shingles Roof 1,310 3 $2500-$5000 Deductible 260 4 Stone Siding No
1970 295,000 Shingles Roof 1,640 2 $500 Deductible 750 7 Fiber-Cement Siding yes