Duluth Insurance Rates:

Duluth, GA homeowners insurance is roughly $770 to $1,048, about $64-$87/month. Our extensive guide reveals consumers can save upto $363 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
This is a very well-known company. there is no one who has not heard of this company that i know.
State Farm
The company has great plans with to bigger prices. all plans don't need to have high prices. i think the better the insurance plans and prices can go by that, but all prices are high!
Farmer's Insurance
Farmers insurance is a great company, they have great rates and policies, i spread the word to all my friends about them.
Aflac
Obviously, based on my responses above, I am extremely satisfied with my insurance company overall. I have not been able to find less expensive rates.
State Farm
Good customer service and really great offices. I like the fact that since there are local branches and agencies, you can walk in and get one on one service, unlike many other companies.
State Farm
I am neutral about my premium because it is something I have to pay and see it as a necessity more than a want. Therefore I believe I have a fair price and appreciate the work my broker has put into finding me a policy where the premium is reasonable.
Allstate
Annual coverage review. Attentive insurance agents. Friendly customer service. Pricing is reasonable. Discounts on multiple policies.Ability to adjust coverage
Liberty Mutual
Low rates, good customer service. When rates increase, explanation is given to the customer.

Duluth, GA Homeowners Insurance By Home Value

Duluth, GA Home Value Total Homes % of Total Average Duluth, GA Homeowners Insurance
Less than $50,000 100 1.0% $118
$80,000 to $89,999 94 1.0% $418
$90,000 to $99,999 67 1.0% $472
$100,000 to $124,999 533 9.0% $545
$125,000 to $149,999 664 11.0% $681
$150,000 to $174,999 1,249 21.0% $809
$175,000 to $199,999 937 16.0% $936
$200,000 to $249,999 979 17.0% $1127
$250,000 to $299,999 621 10.0% $1381
$300,000 to $399,999 402 7.0% $1754

Top Home Insurance Agents Near Duluth, GA

Home Insurance Company Near Duluth, GA Homeowners Insurance Agency Near Duluth, GA Address
State Farm Doug Marrinson 12030 Etris Rd, Roswell, GA, 30075
Travelers Five Star Insurance & Business Services 2093 Rock Chapel Rd. , Lithonia, GA, 30058
Farmers Lester Mosley 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004
Allstate Planet Insurance 1328 Hwy , Buford, GA, 30518
Travelers Steve Stephens Ins Agency Inc 5105 PEACHTREE INSUSTRIAL BLVD STE #250, CHAMBLEE, GA, 30341

Cost Of Homeowners Insurance By Street Near Duluth, GA

Streets in Duluth Area Homeowners Insurance Cost
Bradford Creek Trl, Honeylamb Way NW, Petherton Way NW, Dogwood Ln, Peachtree Rd NW, Railroad St, Blue Ridge Industrial Pkwy, Wassaw Ln NW, Mc Daniel Rd, Canterbury Walk Dr$965
Rogers Bridge Rd NW, Pine Needle Dr NW, Mitzi Ct, Grovecrest Way, Highgate Hills Dr NW, Duluth Pines S, Lime Ct, Carriage House Ln, Country Club Village Ln, Fox St NW$931
Greenwich Ave, Ballentree Way, Riverthur Ct NW, Sugarloaf Reserve Dr, Whitney Park Dr NW, Orchard Ridge Cir, Chattahoochee Dr, Annandale Ln NW, St Clair Cir NW, Sugarloaf Club Dr$948
Pine Cone Ln, White St NW, Gramercy Park Cir NW, Rollingbrook Way, Oriole Ln NW, Maple Ridge Dr, Royston Dr NW, Compass Rose Dr, Brushy Creek Way, Gordon Banks$996
Canberra Ct, Bentley Pl, Selman Ct, Rogers Cove, Brookshire Way, Meadow Lark Trl NW, Buford Hwy NW, Baxley Point Dr NW, Silver Maple Dr, Meadow Church Rd$929

Duluth, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Duluth$135 to $138
Berkeley Lake$154
Suwanee-Duluth$139
Johns Creek$149

Duluth, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Berkeley Lake city, Georgia $129 $171 $257
Suwanee-Duluth CCD, Gwinnett County, Georgia $117 $155 $233
Johns Creek city, Georgia $124 $165 $248

Duluth, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Duluth, GA4.7%16.1%
Berkeley Lake3.42%12.49%
Suwanee-Duluth4.21%15.07%
Johns Creek3.64%11.32%

Duluth Renters Insurance as a Percentage of Rent

Duluth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 403 9.0% $1925
$750 to $999 2,022 45.0% $2675
$1,000 to $1,499 1,660 37.0% $3800
$1,500 or more 368 8.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Duluth For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$200,000 veneer Country Casualty Insurance Company $1029.19 $911.74 $754.80
$400,000 veneer Country Mutual Insurance Company $1586.34 $1407.11 $1167.61
$300,000 frame Foremost Signature Insurance Company $2330 $2305 N/A
$400,000 veneer Foremost Signature Insurance Company $3039 $3014 N/A
$150,000 veneer General Casualty Company Of Wisconsin N/A $483.00 $446.00
$150,000 veneer Grange Mutual Casualty Company N/A N/A N/A
$350,000 frame Liberty Insurance Corporation N/A $1396 $1330
$350,000 frame Lm Insurance Corporation N/A $1470 $1399
$100,000 frame Pharmacists Mutual Insurance Company N/A $324 $292
$250,000 frame Pharmacists Mutual Insurance Company N/A $741 $670

Duluth, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Duluth Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,400$9,800
Net Savings to Duluth Home Owner from High Deductible Plan $600

Duluth, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Duluth, GA Home Replacement Value MORE than Home Value Duluth, GA Home Replacement Value LESS than Home Value
Replacement Value $341,000 $214,500
Insurance Premium based on Replacement Value $1,850 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,500 Risk Exposure from Under Insuring Coverage is $59,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $375/year

Example Duluth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualGEICO Insurance
Monthly Premium 5315565
Year Built 200219992010
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$500000-$600000$150000-$175000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Duluth, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 255,000 Membrane Roof 2,380 3 $500 Deductible 1080 8 Stone Siding No
1994 265,000 Composition Roof 2,490 4 $5000 to $10,000 Deductible 320 4 Brick siding yes
2005 165,000 Shingles Roof 1,330 3 $5000 to $10,000 Deductible 60 1 Stucco siding No
2012 150,000 Composition Roof 1,500 2 $5000 to $10,000 Deductible 130 3 Stone Siding yes
2011 170,000 Slate Shingles Roof 1,560 5 $500 Deductible 130 2 Vinyl siding No
2009 320,000 Shingles Roof 2,740 5 $1000-$2500 Deductible 1560 12 Stucco siding No
2008 330,000 Metal Roof 3,320 4 $5000 to $10,000 Deductible 90 1 Stone Siding yes
1996 130,000 Membrane Roof 1,430 2 $500- $1000 Deductible 770 12 Stucco siding No
2008 190,000 Slate Shingles Roof 2,020 3 $5000 to $10,000 Deductible 120 2 Stone Siding No
2008 375,000 Shingles Roof 3,260 4 $2500-$5000 Deductible 470 3 Stone Siding No
1993 330,000 Asphalt Shingles Roof 2,950 4 $500 Deductible 900 8 Fiber-Cement Siding yes
2006 335,000 Shingles Roof 3,260 4 $500- $1000 Deductible 650 5 Wood siding yes
2012 205,000 Slate Shingles Roof 1,790 5 > $10,000 Deductible 450 10 Vinyl siding yes
2007 165,000 Composition Roof 1,960 4 $2500-$5000 Deductible 100 2 Fiber-Cement Siding yes
2005 140,000 Composition Roof 1,170 2 $500 Deductible 340 8 Brick siding yes
1991 185,000 Shingles Roof 1,780 3 $500- $1000 Deductible 800 10 Stone Siding yes
1996 325,000 Slate Shingles Roof 3,740 5 $500- $1000 Deductible 980 8 Fiber-Cement Siding yes
1999 400,000 Tile Roof 3,250 5 $1000-$2500 Deductible 1690 10 Fiber-Cement Siding yes
2008 135,000 Slate Shingles Roof 1,250 2 $2500-$5000 Deductible 340 6 Vinyl siding yes
2013 110,000 Tile Roof 1,020 2 $500 Deductible 270 7 Fiber-Cement Siding No
2014 305,000 Slate Shingles Roof 2,430 5 $1000-$2500 Deductible 1220 9 Wood siding No
2004 145,000 Tile Roof 1,550 5 $500- $1000 Deductible 300 5 Vinyl siding No
1993 200,000 Tile Roof 2,030 3 $500 Deductible 720 8 Stone Siding yes
2004 165,000 Tile Roof 1,650 2 $500- $1000 Deductible 410 5 Wood siding No
2003 155,000 Wood Shake Roof 1,790 2 $5000 to $10,000 Deductible 580 12 Stone Siding No
2012 195,000 Membrane Roof 1,670 4 $5000 to $10,000 Deductible 310 6 Wood siding yes
2014 240,000 Membrane Roof 2,570 4 $5000 to $10,000 Deductible 230 3 Brick siding No
2013 480,000 Composition Roof 4,050 5 > $10,000 Deductible 380 4 Vinyl siding No
2005 255,000 Slate Shingles Roof 3,030 5 > $10,000 Deductible 530 10 Wood siding yes
1997 215,000 Composition Roof 1,930 3 > $10,000 Deductible 420 8 Fiber-Cement Siding yes
2003 105,000 Shingles Roof 1,030 2 $500 Deductible 170 5 Vinyl siding No
2011 230,000 Wood Shake Roof 2,740 5 $1000-$2500 Deductible 520 6 Wood siding yes