Dubuque Insurance Rates:

Dubuque, IA homeowners insurance is roughly $568 to $771, about $47-$64/month. Our detailed analysis shows customers can save as much as $267 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I like that their website is very easy to use and clear. i am able to see my coverage very easily by looking online in stead of through a phone call.
Farmers
We had a very difficult time communicating with our agent when we first purchased our house and had difficultly with the electrical in the attic passing inspection.
State Farm
So far, state farm has been a good company. my local office calls me occasionally, and wants to check on things.

Dubuque, IA Homeowners Insurance By Home Value

Dubuque, IA Home Value Total Homes % of Total Average Dubuque, IA Homeowners Insurance
Less than $50,000 1,192 7.0% $127
$50,000 to $59,999 392 2.0% $274
$60,000 to $69,999 465 3.0% $334
$70,000 to $79,999 654 4.0% $388
$80,000 to $89,999 922 5.0% $441
$90,000 to $99,999 1,276 8.0% $495
$100,000 to $124,999 2,656 17.0% $575
$125,000 to $149,999 2,632 17.0% $715
$150,000 to $174,999 2,087 13.0% $849
$175,000 to $199,999 1,047 6.0% $976
$200,000 to $249,999 1,182 7.0% $1177
$250,000 to $299,999 519 3.0% $1438
$300,000 to $399,999 392 2.0% $1826

Top Home Insurance Agents Near Dubuque, IA

Home Insurance Company Near Dubuque, IA Homeowners Insurance Agency Near Dubuque, IA Address
NA Citizens State Agency/Bankers Ins 103 First Street, Hopkinton, IA, 52237
NA Heiberger Ins 102 N. Center Avenue, Epworth, IA, 52045
Travelers Priority Insurance Agency Inc 614 W WATER ST, SHULLSBURG, WI, 53586
Liberty Mutual Independent Town & Country Ins Services Inc. 316 S Main St, BLANCHARDVLLE, WI, 53516
Travelers Tricor Inc 230 West Cherry Street, Lancaster, WI, 53813

Cost Of Homeowners Insurance By Street Near Dubuque, IA

Streets in Dubuque Area Homeowners Insurance Cost
Deere St, Roosevelt St, Judson Ct, Brueck Rd, Owen Ct, Alta Vista St, Palmer Dr, Highland Park Dr, Matthew John, Rose St$675
Lawndale St, Churchill Dr, Quigley Ln, Johnson St, N Star Dr, Zwingle Ct, Sundown Ridge Ct, River Ridge St, E View St, Inwood Ave$666
Century Dr, Pleasant St, Alan Jackson Dr, West St, Elm St, Lawther St, Ambassador Ct, St Ambrose St, Valentine Dr, Samantha Dr$661
Chalmers, Glen Oak, Judson Dr, Stoneman Rd, W 1st St, Mount Pleasant, Bennett St, Calonder Rd, Milwaukee St, Groveland Pl$664
Jenni St, Clay Hill Rd, Jecklin Ln, Ridgeview Dr, Timberline St, Jennifer Ct, Herod Ln, Foothill Ct, Trails Edge Dr, Sagewood Dr$715
Rosedale Ave, High Bluff St, Cardinal Dr, Sheridan Rd, Amy Ct, Brown St, Oxford Dr, Adair St, Preston Ln, Barrington Dr$665
Olde Highway Rd, Wild Rose Ln, Tressa St, Farragut St Exd, Arizona St, Jansen St, Chippewa Dr, Waller Rd, Olde Highway Rd, Kevindale St$680
Olde Highway Rd, W Locust St, Brecht Ln, Riverside Rd, Green St, Mount St Bernard Dr, Firestone, Aquin St, Windsor Ave, Edwards Rd$718
Southern Ave, E 26th St, Industrial Dr, S Main St, Clarke Dr, Colonel Dr, Scenic View Dr, Feeney Rd, Woodland Dr, Missy Dr$721
W 15th St, Prairie du Chien Dr, Elizabeth Pl, Dover Ct, Hummingbird Dr, Gabriel Dr, Avalon Rd, Paul St, Williams Ln, Stoneybrook Ct$657

Dubuque, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dubuque$100 to $102
Sageville$98
East Dubuque$111
Asbury$106

Dubuque, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sageville city, Iowa $82 $109 $164
East Dubuque city, Illinois $93 $124 $186
Asbury city, Iowa $89 $118 $177

Dubuque, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dubuque, IA5.1%13.7%
Sageville6.01%11.97%
East Dubuque5.71%14.49%
Asbury4.0%11.76%

Dubuque Renters Insurance as a Percentage of Rent

Dubuque Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 222 2.0% $784
$300 to $499 1,698 20.0% $1234
$500 to $749 3,238 39.0% $1909
$750 to $999 1,719 21.0% $2659
$1,000 to $1,499 781 9.0% $3784
$1,500 or more 393 4.0% $5434

Dubuque, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Dubuque Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Dubuque Home Owner from High Deductible Plan $600

Dubuque, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dubuque, IA Home Replacement Value MORE than Home Value Dubuque, IA Home Replacement Value LESS than Home Value
Replacement Value $196,000 $115,000
Insurance Premium based on Replacement Value $1,575 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $47,000 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $375/year

Example Dubuque Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 11612951
Year Built 194019671989
Home Details 4 Beds, 1 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$100000-$125000
Deductible $500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Dubuque, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 200,000 Wood Shake Roof 2,630 4 $500- $1000 Deductible 120 1 Stone Siding yes
1986 220,000 Wood Shake Roof 3,040 5 $5000 to $10,000 Deductible 810 9 Brick siding No
1969 105,000 Metal Roof 1,560 2 $500- $1000 Deductible 110 2 Stucco siding yes
1967 145,000 Membrane Roof 1,540 5 $500- $1000 Deductible 260 3 Brick siding No
1979 375,000 Composition Roof 3,800 5 $5000 to $10,000 Deductible 1540 12 Brick siding yes
1963 150,000 Shingles Roof 1,830 3 $2500-$5000 Deductible 600 10 Vinyl siding yes
1980 225,000 Wood Shake Roof 2,760 4 > $10,000 Deductible 670 6 Fiber-Cement Siding No
1986 180,000 Slate Shingles Roof 1,870 4 $1000-$2500 Deductible 80 1 Stucco siding No
1966 315,000 Composition Roof 3,330 5 $1000-$2500 Deductible 1060 7 Wood siding No
1941 125,000 Membrane Roof 1,300 2 $500 Deductible 230 3 Fiber-Cement Siding No
1968 210,000 Tile Roof 2,650 5 $5000 to $10,000 Deductible 570 7 Fiber-Cement Siding No
1984 125,000 Slate Shingles Roof 1,410 2 $2500-$5000 Deductible 770 12 Fiber-Cement Siding No
1962 75,000 Membrane Roof 1,040 2 $1000-$2500 Deductible 410 9 Stone Siding No
1966 125,000 Wood Shake Roof 1,600 5 $500- $1000 Deductible 730 8 Vinyl siding No
1979 180,000 Wood Shake Roof 1,798 3 $500- $1000 Deductible 620 6 Wood siding No