Dubuque, IA homeowners insurance is roughly $568 to $771, about $47-$64/month. Our detailed analysis shows customers can save as much as $267 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Dubuque, IA | Homeowners Insurance Agency Near Dubuque, IA | Address |
|---|---|---|
| Travelers | Priority Insurance Agency Inc | 614 W WATER ST, SHULLSBURG, WI, 53586 |
| Liberty Mutual Independent | Town & Country Ins Services Inc. | 316 S Main St, BLANCHARDVLLE, WI, 53516 |
| Travelers | Tricor Inc | 230 West Cherry Street, Lancaster, WI, 53813 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Sageville city, Iowa | $82 | $109 | $164 |
| East Dubuque city, Illinois | $93 | $124 | $186 |
| Asbury city, Iowa | $89 | $118 | $177 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dubuque, IA | 5.1% | 13.7% |
| Sageville | 6.01% | 11.97% |
| East Dubuque | 5.71% | 14.49% |
| Asbury | 4.0% | 11.76% |
| Dubuque Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 222 | 2.0% | $784 |
| $300 to $499 | 1,698 | 20.0% | $1234 |
| $500 to $749 | 3,238 | 39.0% | $1909 |
| $750 to $999 | 1,719 | 21.0% | $2659 |
| $1,000 to $1,499 | 781 | 9.0% | $3784 |
| $1,500 or more | 393 | 4.0% | $5434 |
| Streets in Dubuque Area | Homeowners Insurance Cost |
|---|---|
| Deere St, Roosevelt St, Judson Ct, Brueck Rd, Owen Ct, Alta Vista St, Palmer Dr, Highland Park Dr, Matthew John, Rose St | $675 |
| Lawndale St, Churchill Dr, Quigley Ln, Johnson St, N Star Dr, Zwingle Ct, Sundown Ridge Ct, River Ridge St, E View St, Inwood Ave | $666 |
| Century Dr, Pleasant St, Alan Jackson Dr, West St, Elm St, Lawther St, Ambassador Ct, St Ambrose St, Valentine Dr, Samantha Dr | $661 |
| Chalmers, Glen Oak, Judson Dr, Stoneman Rd, W 1st St, Mount Pleasant, Bennett St, Calonder Rd, Milwaukee St, Groveland Pl | $664 |
| Jenni St, Clay Hill Rd, Jecklin Ln, Ridgeview Dr, Timberline St, Jennifer Ct, Herod Ln, Foothill Ct, Trails Edge Dr, Sagewood Dr | $715 |
| Rosedale Ave, High Bluff St, Cardinal Dr, Sheridan Rd, Amy Ct, Brown St, Oxford Dr, Adair St, Preston Ln, Barrington Dr | $665 |
| Olde Highway Rd, Wild Rose Ln, Tressa St, Farragut St Exd, Arizona St, Jansen St, Chippewa Dr, Waller Rd, Olde Highway Rd, Kevindale St | $680 |
| Olde Highway Rd, W Locust St, Brecht Ln, Riverside Rd, Green St, Mount St Bernard Dr, Firestone, Aquin St, Windsor Ave, Edwards Rd | $718 |
| Southern Ave, E 26th St, Industrial Dr, S Main St, Clarke Dr, Colonel Dr, Scenic View Dr, Feeney Rd, Woodland Dr, Missy Dr | $721 |
| W 15th St, Prairie du Chien Dr, Elizabeth Pl, Dover Ct, Hummingbird Dr, Gabriel Dr, Avalon Rd, Paul St, Williams Ln, Stoneybrook Ct | $657 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Dubuque | $100 to $102 |
| Sageville | $98 |
| East Dubuque | $111 |
| Asbury | $106 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $2,800 |
| Yearly Dubuque Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $1,800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,000 | $8,400 |
| Net Savings to Dubuque Home Owner from High Deductible Plan | $600 | |
| Scenario | Dubuque, IA Home Replacement Value MORE than Home Value | Dubuque, IA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $196,000 | $115,000 |
| Insurance Premium based on Replacement Value | $1,575 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $47,000 | Risk Exposure from Under Insuring Coverage is $34,000 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $375/year |
| Insurance Company | Farmers Insurance | Liberty Mutual | Amica Mutual Insurance Company |
| Monthly Premium | 116 | 129 | 51 |
| Year Built | 1940 | 1967 | 1989 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 4 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $200000-$250000 | $100000-$125000 |
| Deductible | $500 Deductible | $500 Deductible | $500- $1000 Deductible |