Duanesburg Insurance Rates:

Duanesburg, NY homeowners insurance is nearly $515 to $702, about $42-$58/month. Our extensive guide shows customers can save upto $243 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Duanesburg, NY Homeowners Insurance By Home Value

Duanesburg, NY Home Value Total Homes % of Total Average Duanesburg, NY Homeowners Insurance
$50,000 to $59,999 21 1.0% $152
$60,000 to $69,999 19 1.0% $188
$90,000 to $99,999 28 1.0% $274
$100,000 to $124,999 217 11.0% $316
$125,000 to $149,999 92 4.0% $395
$150,000 to $174,999 301 16.0% $468
$175,000 to $199,999 220 11.0% $542
$200,000 to $249,999 382 20.0% $651
$250,000 to $299,999 276 14.0% $797
$300,000 to $399,999 275 14.0% $1010

Top Home Insurance Agents Near Duanesburg, NY

Home Insurance Company Near Duanesburg, NY Homeowners Insurance Agency Near Duanesburg, NY Address
Liberty Mutual Independent Arthur J Gallagher & Risk Management Services 677 BROADWAY 4TH FL, ALBANY, NY, 12207
Travelers Mcphillips Insurance Agency 20 E WASHINTON ST, GLENS FALLS, NY, 12801
Travelers Sykes-Mallia Assoc Inc 160 Lafayette St Schenectady, City of Schenectady, NY, 12305
Travelers Ten Eyck Group 1924 WESTERN AVE, ALBANY, NY, 12203
State Farm Thomas Rupert 308 Grooms Rd, Clifton Park, NY, 12065-6211

Cost Of Homeowners Insurance By Street Near Duanesburg, NY

Streets in Duanesburg Area Homeowners Insurance Cost
Co Rd 9d, Dennison Rd, Co Rd 131, Dorn Rd, Hillman Rd, School Dr, Creek Rd, Fiddler Rd, Mariaville Scotch Church Rd, Co Rd 139$606
Co Rd 92, Reynolds Rd, E Hardin Rd, Koons Rd, Esperance Station Rd, Bull St, Dare Rd, Gage Rd, Upper Brown Rd, Co Rd 102$609
Mill Rd, Maple Ave, Lake Rd, Co Rd 44D, Lea Dr, Rose St, Ash Ln, Esperance-Schoharie Co Line Rd, Co Rd 86, Co Rd 20$605
Rocchio Rd, Co Rd 70, W Duane Lake Rd, Co Rd 155, Eaton Corners Rd, Mill Point Rd, E Shore Rd, Co Rd 94, McGuire School Rd, W Shore Rd$605
Quaker Ln, Thousand Acres Rd, Levey Rd, Suits Rd, Co Rd 74, Co Rd 137, Garnsey Rd, Gallupville Rd, Co Rd 82, Courtney Dr$605

Duanesburg, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Duanesburg$90 to $93
Delanson$90
Duane Lake$93
Mariaville Lake$91

Duanesburg, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Delanson village, New York $75 $100 $150
Duane Lake CDP, New York $78 $103 $155
Mariaville Lake CDP, New York $77 $102 $153

Duanesburg, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Duanesburg, NY2.9%8.0%
Delanson2.86%7.52%
Duane Lake3.0%5.53%
Mariaville Lake2.89%11.02%

Duanesburg Renters Insurance as a Percentage of Rent

Duanesburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 50 16.0% $1239
$500 to $749 49 16.0% $1914
$750 to $999 135 45.0% $2664
$1,000 to $1,499 40 13.0% $3789
$1,500 or more 24 8.0% $5439

Duanesburg, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Duanesburg Homeowner Insurance Premium Example $6,400$5,400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim $13,500$12,500
Net Savings to Duanesburg Home Owner from High Deductible Plan $1,000

Duanesburg, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Duanesburg, NY Home Replacement Value MORE than Home Value Duanesburg, NY Home Replacement Value LESS than Home Value
Replacement Value $230,500 $167,500
Insurance Premium based on Replacement Value $2,725 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $500/year

Example Duanesburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 156176162
Year Built 198120011995
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Duanesburg, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 280,000 Shingles Roof 2,030 3 $1000-$2500 Deductible 560 3 Fiber-Cement Siding yes
1946 325,000 Slate Shingles Roof 2,430 4 $500 Deductible 540 2 Stone Siding No
2010 340,000 Shingles Roof 2,900 5 $5000 to $10,000 Deductible 1130 9 Vinyl siding yes
2014 180,000 Composition Roof 1,780 5 $1000-$2500 Deductible 750 5 Stone Siding No
2003 380,000 Wood Shake Roof 3,230 4 $500- $1000 Deductible 1010 3 Brick siding yes
1989 190,000 Metal Roof 1,690 3 $2500-$5000 Deductible 110 1 Wood siding yes
1993 320,000 Slate Shingles Roof 3,180 5 $1000-$2500 Deductible 1830 8 Stucco siding No
2013 160,000 Shingles Roof 1,330 3 $2500-$5000 Deductible 820 9 Vinyl siding yes
1990 170,000 Metal Roof 1,700 3 $500- $1000 Deductible 1670 12 Brick siding yes
1995 255,000 Tile Roof 1,950 3 $2500-$5000 Deductible 1530 7 Stone Siding No
1980 270,000 Shingles Roof 2,020 4 $500 Deductible 750 5 Brick siding yes
1990 270,000 Slate Shingles Roof 1,950 3 $500 Deductible 920 5 Stucco siding yes
1940 395,000 Metal Roof 2,900 4 $1000-$2500 Deductible 2240 8 Wood siding No
2007 220,000 Shingles Roof 1,700 3 $500- $1000 Deductible 490 3 Fiber-Cement Siding yes
1995 225,000 Slate Shingles Roof 1,640 3 > $10,000 Deductible 880 9 Stone Siding No
1982 220,000 Composition Roof 2,360 4 > $10,000 Deductible 830 6 Fiber-Cement Siding yes
1988 435,000 Membrane Roof 3,250 5 $1000-$2500 Deductible 2880 8 Stucco siding No
2010 350,000 Asphalt Shingles Roof 2,540 5 > $10,000 Deductible 960 5 Fiber-Cement Siding No
2003 330,000 Composition Roof 2,490 4 $5000 to $10,000 Deductible 750 5 Vinyl siding No
2000 125,000 Tile Roof 1,360 3 $1000-$2500 Deductible 470 5 Wood siding yes
2012 285,000 Metal Roof 2,400 3 $1000-$2500 Deductible 2150 10 Vinyl siding yes
1941 335,000 Wood Shake Roof 2,570 5 $500 Deductible 2450 8 Stucco siding No
1990 190,000 Wood Shake Roof 1,620 4 $500 Deductible 840 5 Vinyl siding yes
1990 355,000 Membrane Roof 2,910 4 $1000-$2500 Deductible 2830 10 Wood siding No
1982 220,000 Shingles Roof 2,030 3 $500- $1000 Deductible 1490 12 Stucco siding yes
1983 200,000 Wood Shake Roof 1,560 5 $5000 to $10,000 Deductible 460 4 Stucco siding yes
2003 440,000 Metal Roof 3,780 5 > $10,000 Deductible 2710 12 Fiber-Cement Siding No
1999 460,000 Shingles Roof 3,410 5 $500 Deductible 2050 6 Brick siding yes
1998 420,000 Tile Roof 3,130 5 > $10,000 Deductible 260 1 Brick siding No
1994 205,000 Composition Roof 1,650 4 $1000-$2500 Deductible 720 5 Fiber-Cement Siding yes
2009 245,000 Tile Roof 2,610 5 $1000-$2500 Deductible 1200 9 Stone Siding No
1989 270,000 Slate Shingles Roof 2,320 5 $1000-$2500 Deductible 1600 10 Brick siding No
2004 315,000 Asphalt Shingles Roof 2,630 5 $1000-$2500 Deductible 1600 6 Vinyl siding yes
1945 460,000 Metal Roof 4,590 5 $1000-$2500 Deductible 3150 9 Stone Siding yes