Draper Insurance Rates:

Draper, UT homeowners insurance is roughly $449 to $612, about $37-$51/month. Our comprehensive research shows customers can save as much as $212 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
They are helpful in explaining policy intricacies when i have questions regarding what is or is not covered with my home.
Allstate
Allstate's customer service for non-claim items is less the spectacular. they act as though they are inconvenienced about even returning a calls.
Allstate
Overall they are easy to use. very friendly and down to earth always seeming to want to help out at all times.
Farm Bureau
I do not believe I have ever had to call them for anything, so I guess it is fine.
Farm Bureau
I didn't like the adjuster that came out. When a roof is damaged the full roof should have been approved to be redone. Half a roof is not only ugly as it would not have matched the other side, I don't believe it would have been fixed properly. I paid for the other half to be done. Horrible adjuster!
State Farm
I own a small home, so my premium is rather low based on that fact. I do not feel like I pay very much at all.
Progressive
They are very good at communication they always send me letters, emails, or application emails to show me any changes that need to be made or have been made regarding any of my policies
State Farm
I have never had a claim like I said earlier, but I find that our insurance company has been beneficial in other ways so far. We have had this policy since we bought the home.

Draper, UT Homeowners Insurance By Home Value

Draper, UT Home Value Total Homes % of Total Average Draper, UT Homeowners Insurance
Less than $50,000 84 1.0% $31
$150,000 to $174,999 394 7.0% $227
$175,000 to $199,999 320 6.0% $265
$200,000 to $249,999 865 16.0% $318
$250,000 to $299,999 1,061 20.0% $386
$300,000 to $399,999 2,263 44.0% $492

Top Home Insurance Agents Near Draper, UT

Home Insurance Company Near Draper, UT Homeowners Insurance Agency Near Draper, UT Address
NA Curry Insurance Agency, Inc. 553 N Main St, Tooele, UT, 84074
Travelers American Ins & Inv Corp 448 S 400 E, SALT LAKE CITY, UT, 84111
Farmers Desiree Robertson 290 E 930 S, Orem, T, 84058
Travelers Salmon Ins Llc 1391 S 740 E, OREM, UT, 84097
Travelers Sentry West Insurance Services 3860 South 2300 East , Salt Lake City, UT, 84109

Cost Of Homeowners Insurance By Street Near Draper, UT

Streets in Draper Area Homeowners Insurance Cost
Sunset Hills Dr, N East View Dr, Mercer Hollow Rd, Deer Crest Ln, Meadowlark Dr, Alpine Blvd, Hog Hollow Rd, Skyline Dr, Elkridge Ln, Shady Hollow Ln$553
N Ravencrest Ln, N 425 East St, N Sunbrook Cir, Peach Tree Cir, Oak Summit Dr, Heritage Cir, Larkwood, Quail Hollow Ln, Orchard Dr, Bull River Rd$537
Eagle View Dr, N Hillside Dr, Mountainville Cir, Brittany Cir, Stamford Ct, Eagle Nest, W Bull River Rd, E 770 North St, Red Maple Ct, Briarwood Ln$537
Whisper Wood Dr, Deer Park Ln, Stoney Brook Way, Grove Cir, N Athena Dr, Stoney Brook Cir, Oakridge Dr, Rivermist Ln, Vialetto Way, Quail Run Ct$516
E Grove Dr, Pebble Creek Ln, Jupiter Cir, Eagle Crest Dr, Bear Ridge Way, N Atlas Dr, Apple Tree Dr, W Argo Cir, Woodview Dr, N 6090 W$527

Draper, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Draper$79 to $81
Bluffdale$80
White City$73
Alpine$81

Draper, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bluffdale city, Utah $80 $107 $161
White City CDP, Utah $74 $98 $147
Alpine city, Utah $81 $108 $162

Draper, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Draper, UT2.0%7.9%
Bluffdale2.03%8.41%
White City2.97%11.29%
Alpine1.83%8.12%

Draper Renters Insurance as a Percentage of Rent

Draper Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 52 2.0% $1213
$500 to $749 181 8.0% $1888
$750 to $999 392 18.0% $2638
$1,000 to $1,499 989 46.0% $3763
$1,500 or more 501 23.0% $5413

Draper, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Draper Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,400$12,600
Net Savings to Draper Home Owner from High Deductible Plan $800

Draper, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Draper, UT Home Replacement Value MORE than Home Value Draper, UT Home Replacement Value LESS than Home Value
Replacement Value $377,500 $283,000
Insurance Premium based on Replacement Value $1,175 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $63,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Draper Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 567971
Year Built 200620122014
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $350000-$400000$400000-$500000$250000-$300000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Draper, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 565,000 Metal Roof 3,220 5 $2500-$5000 Deductible 210 2 Wood siding No
2000 495,000 Metal Roof 3,190 4 $2500-$5000 Deductible 680 8 Brick siding No
2004 405,000 Metal Roof 2,440 4 > $10,000 Deductible 560 8 Vinyl siding No
2006 415,000 Asphalt Shingles Roof 2,150 4 $2500-$5000 Deductible 60 1 Wood siding yes
2007 590,000 Wood Shake Roof 3,170 4 $500 Deductible 350 2 Stucco siding yes
2010 610,000 Asphalt Shingles Roof 2,770 4 $5000 to $10,000 Deductible 440 4 Stone Siding yes
2010 475,000 Shingles Roof 2,460 4 $5000 to $10,000 Deductible 1120 10 Vinyl siding yes
2003 320,000 Composition Roof 1,470 3 $500 Deductible 330 4 Stone Siding yes
2010 380,000 Asphalt Shingles Roof 2,480 4 $2500-$5000 Deductible 330 5 Stone Siding yes
2008 340,000 Membrane Roof 2,070 3 $500- $1000 Deductible 880 9 Wood siding No
2012 580,000 Metal Roof 2,950 4 $500- $1000 Deductible 1060 10 Vinyl siding yes
2003 260,000 Wood Shake Roof 1,460 3 > $10,000 Deductible 80 2 Stucco siding yes
2013 640,000 Slate Shingles Roof 3,000 5 $500 Deductible 990 9 Stone Siding yes
2008 335,000 Metal Roof 2,060 5 $500 Deductible 450 7 Stone Siding yes
2009 300,000 Composition Roof 1,380 3 $500- $1000 Deductible 190 3 Brick siding yes
2008 195,000 Composition Roof 1,240 3 $2500-$5000 Deductible 50 1 Vinyl siding yes
2012 370,000 Wood Shake Roof 1,810 4 $500 Deductible 620 6 Wood siding yes
2014 525,000 Slate Shingles Roof 3,050 4 $2500-$5000 Deductible 750 7 Vinyl siding No
2009 380,000 Composition Roof 2,400 5 $2500-$5000 Deductible 280 4 Stone Siding yes
2011 260,000 Wood Shake Roof 1,490 3 $5000 to $10,000 Deductible 80 2 Stone Siding yes
2014 295,000 Composition Roof 1,900 4 $2500-$5000 Deductible 380 7 Fiber-Cement Siding yes
2012 445,000 Slate Shingles Roof 2,340 4 $2500-$5000 Deductible 170 3 Stone Siding No
2004 310,000 Membrane Roof 1,910 3 > $10,000 Deductible 320 7 Brick siding No