Dracut, MA homeowners insurance is nearly $879 to $1,196, about $73-$99/month. Our exhaustive analysis indicates shoppers can save as much as $414 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Dracut, MA | Homeowners Insurance Agency Near Dracut, MA | Address |
|---|---|---|
| Liberty Mutual Independent | Hub International New England Llc | 4 W MILL ST, MEDFIELD, MA, 2052 |
| Liberty Mutual Independent | Mtm Insurance Associates Llc | 1320 Osgood Street , North Andover, MA, 1845 |
| Liberty Mutual Independent | Northeast Insurance Agency Inc | 567 Southbridge St, Auburn, MA, 1501 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lowell city, Massachusetts | $153 | $204 | $306 |
| Pelham town, Hillsborough County, New Hampshire | $109 | $145 | $218 |
| Tewksbury town, Middlesex County, Massachusetts | $158 | $210 | $315 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dracut, MA | 4.6% | 14.9% |
| Lowell | 4.54% | 13.93% |
| Pelham | 2.34% | 7.6% |
| Tewksbury | 3.82% | 12.65% |
| Dracut Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 76 | 3.0% | $807 |
| $300 to $499 | 95 | 4.0% | $1257 |
| $500 to $749 | 136 | 6.0% | $1932 |
| $750 to $999 | 321 | 15.0% | $2682 |
| $1,000 to $1,499 | 1,070 | 53.0% | $3807 |
| $1,500 or more | 303 | 15.0% | $5457 |
| Streets in Dracut Area | Homeowners Insurance Cost |
|---|---|
| Perron Ln, Parker Ave, Sladen St, Cameron Ave, Greenmont Ave, June St, Rebecca Cir, Totman Rd, Mulberry Rd, Hazel Ave | $1,038 |
| Colburn Ave, Swain St, Bolton Ave, Hearthstone Rd, Christy Ave, Dean Ave, Infield Ave, Summer Hill Rd, Beaver Brook St, Oriole Dr | $1,043 |
| Parkvale Ter, Temple Ln, Malwood Ave, Meadow Creek Dr, Idaho Ln, Apple Blossom Dr, Pelczar Rd, Gunther Ct, Merrimack Ave, Freeman Ave | $1,040 |
| Cranberry Rd, O St, Wiggin Ter, Coburn Ave, Wagon Wheel Rd, Savoy Ct, Prides Crossing Rd, Blanche St, Oliver Dr, Arlington Ave | $1,039 |
| Nassau St, Fox Ave, Neofotistos Cir, Phyllis St, Broadway Rd, Gumpus Rd, Avis Ave, Brigham Ave, Sarah Ct, Textile Ave | $1,043 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Dracut | $155 to $158 |
| Lowell | $153 |
| Pelham | $109 |
| Tewksbury | $157 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $4,700 |
| Yearly Dracut Homeowner Insurance Premium Example | $2,100 | $1,500 |
| Out of Pocket Expense During Claim | $1,700 | $4,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $18,500 | $16,700 |
| Net Savings to Dracut Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Dracut, MA Home Replacement Value MORE than Home Value | Dracut, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $345,500 | $241,500 |
| Insurance Premium based on Replacement Value | $3,225 | $2,250 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $39,500 | Risk Exposure from Under Insuring Coverage is $64,500 |
| Premium Impact | Insurance cheaper by $600/year | Insurance costlier by $375/year |
| Insurance Company | Liberty Mutual | Allstate | State Farm |
| Monthly Premium | 212 | 219 | 133 |
| Year Built | 2000 | 1962 | 1989 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $350000-$400000 | $500000-$600000 | $350000-$400000 |
| Deductible | $1000-$2500 Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible |