How Much Does Downey, CA Home Insurance Cost?
Downey, CA Average Homeowners Insurance Cost
$1,503
Homeowners Insurance Cost - Downey, CA
$479,500
Median Home Value - Downey, CA
Downey, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.04 | $1,484.96 |
| $1000 Deductible | -$159.62 | $1,343.38 |
| $1500 Deductible | -$238.38 | $1,264.62 |
| $2000 Deductible | -$355.01 | $1,147.99 |
| $2500 Deductible | -$423.85 | $1,079.15 |
Downey, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$406 | $1,097 |
| 30 year old | +$23 | $1,526 |
| 40 year old | +$39 | $1,542 |
| 50 year old | +$57 | $1,560 |
| Above 50 year old | +$72 | $1,575 |
Downey, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$210 | $1,293 |
| Superior | -$135 | $1,368 |
| Masonry | -$75 | $1,428 |
| Brick | -$75 | $1,428 |
| Hail Resistant Roof | -$45 | $1,458 |
Downey, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,533 |
| Swimming Pool With A Diving Board | +$60 | $1,563 |
| Swimming Pool With Slide | +$90 | $1,593 |
Downey, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $45 | $1,458 |
| Police Department | $15 | $1,488 |
Downey, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$631.26 | $2,134 |
| Filing a Second Liability Claim | +$571.14 | $2,074 |
| Filing a Second Theft Claim | +$571.14 | $2,074 |
| Filing a Second Water Claim | +$495.99 | $1,999 |
| Filing a Fire Claim | +$300.6 | $1,804 |
| Filing a Liability Claim | +$285.57 | $1,789 |
| Filing a Theft Claim | +$285.57 | $1,789 |
| Filing a Water Claim | +$240.48 | $1,743 |
| Filing a Weather Claim | +$240.48 | $1,743 |