How Much Does Downers Grove, IL Home Insurance Cost?
Downers Grove, IL Average Homeowners Insurance Cost
$1,164
Homeowners Insurance Cost - Downers Grove, IL
$354,600
Median Home Value - Downers Grove, IL
Downers Grove, IL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.97 | $1,150.03 |
| $1000 Deductible | -$123.62 | $1,040.38 |
| $1500 Deductible | -$184.61 | $979.39 |
| $2000 Deductible | -$274.94 | $889.06 |
| $2500 Deductible | -$328.25 | $835.75 |
Downers Grove, IL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$338 | $826 |
| 30 year old | +$17 | $1,181 |
| 40 year old | +$30 | $1,194 |
| 50 year old | +$44 | $1,208 |
| Above 50 year old | +$56 | $1,220 |
Downers Grove, IL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$151 | $1,013 |
| Superior | -$116 | $1,048 |
| Masonry | -$58 | $1,106 |
| Brick | -$58 | $1,106 |
| Hail Resistant Roof | -$35 | $1,129 |
Downers Grove, IL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$23 | $1,187 |
| Swimming Pool With A Diving Board | +$58 | $1,222 |
| Swimming Pool With Slide | +$70 | $1,234 |
Downers Grove, IL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $35 | $1,129 |
| Police Department | $12 | $1,152 |
Downers Grove, IL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$488.88 | $1,653 |
| Filing a Second Liability Claim | +$442.32 | $1,606 |
| Filing a Second Theft Claim | +$442.32 | $1,606 |
| Filing a Second Water Claim | +$384.12 | $1,548 |
| Filing a Fire Claim | +$232.8 | $1,397 |
| Filing a Liability Claim | +$221.16 | $1,385 |
| Filing a Theft Claim | +$221.16 | $1,385 |
| Filing a Water Claim | +$186.24 | $1,350 |
| Filing a Weather Claim | +$186.24 | $1,350 |