Downers Grove Insurance Rates:

Downers Grove, IL homeowners insurance is approximately $726 to $984, about $60-$82/month. Our complete guide indicates shoppers can save upto $342 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would gladly recommend State Farm for their selections in coverage options, for their premiums as these relate to that coverage and for outstanding customer service, alike.
5 out of 5! I would totally reccomend this insurance company to anyone! Great service, great premiums and deductibles, quick easy and non confusing process. I've never had an issue!
Farmer's Insurance
I would recommend the company because we have a local insurance agent who is very responsive and friendly, and it's nice to have that interaction available.
Homesite Insurance
I believe that the offerings from my home insurance company is comparable to other companies, however since I've never shopped around or had different insurance I cannot say for sure.
State Farm
The bundling situation only raised my monthly payment.I should seclude my home insurance to home by itself.I will be watchful next time.
Liberty Mutual
Liberty mutual offers multi-policy discounts, so bundling our auto and home insurance with them gives us a little break on both policies.
I don't really know what is and is not covered, like for flooding, fires, burglaries. i wish i understood better.
National General
My insurance company is easy to get in contact with. no long wait times or hoops to jump through when i need to speak to them and they're always very pleasant and helpful.
Not applicable. I have not had a negative experience with my insurance company as of yet.
State Farm
I have shopped other companies for homeowners insurance and have found State Farm to be the cheapest. This makes me incredibly happy to know I am getting a good deal.
State Farm
We did experience a problem early on with mail going to our former address even though we had changed it on the website. It's now been fixed.
Customer services are very good. I didn't find any issues whenever I need to get a clarification from them.
Erie Insurance
I really don't use it much but I like that I can pay online through the website. Also, everything is paperless it's all on the website.
State Farm
The only thing that I would have to say that I dislike, is that you cannot pay at just any agents office. The offices are not connected, so you may have to go to your office to make payments.
State Farm
I have no issues with the interaction or communication. I feel like there is a good open communication with my insurance company and they know me personally
Just the ease of use in all aspects of dealing with them. From customer service to all parts of the claims process.
Liberty Mutual
I have rarely used my insurance for 20 years, so there really is not much to like. they collect my premium and that is about it.
I really do not have anything that I dislike about the company. I have been a loyal customer for over 7 years and I like everything about them
State Farm
State farm has great company policy process. I have never had any issues with them for the company as a whole. They are excellent overall when it comes to a company in general. very good overall.
Alcott Insurance
I would recommend the Cheney Insurance Agency because their staff is friendly, they really understand their products, and their products are fairly priced. They are a locally owned company who employs talented, local people.
I would definitely recommend AAA. When I have a question they are quick to answer and put my mind at ease. I've never had any problems with them and I like my agent.
we would recommend this to a first time home owners because it was easy and they took care of what we needed them too
State Farm
i love it. cost is great when compared with others, customer service is on point. a four for the customer service.
I would recommend progressive because they have good coverage for a good price its like they realise everyones checks are going all to them so they make it affordable to have insurance.
I really like AAA, and that is why I didn't really bother calling other insurance companies to get additional quotes on home insurance. I like their car services, car insurance policy, available locations, and customer service.
I like AAA for its office. It fulfills many needs besides my insurance needs. I like that I know my insurance agent's name and that he is usually available.
SO far I like everything about the insurance company. I guess the moment of truth will be if I ever have to file a claim but there's so much competition in the industry they would have to do a good job

Downers Grove, IL Homeowners Insurance By Home Value

Downers Grove, IL Home Value Total Homes % of Total Average Downers Grove, IL Homeowners Insurance
Less than $50,000 634 2.0% $51
$90,000 to $99,999 341 1.0% $222
$100,000 to $124,999 1,240 4.0% $256
$125,000 to $149,999 1,045 4.0% $324
$150,000 to $174,999 1,469 5.0% $384
$175,000 to $199,999 1,598 6.0% $444
$200,000 to $249,999 3,967 15.0% $538
$250,000 to $299,999 5,262 20.0% $658
$300,000 to $399,999 9,936 38.0% $829

Top Home Insurance Agents Near Downers Grove, IL

Home Insurance Company Near Downers Grove, IL Homeowners Insurance Agency Near Downers Grove, IL Address
Allstate Asim Hamidi 507 Fairway Dr Ste 119, Naperville, IL, 60563
Travelers Horn Mcgowan Insurance Agency 10600 W Higgins Rd Ste 524, Rosemont, IL, 60018
Farmers James Constantine 15127 S 73rd Ave Ste D1, Orland Park, IL, 60462
Farmers James Mcnicholas 120 N York St, Elmhurst, IL, 60126
Farmers Josefina Magallanes 423 Gostlin St, Hammond, IN, 46327

Downers Grove, IL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Downers Grove, IL

Streets in Downers Grove Area Homeowners Insurance Cost
Independence Ave, Otis Ave, Kingery Hwy, Hinsdale Ave, Gail Ave, Hanover St, Charleston Dr, Hiddenview Dr, Maumell St, Regal Ct$1,003
Concord Pl, Sheridan Dr, King Arthur Ct, E 56th St, Banchory Ct, Knoll Wood Dr, Cove Ln, Robey Ave, Warren Ct, Tower Rd$796
Circle Ridge Ct, Belleaire Ln, Middleton Rd, S Adams St, Monroe St, Sterling Rd, Brittany Ct, Nantucket Dr, 99th St, Clarendon Ct$813
Wallen Pl, Valley Forge Ct, Knoll Wick Rd, Morton Ave, 97th St, Sussex Creek Dr, Chapman Dr, Iroquois St, Meadow Ct, Walredon Ave$1,000
Macarthur Dr, Shiloh Ct, N Wilmette Ave, Sheridan Ave, Pine Cove Ct, Center Cir, Brandon Rd, W Irving St, Hawkins Ave, Mockingbird Ln$876
Nelson Ln, Exton St, Sutton Pl, Ainslie Ct, N Madison St, W Chestnut St, Sandalwood Ct, Newport Ave, Liberty Blvd, Comstock Ln$1,053
Capra Trl, Dartmouth Ln, Beechwood Dr, Bunning Dr, Berkshire Ln, Virginia St, Edgewood Dr, Sawmill Creek, Elizabeth Ln, Eldon Pl$817
Northcott Ave, Seminole Ct, Springside Ave, E Hidden View Dr, Abbey Dr, Barclay Ct, Hinsbrook Ave, White Pl, Sherwood Ave, W 55th Pl$830
Cascade Ct W, Saylor St, Norfolk St, Clynderven Rd, Abbey Ct, Trenton Ln, 67th Ct, Rising Ct, Arthur Ave, Plymouth St$784
Chalet Cir, Lake Hinsdale Dr, Wallbank Ave, Carlisle Ave, Taylor St, S Monroe St, Clover Ln, N Bruner St, Bradley Ct, Lester Ln$1,057

Downers Grove, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Downers Grove$127 to $130

Downers Grove, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Darien city, Illinois $104 $139 $208
Willowbrook village, Illinois $102 $135 $203
Westmont village, Illinois $103 $137 $205

Downers Grove, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Downers Grove, IL3.1%9.3%

Downers Grove Renters Insurance as a Percentage of Rent

Downers Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 176 1.0% $290
$300 to $499 195 1.0% $1190
$500 to $749 932 7.0% $1865
$750 to $999 5,016 40.0% $2615
$1,000 to $1,499 3,777 30.0% $3740
$1,500 or more 2,229 17.0% $5390

Downers Grove, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Downers Grove Homeowner Insurance Premium Example $2,100$1,900
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,500$16,900
Net Savings to Downers Grove Home Owner from High Deductible Plan $600

Downers Grove, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Downers Grove, IL Home Replacement Value MORE than Home Value Downers Grove, IL Home Replacement Value LESS than Home Value
Replacement Value $365,500 $264,000
Insurance Premium based on Replacement Value $2,125 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $325/year

Example Downers Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceGEICO Insurance
Monthly Premium 24557108
Year Built 199119662013
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $700000-$800000$300000-$350000$300000-$350000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Downers Grove, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 475,000 Slate Shingles Roof 2,210 3 $5000 to $10,000 Deductible 440 5 Stucco siding No
1967 320,000 Tile Roof 2,180 3 $500- $1000 Deductible 500 4 Stucco siding yes
1961 455,000 Metal Roof 2,590 5 $2500-$5000 Deductible 580 5 Fiber-Cement Siding yes
1993 465,000 Composition Roof 2,190 3 > $10,000 Deductible 1690 12 Wood siding yes
2012 420,000 Membrane Roof 2,130 4 $500 Deductible 180 1 Wood siding No
1985 665,000 Metal Roof 3,240 5 $500 Deductible 3770 12 Wood siding yes
1975 390,000 Metal Roof 2,480 4 > $10,000 Deductible 120 1 Stone Siding No
2003 505,000 Slate Shingles Roof 2,490 5 $5000 to $10,000 Deductible 1090 9 Wood siding yes
1972 585,000 Tile Roof 3,100 4 $500- $1000 Deductible 610 2 Fiber-Cement Siding yes
1993 290,000 Slate Shingles Roof 1,840 5 $5000 to $10,000 Deductible 550 9 Vinyl siding No
1971 590,000 Shingles Roof 2,930 4 $500- $1000 Deductible 2060 12 Wood siding No
1992 210,000 Wood Shake Roof 1,340 3 $500 Deductible 550 6 Stucco siding No
1980 545,000 Composition Roof 3,240 5 > $10,000 Deductible 1720 10 Brick siding No
1997 480,000 Membrane Roof 2,400 3 $500 Deductible 1070 5 Vinyl siding No
1993 225,000 Slate Shingles Roof 1,100 2 > $10,000 Deductible 240 5 Stone Siding yes
1994 235,000 Tile Roof 1,540 5 $500- $1000 Deductible 1010 12 Fiber-Cement Siding No
1999 350,000 Tile Roof 1,690 2 $2500-$5000 Deductible 180 2 Fiber-Cement Siding No
1964 725,000 Asphalt Shingles Roof 3,950 5 $1000-$2500 Deductible 490 2 Fiber-Cement Siding yes
2006 215,000 Asphalt Shingles Roof 1,260 2 $1000-$2500 Deductible 620 7 Stucco siding No
1978 355,000 Wood Shake Roof 2,300 3 $2500-$5000 Deductible 620 7 Wood siding No
2014 205,000 Wood Shake Roof 1,410 3 $500- $1000 Deductible 690 10 Brick siding No
1991 385,000 Composition Roof 2,530 4 $5000 to $10,000 Deductible 230 3 Stone Siding No
1998 310,000 Tile Roof 1,540 2 $500 Deductible 310 2 Wood siding No
2014 165,000 Metal Roof 1,010 2 $1000-$2500 Deductible 510 8 Fiber-Cement Siding No
2009 545,000 Slate Shingles Roof 3,610 5 $5000 to $10,000 Deductible 1730 10 Stucco siding No
1988 370,000 Wood Shake Roof 2,010 3 $5000 to $10,000 Deductible 600 7 Vinyl siding No
1976 355,000 Shingles Roof 2,010 4 $2500-$5000 Deductible 1150 12 Fiber-Cement Siding yes
1993 310,000 Tile Roof 2,080 3 $2500-$5000 Deductible 760 10 Stucco siding No
1977 720,000 Slate Shingles Roof 4,030 5 $500 Deductible 1740 7 Fiber-Cement Siding yes
1963 375,000 Slate Shingles Roof 1,880 3 > $10,000 Deductible 740 8 Fiber-Cement Siding No
1968 260,000 Tile Roof 1,472 3 $1000-$2500 Deductible 950 9 Wood siding yes

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