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Downers Grove, IL Home Values & Insurance Rates

Downers Grove, IL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 634 2.0% $51
$90,000 to $99,999 341 1.0% $222
$100,000 to $124,999 1,240 4.0% $256
$125,000 to $149,999 1,045 4.0% $324
$150,000 to $174,999 1,469 5.0% $384
$175,000 to $199,999 1,598 6.0% $444
$200,000 to $249,999 3,967 15.0% $538
$250,000 to $299,999 5,262 20.0% $658
$300,000 to $399,999 9,936 38.0% $829

Top Home Insurance Agents Near Downers Grove, IL

Home Insurance Company Near Downers Grove, IL Homeowners Insurance Agency Near Downers Grove, IL Address
Allstate Asim Hamidi 507 Fairway Dr Ste 119, Naperville, IL, 60563
Travelers Horn Mcgowan Insurance Agency 10600 W Higgins Rd Ste 524, Rosemont, IL, 60018
Farmers James Constantine 15127 S 73rd Ave Ste D1, Orland Park, IL, 60462
Farmers James Mcnicholas 120 N York St, Elmhurst, IL, 60126
Farmers Josefina Magallanes 423 Gostlin St, Hammond, IN, 46327

Estimated Home Insurance By Street Area Near Downers Grove, IL

Downers Grove Area Estimated House Insurance
Independence Ave, Otis Ave, Kingery Hwy, Hinsdale Ave, Gail Ave, Hanover St, Charleston Dr, Hiddenview Dr, Maumell St, Regal Ct$1,003
Concord Pl, Sheridan Dr, King Arthur Ct, E 56th St, Banchory Ct, Knoll Wood Dr, Cove Ln, Robey Ave, Warren Ct, Tower Rd$796
Circle Ridge Ct, Belleaire Ln, Middleton Rd, S Adams St, Monroe St, Sterling Rd, Brittany Ct, Nantucket Dr, 99th St, Clarendon Ct$813
Wallen Pl, Valley Forge Ct, Knoll Wick Rd, Morton Ave, 97th St, Sussex Creek Dr, Chapman Dr, Iroquois St, Meadow Ct, Walredon Ave$1,000
Macarthur Dr, Shiloh Ct, N Wilmette Ave, Sheridan Ave, Pine Cove Ct, Center Cir, Brandon Rd, W Irving St, Hawkins Ave, Mockingbird Ln$876
Nelson Ln, Exton St, Sutton Pl, Ainslie Ct, N Madison St, W Chestnut St, Sandalwood Ct, Newport Ave, Liberty Blvd, Comstock Ln$1,053
Capra Trl, Dartmouth Ln, Beechwood Dr, Bunning Dr, Berkshire Ln, Virginia St, Edgewood Dr, Sawmill Creek, Elizabeth Ln, Eldon Pl$817
Northcott Ave, Seminole Ct, Springside Ave, E Hidden View Dr, Abbey Dr, Barclay Ct, Hinsbrook Ave, White Pl, Sherwood Ave, W 55th Pl$830
Cascade Ct W, Saylor St, Norfolk St, Clynderven Rd, Abbey Ct, Trenton Ln, 67th Ct, Rising Ct, Arthur Ave, Plymouth St$784
Chalet Cir, Lake Hinsdale Dr, Wallbank Ave, Carlisle Ave, Taylor St, S Monroe St, Clover Ln, N Bruner St, Bradley Ct, Lester Ln$1,057

Savings on home insurance for senior occupied homes

PlaceSavings
Downers Grove$127 to $130
Darien$125
Willowbrook$122
Westmont$123

Downers Grove, IL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Downers Grove, IL3.1%9.3%
Darien3.51%9.37%
Willowbrook3.08%9.24%
Westmont3.49%9.35%

Downers Grove Renters Insurance as a Percentage of Rent

Downers Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 176 1.0% $290
$300 to $499 195 1.0% $1190
$500 to $749 932 7.0% $1865
$750 to $999 5,016 40.0% $2615
$1,000 to $1,499 3,777 30.0% $3740
$1,500 or more 2,229 17.0% $5390

Downers Grove, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Downers Grove Homeowner Insurance Premium Example $2,100$1,900
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,500$16,900
Net Savings to Downers Grove Home Owner from High Deductible Plan $600

Downers Grove, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Downers Grove, IL Home Replacement Value MORE than Home Value Downers Grove, IL Home Replacement Value LESS than Home Value
Replacement Value $365,500 $264,000
Insurance Premium based on Replacement Value $2,125 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $325/year

Example Downers Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceGEICO Insurance
Monthly Premium 24557108
Year Built 199119662013
Home Details 5 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $700000-$800000$300000-$350000$300000-$350000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500 Deductible

Downers Grove, IL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Darien city, Illinois $104 $139 $208
Willowbrook village, Illinois $102 $135 $203
Westmont village, Illinois $103 $137 $205

Sample Home Insurance Rates for Downers Grove, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 310,000 Tile Roof 1,540 2 $500 Deductible 310 2 Wood siding No
2014 165,000 Metal Roof 1,010 2 $1000-$2500 Deductible 510 8 Fiber-Cement Siding No
2009 545,000 Slate Shingles Roof 3,610 5 $5000 to $10,000 Deductible 1730 10 Stucco siding No
1988 370,000 Wood Shake Roof 2,010 3 $5000 to $10,000 Deductible 600 7 Vinyl siding No
1976 355,000 Shingles Roof 2,010 4 $2500-$5000 Deductible 1150 12 Fiber-Cement Siding yes
1993 310,000 Tile Roof 2,080 3 $2500-$5000 Deductible 760 10 Stucco siding No
1977 720,000 Slate Shingles Roof 4,030 5 $500 Deductible 1740 7 Fiber-Cement Siding yes
1963 375,000 Slate Shingles Roof 1,880 3 > $10,000 Deductible 740 8 Fiber-Cement Siding No
1968 260,000 Tile Roof 1,472 3 $1000-$2500 Deductible 950 9 Wood siding yes