Dover Insurance Rates:

Dover, PA homeowners insurance is approximately $615 to $835, about $51-$69/month. Our all inclusive guide shows customers can save upto $290 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
This company has a friendly environment and lots of cool perks to go with their membership; such as hotel, and car discounts.
Farmer's Insurance
Farmers is a well known responsible company. their customer service is good but their rates keep increasing even though i have not made a claim and maintain my property very well.
Geico
I would continue with geico because of their huge network of offices, and their discount policy. if you have a lot of houses then geico can save you more money than most other insurance agencies.

Dover, PA Homeowners Insurance By Home Value

Dover, PA Home Value Total Homes % of Total Average Dover, PA Homeowners Insurance
Less than $50,000 709 10.0% $108
$70,000 to $79,999 117 1.0% $340
$80,000 to $89,999 215 3.0% $391
$90,000 to $99,999 217 3.0% $435
$100,000 to $124,999 841 12.0% $507
$125,000 to $149,999 941 13.0% $630
$150,000 to $174,999 1,204 17.0% $746
$175,000 to $199,999 619 9.0% $862
$200,000 to $249,999 1,071 15.0% $1044
$250,000 to $299,999 406 6.0% $1276
$300,000 to $399,999 303 4.0% $1616

Top Home Insurance Agents Near Dover, PA

Home Insurance Company Near Dover, PA Homeowners Insurance Agency Near Dover, PA Address
NA Freedom Bonding, Inc. 5420 Klee Mill Rd. 5420 Klee Mill Rd. , Sykesville, MD, 21784
Liberty Mutual Independent American Heritage Insurance 1643 Liberty Rd #201, Sykesville, MD, 21784
State Farm Jada Lee 8492 Balto Natl Pike Ste 204, Ellicott City, MD, 21043-3377
State Farm Mark Holt 1302 North Main Street, Hampstead, MD, 21074
Erie Michael A Starr Insurance Inc. 1110 Kennebec Drive, Chambersburg, PA, 17201

Cost Of Homeowners Insurance By Street Near Dover, PA

Streets in Dover Area Homeowners Insurance Cost
Hilton Ave, Fountain Rock Rd, Dogwood Dr, Tamela Ave, Lewis Ln, Berkshire Ln, Nittany Dr, Biesecker Rd, Harlacker Ln, Taxville Rd$717
Crone Rd, Norwood Pl, Sherwood Ln, Oakmont, T-897, Industrial Ct, Sundial Rd, Spencer Ct, Staunton Ave, Baker Rd$721
Queen St, Rainbow Rd, Groton Ln, Amy Ave, Angus Ln, Fairview Ave, Sycamore Rd, N Wynd Ave, Admire Rd, Wooster Dr$723
Drawbaugh Ave, Country Dr, N Salem Church Rd, Mayfield Dr, Wyngate Rd, Imperial Dr, Samantha Dr, Genna Cir, Brooke, Grenway Rd$720
Weeping Willow Ln, Dairy Rd, State Rte 4004, T-839, Lyn Cir, Craig Ave, Kersten Dr, Frederick Ct, Night in Gale Dr, Appaloosa Dr$718

Dover, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dover$108 to $111
Weigelstown$108
Shiloh$110
West Manchester$109

Dover, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Weigelstown CDP, Pennsylvania $90 $120 $180
Shiloh CDP, Pennsylvania $92 $122 $183
Wellsville borough, Pennsylvania $90 $120 $180

Dover, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dover, PA4.3%11.6%
Weigelstown4.26%11.8%
Shiloh4.32%11.95%
Wellsville4.19%13.63%

Dover Renters Insurance as a Percentage of Rent

Dover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 1.0% $340
$300 to $499 60 4.0% $1240
$500 to $749 324 26.0% $1915
$750 to $999 363 29.0% $2665
$1,000 to $1,499 385 31.0% $3790
$1,500 or more 73 5.0% $5440

Dover, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Dover Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $6,000$5,000
Net Savings to Dover Home Owner from High Deductible Plan $1,000

Dover, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dover, PA Home Replacement Value MORE than Home Value Dover, PA Home Replacement Value LESS than Home Value
Replacement Value $183,000 $121,500
Insurance Premium based on Replacement Value $750 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Dover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 4087156
Year Built 198720101994
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$200000-$250000$500000-$600000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Dover, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 305,000 Slate Shingles Roof 3,040 5 $1000-$2500 Deductible 690 5 Stucco siding No
1989 180,000 Slate Shingles Roof 2,270 3 $500 Deductible 300 4 Vinyl siding yes
1985 215,000 Metal Roof 1,910 4 $5000 to $10,000 Deductible 410 8 Wood siding No
2004 235,000 Metal Roof 2,740 4 $5000 to $10,000 Deductible 50 1 Brick siding yes
2011 225,000 Asphalt Shingles Roof 2,340 3 $500 Deductible 210 2 Brick siding yes
1993 340,000 Tile Roof 4,180 5 > $10,000 Deductible 500 7 Stone Siding No
1983 215,000 Wood Shake Roof 1,910 5 $1000-$2500 Deductible 340 4 Stucco siding yes
2000 200,000 Slate Shingles Roof 1,870 5 $1000-$2500 Deductible 950 10 Stucco siding No
1987 370,000 Asphalt Shingles Roof 4,190 5 > $10,000 Deductible 1080 10 Brick siding yes
2001 420,000 Asphalt Shingles Roof 4,960 5 $5000 to $10,000 Deductible 1030 8 Wood siding yes
2013 325,000 Membrane Roof 3,240 4 $500- $1000 Deductible 180 2 Brick siding No
2014 135,000 Asphalt Shingles Roof 1,650 3 $1000-$2500 Deductible 470 10 Vinyl siding yes
1989 255,000 Tile Roof 2,910 4 $2500-$5000 Deductible 180 2 Vinyl siding No