Dover, NJ homeowners insurance is about $715 to $975, about $59-$81/month. Our thorough research indicates shoppers can save as much as $338 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Dover, NJ | Homeowners Insurance Agency Near Dover, NJ | Address |
|---|---|---|
| Allstate | Kevin Keller | 1243 Sussex Tpke Ste 2, Randolph, NJ, 7869 |
| Liberty Mutual Independent | Lubowicki Insurance Agency | 400 NEW DURHAM RD, METUCHEN, NJ, 8840 |
| Travelers | Oliver L E Soden Agency | 60 W RAILROAD AVE, JAMESBURG, NJ, 8831 |
| Allstate | Anthony Fauci | 1676 Hylan Blvd, Staten Island, NY, 10305 |
| Travelers | David J Louie Inc | 217 PARK ROW 2ND FLOOR, NEW YORK, NY, 10038 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Victory Gardens borough, New Jersey | $123 | $164 | $246 |
| Wharton borough, New Jersey | $128 | $170 | $255 |
| Morris County, New Jersey | $134 | $178 | $267 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dover, NJ | 3.1% | 8.5% |
| Victory Gardens | 3.83% | 8.67% |
| Wharton | 2.86% | 7.1% |
| Morris County | 2.57% | 7.43% |
| Dover Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 40 | 1.0% | $335 |
| $200 to $299 | 113 | 4.0% | $785 |
| $300 to $499 | 172 | 6.0% | $1235 |
| $500 to $749 | 126 | 4.0% | $1910 |
| $750 to $999 | 323 | 11.0% | $2660 |
| $1,000 to $1,499 | 1,104 | 39.0% | $3785 |
| $1,500 or more | 910 | 32.0% | $5435 |
| Streets in Dover Area | Homeowners Insurance Cost |
|---|---|
| Everett Dr, Windsor Ave, Wayside Ave, Elliott St, Pequannock St, Lee Ave, Thompson Ave, Sims St, Penn Ave, Byram Ave | $840 |
| W Blackwell St, Segur St, N Sussex St, W Elliot St, S Bergen St, Chrystal St, W McFarlan St, Beatty St, Hillsdale Dr, McDavitt Pl | $847 |
| W Chrystal St, North St, Bassett Hwy, Sickle St, Watson Dr, Carolyn Pl, Euken Ter, E Cooper St, Summer Ave, Simms St | $850 |
| Grant St, Clearview Pl, N Warren St, Richboynton Rd, Parker St, Claredon Ter, Moller Pl, Belmont Ave, Yale St, Kaye Pl | $842 |
| E Dickerson St, 5th St, Schley St, E Munson Ave, Garrison Ave, Kearney St, Drake Ave, River St, W Blackwell St, E Chrystal St | $847 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Dover | $126 to $129 |
| Victory Gardens | $123 |
| Wharton | $127 |
| Morris County | $133 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Dover Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,100 | $6,500 |
| Net Savings to Dover Home Owner from High Deductible Plan | $600 | |
| Scenario | Dover, NJ Home Replacement Value MORE than Home Value | Dover, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $358,500 | $236,000 |
| Insurance Premium based on Replacement Value | $2,150 | $1,425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,500 | Risk Exposure from Under Insuring Coverage is $67,000 |
| Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $325/year |
| Insurance Company | GEICO Insurance | Liberty Mutual | Travelers |
| Monthly Premium | 145 | 76 | 117 |
| Year Built | 1960 | 1973 | 1946 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $300000-$350000 | $250000-$300000 | $250000-$300000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |