Dover, MA homeowners insurance is approximately $1,034 to $1,430, about $86-$119/month. Our extensive research indicates shoppers can save as much as $492 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Dover, MA | Homeowners Insurance Agency Near Dover, MA | Address |
|---|---|---|
| Travelers | Michael J Costa Insurance Agency | 92 South Main Street Fall River, Fall River, MA, 2721 |
| Liberty Mutual Independent | Clifford P Beauvais Ins Agy | 1 SUMMER DRIVE, WINCHENDON, MA, 1475 |
| Allstate | Iconnexion Agency | 636 Eddie Dowling Hwy , North Smithfield, RI, 2896 |
| Travelers | Kaplansky Insurance Agency | 208 WASHINGTON ST, FAIRHAVEN, MA, 2719 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Medfield town, Norfolk County, Massachusetts | $141 | $188 | $282 |
| Westwood town, Norfolk County, Massachusetts | $143 | $190 | $285 |
| Needham CDP, Massachusetts | $144 | $192 | $288 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dover, MA | 2.6% | 10.3% |
| Medfield | 3.18% | 9.61% |
| Westwood | 3.13% | 9.8% |
| Needham | 3.02% | 9.87% |
| Dover Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 7 | 5.0% | $1837 |
| $750 to $999 | 11 | 8.0% | $2587 |
| $1,000 to $1,499 | 48 | 35.0% | $3712 |
| $1,500 or more | 71 | 51.0% | $5362 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Dover Homeowner Insurance Premium Example | $4,600 | $4,100 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $20,300 | $19,300 |
| Net Savings to Dover Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Dover, MA Home Replacement Value MORE than Home Value | Dover, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $1,044,000 | $810,000 |
| Insurance Premium based on Replacement Value | $9,500 | $7,375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $90,000 | Risk Exposure from Under Insuring Coverage is $144,000 |
| Premium Impact | Insurance cheaper by $1,300/year | Insurance costlier by $825/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | Liberty Mutual |
| Monthly Premium | 357 | 725 | 697 |
| Year Built | 1973 | 1944 | 1987 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 4 Baths | 4 Beds, 2 Baths |
| Coverage Amount | More than 10000000 | More than 10000000 | More than 10000000 |
| Deductible | > $10,000 Deductible | $500 Deductible | $500- $1000 Deductible |