Dover Insurance Rates:

Dover, DE homeowners insurance is nearly $650 to $880, about $54-$73/month. Our extensive guide reveals consumers can save upto $305 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Dover, DE Homeowners Insurance By Home Value

Dover, DE Home Value Total Homes % of Total Average Dover, DE Homeowners Insurance
Less than $50,000 1,759 10.0% $91
$80,000 to $89,999 191 1.0% $328
$90,000 to $99,999 366 2.0% $366
$100,000 to $124,999 1,114 6.0% $427
$125,000 to $149,999 1,155 6.0% $534
$150,000 to $174,999 2,066 12.0% $634
$175,000 to $199,999 2,389 14.0% $733
$200,000 to $249,999 3,164 18.0% $878
$250,000 to $299,999 2,434 14.0% $1077
$300,000 to $399,999 1,740 10.0% $1367

Top Home Insurance Agents Near Dover, DE

Home Insurance Company Near Dover, DE Homeowners Insurance Agency Near Dover, DE Address
NA Ez Term Insurance Agency 56 Welch Tract Rd Apt 308, Newark, DE, 19713
Travelers Aaa Mid Atlantic 200 COMMERCE DR, NEWARK, DE, 19713
Travelers Aaa Mid-Atlantic-Maig-Pa 200 COMMERCE DR, NEWARK, DE, 19713
State Farm Mike Broujos 33 Possum Park Mall, Newark, DE, 19711-5591
State Farm Rich Gentile 1101 E Chestnut Ave, Vineland, NJ, 08360-5001

Dover, DE Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Dover, DE

Streets in Dover Area Homeowners Insurance Cost
Shinnecock Rd, Whitaker Way, Lady Bug Dr, State Rd 44, S Bradford St, Co Rd 73, Hayes Cir, Winterberry Dr, Ross St, Park Ave$762
Primrose Ct E, Hazlettville Rd, Dogwood Ave, Co Rd 330, Cooper Rd, Fox Hall Rd, Silver Lake Blvd, S Halsey Rd, Simms Woods Rd, Charring Cross Dr$761
E Darby Cir, Reynolds Rd, Applewood Dr, Gettysburg Rd, Sourwood St, Mifflin Rd, Probst Ln, Bicentennial Blvd, Skeeter Neck Rd, Gunning Bedford Dr$754
Hering Rd, S Wynn Wood Cir, Schoolhouse Ln, Pritchett Rd, Kent Cir, Jefferson Ter, Judith Rd, W Nock Ln, Woodland Beach Rd, Oak Ln$760
S Bay Dr, Circle Dr, Clara St, Central Church Rd, Federal St, Homestead Dr, Lakeview Ave, Tidbury Xing, Long Farm Estate, Forrest Hills Ct$767
S West St, E Wind Dr, Paul Revere Ct, Yoder Dr, Country Road Dr, Forest Creek Rd, McDaniel Dr, Wilson Ln, Co Rd 196, S Springview Dr$779
E Lebanon Rd, S Stanton Ave, Gordon Dr, Planters Run Ct, Middessa Ct, Lebanon Rd, Emerson Dr, E 2nd St, Co Rd 73, First Tenth Ct$788
S Saulsbury Rd, E Division St, W Fairfield Dr, Walker Rd, Woodrow Ct, Lynnbury Woods Rd, Gardengate Rd, S Bay Rd, Woodcrest Dr, Cedar Ln$768
Kathleen Ct, Strauss Ave, Co Rd 153A, Magnolia Ct, Hazelwood Dr, Kerbin St, Farrell Dr, Falmouth Way, Cambridge Rd, N Caroline Pl$762
Leager Rd, Brockam Bridge Rd, Co Rd 52, Key Lime Ct, Wildmeadow Ln, Arthursville Rd, Thames Dr, Birch Ct, Rd 410, Winter Haven Dr$None

Dover, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dover$114 to $116
Little Creek$111
Kent Acres$114
Highland Acres$117

Dover, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Little Creek town, Delaware $93 $124 $186
Kent Acres CDP, Delaware $96 $127 $191
Highland Acres CDP, Delaware $98 $130 $195

Dover, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dover, DE4.2%14.9%
Little Creek5.52%20.29%
Kent Acres5.1%13.21%
Highland Acres4.11%14.32%

Dover Renters Insurance as a Percentage of Rent

Dover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 246 2.0% $355
$200 to $299 317 3.0% $805
$300 to $499 366 4.0% $1255
$500 to $749 1,259 14.0% $1930
$750 to $999 2,151 24.0% $2680
$1,000 to $1,499 3,162 36.0% $3805
$1,500 or more 1,155 13.0% $5455

Dover, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Dover Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Dover Home Owner from High Deductible Plan $600

Dover, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dover, DE Home Replacement Value MORE than Home Value Dover, DE Home Replacement Value LESS than Home Value
Replacement Value $229,500 $166,000
Insurance Premium based on Replacement Value $750 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Dover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceState Farm
Monthly Premium 415526
Year Built 198919702005
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$150000-$175000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Dover, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 315,000 Tile Roof 2,640 5 $1000-$2500 Deductible 1030 10 Fiber-Cement Siding No
1975 150,000 Slate Shingles Roof 1,230 3 $1000-$2500 Deductible 490 12 Stucco siding No
2006 305,000 Wood Shake Roof 2,740 5 $2500-$5000 Deductible 590 6 Stucco siding No
2004 190,000 Shingles Roof 1,460 3 $500- $1000 Deductible 160 3 Vinyl siding No
1986 215,000 Slate Shingles Roof 2,060 3 $2500-$5000 Deductible 290 7 Stucco siding yes
1979 190,000 Wood Shake Roof 1,770 5 $5000 to $10,000 Deductible 470 10 Vinyl siding yes
1995 155,000 Metal Roof 1,680 3 $2500-$5000 Deductible 120 4 Vinyl siding yes
1993 215,000 Wood Shake Roof 1,880 3 $500 Deductible 400 8 Stone Siding yes
1975 320,000 Composition Roof 3,280 4 $2500-$5000 Deductible 780 9 Brick siding yes
1991 215,000 Tile Roof 1,780 3 $1000-$2500 Deductible 280 4 Fiber-Cement Siding yes
2012 290,000 Metal Roof 2,930 4 $2500-$5000 Deductible 800 12 Wood siding yes
1996 300,000 Composition Roof 2,850 4 $500 Deductible 130 1 Stone Siding No
2013 205,000 Shingles Roof 1,730 3 $5000 to $10,000 Deductible 370 12 Stone Siding No
2001 140,000 Shingles Roof 1,570 3 $2500-$5000 Deductible 260 12 Brick siding yes
1978 350,000 Wood Shake Roof 3,710 5 $5000 to $10,000 Deductible 930 10 Vinyl siding yes
2003 390,000 Slate Shingles Roof 3,910 5 $500 Deductible 1260 7 Brick siding yes
2013 240,000 Metal Roof 1,810 3 $500- $1000 Deductible 440 7 Vinyl siding No
1987 285,000 Slate Shingles Roof 2,970 4 $2500-$5000 Deductible 500 7 Stone Siding yes
2006 280,000 Metal Roof 2,230 4 $500 Deductible 400 5 Brick siding yes
2013 235,000 Slate Shingles Roof 2,070 3 $1000-$2500 Deductible 360 7 Fiber-Cement Siding No
1990 270,000 Composition Roof 2,410 4 $5000 to $10,000 Deductible 340 6 Vinyl siding yes
1978 395,000 Metal Roof 3,050 5 $500- $1000 Deductible 440 4 Vinyl siding yes
2005 250,000 Slate Shingles Roof 2,210 3 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding No
2005 175,000 Shingles Roof 1,680 5 $500 Deductible 460 9 Stucco siding No
2011 360,000 Wood Shake Roof 3,080 4 $2500-$5000 Deductible 300 4 Vinyl siding yes
1976 245,000 Slate Shingles Roof 1,970 3 $5000 to $10,000 Deductible 360 9 Stucco siding No
1987 235,000 Metal Roof 2,320 5 $5000 to $10,000 Deductible 420 10 Stone Siding yes
1981 250,000 Shingles Roof 2,160 3 $5000 to $10,000 Deductible 260 6 Fiber-Cement Siding No
2014 225,000 Membrane Roof 2,360 4 $2500-$5000 Deductible 220 4 Stone Siding yes
1991 225,000 Shingles Roof 2,180 4 $500- $1000 Deductible 630 8 Stone Siding yes
2012 180,000 Slate Shingles Roof 1,430 3 $500 Deductible 640 9 Brick siding No
2012 490,000 Slate Shingles Roof 4,000 5 $2500-$5000 Deductible 710 7 Wood siding No
1985 390,000 Membrane Roof 3,050 4 $500- $1000 Deductible 560 5 Brick siding yes
1972 435,000 Wood Shake Roof 4,160 5 $500 Deductible 120 1 Fiber-Cement Siding No

Latest Home Insurance Reviews

Geico
I would recommend GEICO home insurance and all of their other products as well. Not only will you be comforted being protected under GEICO's huge company.
State Farm
My insurance premium is paid thru an escrow account so I am not that familiar with the payment. I am pretty sure it is fair and equitable compared to other quality companies.
Nationwide
My current insurance nationwide is about the lowest I could find. My deductible is equivalent to most others and what they offer.
Geico
When shopping for insurance we called different companies and found that our current insurance company had a lower rate for the premium and deductible.
State Farm
I don't like their customer service employees, sometimes they are rude to people. i know the questions that i asked to get on their nerves, but i am the customer
State Farm
I like the bundling packages that state farm provides, it helps getting covered from all angles whether it's home, car, or health insurance.
Farmer's Insurance
I think that farmers have fair rates compared to others and they have not given me a reason to change yet, so I would prefer to stick with the long-term
Liberty Mutual
So far, without having to make any claims, I can only honestly say give this company is good. From little interaction I have had with them, I am happy with their product and level of service.
Allstate
The customer service with Allstate is very personal and professional. I love my insurance agent. They are always available when I need them.
Allstate
I like the customer service provided by the company and the confidence in their reputation. I do not worry about how claims will be handled should I ever need to file one. I am confident that they will take care of me.
State Farm
I have state farm insurance. They are affordable and cheap and always available to answer questions anytime
State Farm
I would recommend State Farm to anyone who would ask. I would not go talking about my personal finances to anyone, but I would give my endorsement if asked.
Farmer's Insurance
I am definitely happy with the offerings my that insurance company provides when compared with those offered by other, competing insurance companies.

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