Douglas Insurance Rates:

Douglas, MA homeowners insurance is approximately $878 to $1,199, about $73-$99/month. Our thorough analysis shows customers can save upto $415 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Douglas, MA Homeowners Insurance By Home Value

Douglas, MA Home Value Total Homes % of Total Average Douglas, MA Homeowners Insurance
Less than $50,000 74 3.0% $83
$125,000 to $149,999 58 2.0% $487
$150,000 to $174,999 99 4.0% $570
$175,000 to $199,999 163 6.0% $664
$200,000 to $249,999 529 22.0% $799
$250,000 to $299,999 473 20.0% $975
$300,000 to $399,999 938 39.0% $1245

Top Home Insurance Agents Near Douglas, MA

Home Insurance Company Near Douglas, MA Homeowners Insurance Agency Near Douglas, MA Address
NA Robinson Insurance Agency Inc 691 Main St, Waltham, MA, 2451
NA R J Smith Insurance Agency 500 Washington St, Norwood, MA, 2062
Travelers Delano Insurance Services 260 FRANKLIN ST STE 900, BOSTON, MA, 2110
Travelers Harold F Nichols Ins Agcy Inc 81 COMMONWEALTH AVE, WEST CONCORD, MA, 1742
Liberty Mutual Independent Wolpert Insurance Agency Inc 166 Forbes Rd, BRAINTREE, MA, 2184

Cost Of Homeowners Insurance By Street Near Douglas, MA

Streets in Douglas Area Homeowners Insurance Cost
Makowski Dr, Tucker Cir, B St, Roslyn Rd, Lucy St, SE Main St, Gleason Ct, Summit Cir, Ridge Trl, Parker Ct$1,035
Kelly Cir, Yew St, Island Rd, Cottage Colony Dr, Pinnacle Way, Stonewall Ct, Churchill Rd, Fairbanks Ct, White Ave, Buffum Rd$1,040
Fairfax Way, Kerney Rd, Laurel Hill Rd, Marilyn Dr, Cemetery St, Percy Dr, School Ct, Gilboa St, White Ct, Wallis St$1,034
Sandra Cir, Bowen Ct, Briarwood Cir, Olde Carraige Ln, Lindberg Ave, Cummings Ct, NE Main St, Richie Rd, Brookline Ter, Martin Rd$1,040
Smith Hill Way, SW Main St, Perry St, Fairway View Dr, Hough Rd, Bluebird Ln, Sutton Rd, Wallis Cove Rd, Mumford St, Ledgestone Rd$1,038

Douglas, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Douglas$154 to $156
East Douglas$153
Sutton$159
Uxbridge$156

Douglas, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Douglas CDP, Massachusetts $128 $171 $256
Webster town, Worcester County, Massachusetts $128 $170 $255
Sutton town, Worcester County, Massachusetts $133 $177 $265

Douglas, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Douglas, MA4.5%13.3%
East Douglas3.98%11.96%
Webster4.68%14.95%
Sutton3.75%12.64%

Douglas Renters Insurance as a Percentage of Rent

Douglas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 23 5.0% $1257
$750 to $999 205 47.0% $2682
$1,000 to $1,499 207 47.0% $3807

Douglas, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Douglas Homeowner Insurance Premium Example $4,400$3,900
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $32,700$32,200
Net Savings to Douglas Home Owner from High Deductible Plan $500

Douglas, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Douglas, MA Home Replacement Value MORE than Home Value Douglas, MA Home Replacement Value LESS than Home Value
Replacement Value $372,500 $241,500
Insurance Premium based on Replacement Value $3,325 $2,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,500 Risk Exposure from Under Insuring Coverage is $81,500
Premium Impact Insurance cheaper by $725/year Insurance costlier by $450/year

Example Douglas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmChubb Group of Insurance
Monthly Premium 132204136
Year Built 199419412007
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$400000-$500000$300000-$350000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Douglas, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 675,000 Tile Roof 4,090 5 $5000 to $10,000 Deductible 790 3 Wood siding yes
1991 210,000 Shingles Roof 1,250 3 $500 Deductible 1570 10 Vinyl siding yes
1945 595,000 Shingles Roof 3,310 5 $500 Deductible 1450 4 Wood siding No
2014 290,000 Tile Roof 2,040 4 $2500-$5000 Deductible 650 6 Fiber-Cement Siding No
2006 690,000 Tile Roof 4,780 5 $5000 to $10,000 Deductible 3690 9 Stone Siding yes
1942 335,000 Slate Shingles Roof 2,350 4 $500- $1000 Deductible 340 2 Fiber-Cement Siding No
1992 800,000 Shingles Roof 4,740 5 $2500-$5000 Deductible 3020 9 Vinyl siding No
2011 235,000 Asphalt Shingles Roof 1,370 3 $1000-$2500 Deductible 120 1 Wood siding yes
1991 575,000 Asphalt Shingles Roof 4,580 5 > $10,000 Deductible 840 4 Wood siding yes
1945 290,000 Asphalt Shingles Roof 2,340 3 > $10,000 Deductible 70 1 Vinyl siding No
1942 340,000 Asphalt Shingles Roof 2,690 5 $5000 to $10,000 Deductible 640 5 Fiber-Cement Siding yes
1942 330,000 Metal Roof 1,830 3 $2500-$5000 Deductible 1660 9 Stucco siding No
1993 425,000 Slate Shingles Roof 3,050 4 > $10,000 Deductible 780 7 Wood siding No
2007 305,000 Asphalt Shingles Roof 1,750 3 > $10,000 Deductible 1360 12 Vinyl siding No
1998 430,000 Tile Roof 2,640 4 $1000-$2500 Deductible 1040 5 Fiber-Cement Siding yes
2000 565,000 Asphalt Shingles Roof 3,190 4 $1000-$2500 Deductible 630 3 Stucco siding yes
1991 380,000 Membrane Roof 2,260 3 $1000-$2500 Deductible 2640 10 Brick siding yes
1991 415,000 Shingles Roof 3,200 4 > $10,000 Deductible 880 7 Brick siding yes
2012 205,000 Membrane Roof 1,260 3 $500- $1000 Deductible 260 3 Fiber-Cement Siding yes
2014 315,000 Slate Shingles Roof 1,820 5 $1000-$2500 Deductible 1630 10 Stone Siding yes
1994 620,000 Tile Roof 4,410 5 $2500-$5000 Deductible 2120 6 Stone Siding yes
2012 475,000 Wood Shake Roof 3,130 4 > $10,000 Deductible 790 6 Vinyl siding yes
1941 235,000 Membrane Roof 1,710 4 $500 Deductible 970 8 Stone Siding yes
1941 185,000 Membrane Roof 1,510 3 $1000-$2500 Deductible 540 6 Brick siding No
1948 380,000 Shingles Roof 2,220 4 $1000-$2500 Deductible 2160 8 Stone Siding No
2013 455,000 Membrane Roof 2,710 4 $5000 to $10,000 Deductible 2000 7 Brick siding No
1945 175,000 Wood Shake Roof 1,460 3 $2500-$5000 Deductible 1140 12 Wood siding yes
1947 410,000 Tile Roof 3,250 5 $500 Deductible 2500 10 Brick siding No