Douglas, MA homeowners insurance is approximately $878 to $1,199, about $73-$99/month. Our thorough analysis shows customers can save upto $415 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Douglas, MA | Homeowners Insurance Agency Near Douglas, MA | Address |
|---|---|---|
| Liberty Mutual Independent | Wolpert Insurance Agency Inc | 166 Forbes Rd, BRAINTREE, MA, 2184 |
| Travelers | Delano Insurance Services | 260 FRANKLIN ST STE 900, BOSTON, MA, 2110 |
| Travelers | Harold F Nichols Ins Agcy Inc | 81 COMMONWEALTH AVE, WEST CONCORD, MA, 1742 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| East Douglas CDP, Massachusetts | $128 | $171 | $256 |
| Webster town, Worcester County, Massachusetts | $128 | $170 | $255 |
| Sutton town, Worcester County, Massachusetts | $133 | $177 | $265 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Douglas, MA | 4.5% | 13.3% |
| East Douglas | 3.98% | 11.96% |
| Webster | 4.68% | 14.95% |
| Sutton | 3.75% | 12.64% |
| Douglas Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 23 | 5.0% | $1257 |
| $750 to $999 | 205 | 47.0% | $2682 |
| $1,000 to $1,499 | 207 | 47.0% | $3807 |
| Streets in Douglas Area | Homeowners Insurance Cost |
|---|---|
| Makowski Dr, Tucker Cir, B St, Roslyn Rd, Lucy St, SE Main St, Gleason Ct, Summit Cir, Ridge Trl, Parker Ct | $1,035 |
| Kelly Cir, Yew St, Island Rd, Cottage Colony Dr, Pinnacle Way, Stonewall Ct, Churchill Rd, Fairbanks Ct, White Ave, Buffum Rd | $1,040 |
| Fairfax Way, Kerney Rd, Laurel Hill Rd, Marilyn Dr, Cemetery St, Percy Dr, School Ct, Gilboa St, White Ct, Wallis St | $1,034 |
| Sandra Cir, Bowen Ct, Briarwood Cir, Olde Carraige Ln, Lindberg Ave, Cummings Ct, NE Main St, Richie Rd, Brookline Ter, Martin Rd | $1,040 |
| Smith Hill Way, SW Main St, Perry St, Fairway View Dr, Hough Rd, Bluebird Ln, Sutton Rd, Wallis Cove Rd, Mumford St, Ledgestone Rd | $1,038 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Douglas | $154 to $156 |
| East Douglas | $153 |
| Sutton | $159 |
| Uxbridge | $156 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $4,900 |
| Yearly Douglas Homeowner Insurance Premium Example | $4,400 | $3,900 |
| Out of Pocket Expense During Claim | $1,900 | $4,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $32,700 | $32,200 |
| Net Savings to Douglas Home Owner from High Deductible Plan | $500 | |
| Scenario | Douglas, MA Home Replacement Value MORE than Home Value | Douglas, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $372,500 | $241,500 |
| Insurance Premium based on Replacement Value | $3,325 | $2,150 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $49,500 | Risk Exposure from Under Insuring Coverage is $81,500 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $450/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | Chubb Group of Insurance |
| Monthly Premium | 132 | 204 | 136 |
| Year Built | 1994 | 1941 | 2007 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $400000-$500000 | $300000-$350000 |
| Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |