Douglas Insurance Rates:

Douglas, GA homeowners insurance is roughly $723 to $983, about $60-$81/month. Our in depth analysis indicates shoppers can save as much as $340 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like that i get good coverage for a decent price, with easy to access representatives. i dislike that i have to call rather than being able to get answers of make changes online, but this burden is lessened by the relative pleasantness of the people i talk to when i do call.
State Farm
When you shop around for insurance you will realize that this company is on the pricey side compared to other company.
Allstate
Making a recent move to vermont was stressful and hectic, but with allstate insurance, the citro group has provided me with a smooth transition into living in a new home.
Geico
The premium was the most for the least amount of money, other quotes I received at the time were higher and didn't include car insurance.
Geico
Sometimes I try to navigate around and have trouble finding the insurance documents to save to my files. I do not have the mobile app.
Geico
I have not had to communicate with the home insurance company except for the initial communication to start the policy. Overall, the experience was pleasant.
Farmer's Insurance
I think they do a good job we get monthly updates in the mail and we hear from our agent when we need something
Nationwide
My home insurance company provides me with a reasonably priced policy that covers the value of my house and its contents. Their website is easy to use and I can file claims online.
Allstate
I would recommend this company to anyone. The are always on top of any of my questions and i can contact them at any time of day to get the answers i need.

Douglas, GA Homeowners Insurance By Home Value

Douglas, GA Home Value Total Homes % of Total Average Douglas, GA Homeowners Insurance
Less than $50,000 1,897 33.0% $272
$50,000 to $59,999 380 6.0% $579
$60,000 to $69,999 244 4.0% $715
$70,000 to $79,999 480 8.0% $826
$80,000 to $89,999 586 10.0% $937
$90,000 to $99,999 271 4.0% $1047
$100,000 to $124,999 266 4.0% $1209
$125,000 to $149,999 496 8.0% $1516
$150,000 to $174,999 252 4.0% $1789
$175,000 to $199,999 202 3.0% $2070
$200,000 to $249,999 251 4.0% $2487
$250,000 to $299,999 193 3.0% $3041
$300,000 to $399,999 145 2.0% $3859

Top Home Insurance Agents Near Douglas, GA

Home Insurance Company Near Douglas, GA Homeowners Insurance Agency Near Douglas, GA Address
Farmers Andrew Denmark 3189 Inner Perimeter Rd, Valdosta, GA, 31602
Travelers Browlee-Bozeman Agency 1803 KING ROAD, TIFTON, GA, 31793
Travelers Ea-Trowell Insurance Agcy 12 E ODOM STREET, HAZLEHURST, GA, 31539
Travelers Georgia Farm Bureau Brokerage Inc 495 LAX HWY, OCILLA, GA, 31774
Travelers Tanner Insurance Agency 407 MAIN ST N, PEARSON, GA, 31642

Cost Of Homeowners Insurance By Street Near Douglas, GA

Streets in Douglas Area Homeowners Insurance Cost
Apple Blossom Rd, McGovern Rd, Rd 528, Hickory St, S Wheeler Ave, Co Rd 224, Old Waycross Hwy, Wood Valley Dr, Camellia Ave, Gaskin Ave S$842
Cannonball Rd, Davis Ave, Mystic, Southern Way, Ct Rd 5, E Schley St, Grady Ave, Sparrow Ln, Beaver Cir, Green Ln$844
Willie C Ln, Rexford Batten Rd, Davis Rd, Otto Cir, Fawn Ln, Edgewood Ave, Boardwalk Cir, Pope Dr, Maude St, Co Rd 232$825
Letitia Ave S, el Curtis Rd, Jowers Chapel Rd, Rd 401, Bethel Rd, Iron Rd, Old Bell Lake Rd, Harvest St, Jimmy Lott Ln, Ponderosa Rd$848
S McDonald Ave, Maple St, Hansel Sears, N Coffee Ave, E Cherry St, Pecan Ct, Cumorah Cemetery Rd, Franklin Dr, Harrell Grove Chur Rd, Sycamore St$851

Douglas, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Douglas$127 to $130
Coffee County$127
Nicholls$126
Ambrose$132

Douglas, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Coffee County, Georgia $128 $170 $255
Nicholls CCD, Coffee County, Georgia $126 $168 $252
Ambrose CCD, Coffee County, Georgia $132 $176 $264

Douglas, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Douglas, GA7.9%23.0%
Coffee County7.86%22.71%
Nicholls8.68%29.29%
Ambrose6.7%19.84%

Douglas Renters Insurance as a Percentage of Rent

Douglas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 1.0% $386
$200 to $299 229 7.0% $836
$300 to $499 892 28.0% $1286
$500 to $749 1,294 41.0% $1961
$750 to $999 533 17.0% $2711
$1,000 to $1,499 109 3.0% $3836

Douglas, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Douglas Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,800$9,000
Net Savings to Douglas Home Owner from High Deductible Plan $800

Douglas, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Douglas, GA Home Replacement Value MORE than Home Value Douglas, GA Home Replacement Value LESS than Home Value
Replacement Value $56,000 $32,500
Insurance Premium based on Replacement Value $325 $175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Douglas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 435936
Year Built 200219982012
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$175000-$200000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Douglas, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 90,000 Asphalt Shingles Roof 1,470 3 $500 Deductible 420 10 Stone Siding yes
2014 170,000 Tile Roof 3,050 5 $5000 to $10,000 Deductible 190 4 Vinyl siding No
1999 90,000 Wood Shake Roof 1,610 3 $1000-$2500 Deductible 80 2 Fiber-Cement Siding No
1980 95,000 Metal Roof 1,340 3 $2500-$5000 Deductible 140 4 Brick siding yes
2013 180,000 Tile Roof 2,970 5 $2500-$5000 Deductible 590 9 Stucco siding yes
2012 250,000 Membrane Roof 3,620 5 $2500-$5000 Deductible 700 9 Vinyl siding No
1981 95,000 Slate Shingles Roof 1,810 3 $2500-$5000 Deductible 160 6 Fiber-Cement Siding No
1974 65,000 Wood Shake Roof 1,360 3 $500- $1000 Deductible 160 7 Wood siding yes
2012 115,000 Composition Roof 1,570 5 $500 Deductible 470 8 Brick siding No
2008 75,000 Slate Shingles Roof 1,220 3 $500 Deductible 300 8 Stone Siding No
2014 145,000 Membrane Roof 2,290 3 $500- $1000 Deductible 510 10 Stucco siding yes
1976 85,000 Asphalt Shingles Roof 1,430 3 $500 Deductible 90 4 Vinyl siding No
2010 220,000 Composition Roof 4,610 5 $500- $1000 Deductible 150 2 Brick siding No
2008 325,000 Tile Roof 4,770 5 $2500-$5000 Deductible 500 6 Stone Siding No
1995 260,000 Wood Shake Roof 3,740 5 $500- $1000 Deductible 420 4 Wood siding yes
2014 165,000 Tile Roof 2,600 5 $1000-$2500 Deductible 490 7 Stucco siding yes
1987 165,000 Shingles Roof 2,380 5 $500 Deductible 470 8 Vinyl siding yes
1984 105,000 Metal Roof 2,180 4 $2500-$5000 Deductible 220 7 Brick siding yes
1984 165,000 Tile Roof 2,890 4 $5000 to $10,000 Deductible 130 3 Fiber-Cement Siding No
2011 240,000 Slate Shingles Roof 4,140 5 $1000-$2500 Deductible 680 6 Wood siding yes
1996 60,000 Shingles Roof 1,270 3 $2500-$5000 Deductible 110 6 Stucco siding No
2002 90,000 Tile Roof 1,320 3 $500- $1000 Deductible 220 7 Wood siding yes
2009 115,000 Membrane Roof 2,170 4 $2500-$5000 Deductible 70 2 Stone Siding No
1999 85,000 Membrane Roof 1,630 4 $500 Deductible 190 6 Stone Siding yes
1986 185,000 Wood Shake Roof 3,580 5 $2500-$5000 Deductible 680 12 Wood siding yes
1991 245,000 Wood Shake Roof 4,300 5 $2500-$5000 Deductible 770 9 Stone Siding No
1985 95,000 Wood Shake Roof 1,790 3 $1000-$2500 Deductible 200 6 Vinyl siding No
2001 160,000 Tile Roof 2,780 4 $500 Deductible 410 8 Fiber-Cement Siding No
1978 165,000 Asphalt Shingles Roof 3,020 4 $5000 to $10,000 Deductible 460 8 Wood siding yes
2003 100,000 Slate Shingles Roof 1,630 3 $2500-$5000 Deductible 170 8 Stucco siding No