Double Springs Insurance Rates:

Double Springs, AL homeowners insurance is about $782 to $1,068, about $65-$89/month. Our extensive research reveals consumers can save upto $370 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Double Springs, AL Homeowners Insurance By Home Value

Double Springs, AL Home Value Total Homes % of Total Average Double Springs, AL Homeowners Insurance
Less than $50,000 633 37.0% $323
$50,000 to $59,999 89 5.0% $693
$60,000 to $69,999 163 9.0% $860
$70,000 to $79,999 122 7.0% $989
$80,000 to $89,999 186 10.0% $1128
$90,000 to $99,999 69 4.0% $1258
$100,000 to $124,999 42 2.0% $1461
$125,000 to $149,999 81 4.0% $1822
$150,000 to $174,999 130 7.0% $2155
$200,000 to $249,999 21 1.0% $2997
$250,000 to $299,999 118 6.0% $3663
$300,000 to $399,999 43 2.0% $4652

Top Home Insurance Agents Near Double Springs, AL

Home Insurance Company Near Double Springs, AL Homeowners Insurance Agency Near Double Springs, AL Address
Travelers Elliott & Associates 112 W 5TH ST, TUSCUMBIA, AL, 35674
Liberty Mutual Independent Freedom Insurance Agency Llc 168 County Rd 1435, Cullman, AL, 35058
Allstate Lindsey Sumrall 4319 Alabama Highway 160, Hayden, AL, 35079
Travelers Smith-Gray Insurance Agency Inc 109 SECOND AVENUE SE, CULLMAN, AL, 35056
Travelers Your Insurance Centers 853 US HWY 43, WINFIELD, AL, 35594

Cost Of Homeowners Insurance By Street Near Double Springs, AL

Streets in Double Springs Area Homeowners Insurance Cost
Liberty Grove Rd, Co Rd 3123, Co Rd 3042, Western Dr, Co Rd 3076, Co Rd 3173, Co Rd 3182, Co Rd 419, Co Rd 3106, Lamons Chapel Rd$921
Co Rd 468, Wayne Peak Dr, Co Rd 409, Co Rd 3989, Bailey Ln, Forsythe Rd, Haleyville Rd, Blake Dr, Co Rd 91, Kinlock Rd$925
Song Bird Rd, Beck Dr, Berry Dr, Baughn St, Phillips St, Co Rd 161, Co Rd 3184, Co Rd 430, Co Rd 15, Patton Pl$928
Berry Rd, Moody Bend Ln, Co Rd 316, Co Rd 3990, Rice Rd, Co Rd 25, Co Rd 3434, Co Rd 467, Still Water Ln, Co Rd 3986$919
Mockingbird Rd, Co Rd 3065, East St, Adkins Rd, Watkins Dr, Co Rd 18, Gray Dr, Co Rd 3103, Co Rd 3185, Co Rd 3028$921

Double Springs, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Double Springs$137 to $139
Winston County$139
Addison$141
Lynn$138

Double Springs, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winston County, Alabama $117 $155 $233
Addison CCD, Winston County, Alabama $118 $157 $236
Arley town, Alabama $117 $155 $233

Double Springs, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Double Springs, AL9.5%28.3%
Winston County8.59%25.38%
Addison7.17%24.87%
Arley5.15%25.08%

Double Springs Renters Insurance as a Percentage of Rent

Double Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 38 10.0% $375
$200 to $299 14 3.0% $825
$300 to $499 167 44.0% $1275
$500 to $749 92 24.0% $1950
$750 to $999 64 16.0% $2700

Average Cost Of Home Insurance By Company In Areas Nearby Double Springs For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Alfa Mutual Insurance Company 1528
$500 $150,000 Coastal American Insurance Company 1272
$500 $150,000 Fire Insurance Exchange 1749
$500 $300,000 Alfa Mutual General Insurance Co 4781
$500 $300,000 Allstate Vehicle And Property Insurance Company 1583
$500 $300,000 Armed Forces Insurance Exchange 1566
$500 $300,000 Nationwide General Ins Co 1223
$500 $300,000 Nationwide Mutual Fire Ins Company 1997
$500 $300,000 Nationwide Property & Casualty Ins Company 1997

Double Springs, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Double Springs Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Double Springs Home Owner from High Deductible Plan $600

Double Springs, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Double Springs, AL Home Replacement Value MORE than Home Value Double Springs, AL Home Replacement Value LESS than Home Value
Replacement Value $78,000 $57,500
Insurance Premium based on Replacement Value $325 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $8,500
Premium Impact Insurance cheaper by $25/year Insurance costlier by $50/year

Example Double Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 582536
Year Built 199519831949
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$75000-$100000$75000-$100000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Double Springs, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 155,000 Shingles Roof 2,290 4 $2500-$5000 Deductible 180 3 Stone Siding No
1942 95,000 Tile Roof 1,630 4 $500- $1000 Deductible 140 4 Fiber-Cement Siding No
2012 105,000 Tile Roof 1,900 4 $2500-$5000 Deductible 220 7 Wood siding No
1943 115,000 Wood Shake Roof 1,830 3 $1000-$2500 Deductible 230 6 Fiber-Cement Siding No
1942 140,000 Shingles Roof 2,270 4 $500 Deductible 210 4 Brick siding No
2010 125,000 Metal Roof 1,980 4 $2500-$5000 Deductible 190 4 Brick siding No
1978 175,000 Shingles Roof 3,300 4 $500 Deductible 240 4 Fiber-Cement Siding yes
2010 100,000 Asphalt Shingles Roof 1,660 3 $1000-$2500 Deductible 200 6 Brick siding No
2011 115,000 Shingles Roof 2,080 3 $2500-$5000 Deductible 30 1 Stucco siding No
2006 140,000 Membrane Roof 2,280 3 $500 Deductible 210 3 Stucco siding yes
2012 85,000 Slate Shingles Roof 1,550 3 $500 Deductible 280 7 Brick siding yes
1987 145,000 Asphalt Shingles Roof 2,350 3 $2500-$5000 Deductible 500 12 Fiber-Cement Siding No
1983 140,000 Tile Roof 2,700 4 $500- $1000 Deductible 340 6 Stucco siding No
2014 130,000 Wood Shake Roof 2,290 3 $500 Deductible 100 2 Wood siding yes
1975 120,000 Composition Roof 2,490 4 $500 Deductible 310 7 Wood siding No
1942 95,000 Shingles Roof 1,810 3 $500 Deductible 90 3 Wood siding yes
1988 175,000 Wood Shake Roof 2,700 4 $500- $1000 Deductible 220 3 Stone Siding yes
1974 60,000 Shingles Roof 1,280 3 $2500-$5000 Deductible 40 2 Stone Siding yes
1979 140,000 Membrane Roof 2,810 4 $500- $1000 Deductible 160 3 Fiber-Cement Siding No
2004 90,000 Tile Roof 1,790 3 $500- $1000 Deductible 240 7 Wood siding No
1975 120,000 Slate Shingles Roof 2,200 3 $2500-$5000 Deductible 350 9 Stucco siding No
1974 115,000 Membrane Roof 1,930 4 $1000-$2500 Deductible 30 1 Wood siding No
1949 150,000 Wood Shake Roof 3,230 4 $500 Deductible 740 9 Stone Siding No
1948 165,000 Tile Roof 3,210 4 $500- $1000 Deductible 560 9 Stone Siding No
2011 115,000 Asphalt Shingles Roof 2,380 3 $500 Deductible 40 1 Fiber-Cement Siding yes
1972 120,000 Slate Shingles Roof 1,790 4 $1000-$2500 Deductible 380 7 Vinyl siding yes
1981 100,000 Shingles Roof 1,990 3 $500 Deductible 50 1 Fiber-Cement Siding yes
2004 115,000 Shingles Roof 1,840 3 $2500-$5000 Deductible 70 2 Brick siding No
2013 130,000 Composition Roof 2,500 4 $500- $1000 Deductible 420 7 Stucco siding yes
1986 155,000 Tile Roof 2,840 4 $5000 to $10,000 Deductible 640 12 Brick siding No
2002 120,000 Membrane Roof 1,870 3 $2500-$5000 Deductible 200 7 Fiber-Cement Siding yes
1981 155,000 Metal Roof 2,390 3 $500- $1000 Deductible 540 9 Fiber-Cement Siding No
2004 115,000 Shingles Roof 1,730 3 $1000-$2500 Deductible 410 10 Fiber-Cement Siding yes
1978 110,000 Composition Roof 1,920 4 $500 Deductible 330 9 Vinyl siding yes