Dothan, AL homeowners insurance is roughly $817 to $1,108, about $68-$92/month. Our complete analysis shows customers can save as much as $384 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Dothan, AL | Homeowners Insurance Agency Near Dothan, AL | Address |
|---|---|---|
| State Farm | Keith Williams | 4646 Highway 90, Marianna, FL, 32446-3501 |
| State Farm | Michael Cornett | 806 Boll Weevil Cir, Enterprise, AL, 36330-2079 |
| State Farm | Rod Grimmer | 3124 W Main St Ste 2, Dothan, AL, 36305-1181 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cowarts town, Alabama | $117 | $156 | $234 |
| Kinsey town, Alabama | $117 | $156 | $234 |
| Webb town, Alabama | $116 | $155 | $232 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dothan, AL | 7.3% | 27.0% |
| Cowarts | 8.95% | 28.66% |
| Kinsey | 9.32% | 28.32% |
| Webb | 8.87% | 22.75% |
| Dothan Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 212 | 1.0% | $357 |
| $200 to $299 | 560 | 5.0% | $807 |
| $300 to $499 | 2,025 | 18.0% | $1257 |
| $500 to $749 | 4,326 | 39.0% | $1932 |
| $750 to $999 | 2,670 | 24.0% | $2682 |
| $1,000 to $1,499 | 965 | 8.0% | $3807 |
| $1,500 or more | 194 | 1.0% | $5457 |
| Streets in Dothan Area | Homeowners Insurance Cost |
|---|---|
| Bass St, Nomad Cir, Mendheim Dr, Edison St, Adams St, Oakdale Cir, E Bluemont Ct, Randwick Rd, Oakleaf Ct, Eubanks Rd | $979 |
| Martinez Ct, Schaffer Rd, Carla Lynn Ct, 6th Ave, Bartlet Ln, Appian Way, Meadows Rd, Jackson Ln, N Orange Ave, White Rd | $935 |
| Bel Aire Dr, Evert Dr, April Cir, Durham Rd, Morris St, Eton St, Wise Dr, S Count Y Rd 55, Nottaway Blvd, Quartz Ln | $942 |
| Sassar St, Greenwood Dr, Cumbie Rd, Saint Johns Dr, Co Rd 55, Glenda Ct, Strathmore Ave, Glen Lawrence Rd, Eastland Rd, Seminary St | $934 |
| Wicklow Dr, Harrington Ln, Katie Ct, Provincial St, Canary St, Arcadia Dr, Waterford Way, Edinburg Way, Eastwood Dr, Bruner Pond Rd | $1,001 |
| Burlington Ct, Gilley Rd, McArthur St, Edsel Deese Rd, Suzanna St, Windmill Rd, Gaines St, S Saint Andrews St, Rockdale Ct, Dunn Rd | $939 |
| Kent Dr, Hilltop Dr, Complex Dr, Kitts Rd, Hunters Glen Rd, Cynthia Dr, Sumac Ct, Alcan Way, Cyclone Cir, Cherry Rock Dr | $1,012 |
| S Lindburg Rd, E Crawford St, Hidden Glen Way, Holt Ct, Treetop Ct, McArdle Rd, Seneca Dr, Woods Dr, Crichton Ln, Headland St | $927 |
| Eldorado Dr, Miller St, Power Dam Rd, Meridian St, S Edgewood Dr, W Savannah St, Omussee Rd, Bocage Dr, Culver St, Chinook St | $1,013 |
| Bishop Ct, N Herring St, Sandy Springs Rd, Citadel Ave, Strong Rd, Southgate Rd, Jasmine Ct, Cricket Ct, Chantilly Pl, Camelot Ct | $1,011 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Dothan | $144 to $146 |
| Cowarts | $140 |
| Webb | $139 |
| Houston County | $143 |
| Deductible | Coverage | Company | Premium ($) |
|---|---|---|---|
| $500 | $150,000 | Coastal American Insurance Company | 1272 |
| $500 | $150,000 | Guideone Mutual Insurance Company | 1036 |
| $500 | $150,000 | Travelers Home And Marine Insurance Company | 478 |
| $500 | $300,000 | Alfa Mutual General Insurance Co | 3763 |
| $500 | $300,000 | Amica Mutual Ins Company | 3504 |
| $500 | $300,000 | Nationwide General Ins Co | 1228 |
| $500 | $300,000 | Nationwide Property & Casualty Ins Company | 2369 |
| $500 | $300,000 | Safeco Insurance Company Of America | 1717 |
| $500 | $300,000 | State Farm Fire & Casualty Company | 2580 |
| $500 | $300,000 | United Services Automobile Association | 1746 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $2,200 |
| Yearly Dothan Homeowner Insurance Premium Example | $1,200 | $1,000 |
| Out of Pocket Expense During Claim | $1,200 | $2,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,800 | $10,200 |
| Net Savings to Dothan Home Owner from High Deductible Plan | $600 | |
| Scenario | Dothan, AL Home Replacement Value MORE than Home Value | Dothan, AL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $92,000 | $68,500 |
| Insurance Premium based on Replacement Value | $550 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $13,000 | Risk Exposure from Under Insuring Coverage is $10,500 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $100/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | Farmers Insurance |
| Monthly Premium | 29 | 81 | 128 |
| Year Built | 1974 | 1982 | 2006 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $175000-$200000 | $350000-$400000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $500 Deductible |