Dothan Insurance Rates:

Dothan, AL homeowners insurance is roughly $817 to $1,108, about $68-$92/month. Our complete analysis shows customers can save as much as $384 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmers Insurance
Our home insurance company has always been there when we needed them. they are friendly, full of advice and get things fixed in a timely manner.
Aaa
When my son had an accident, they were very prompt to add points to my history. it resulted in a significant increase in three years.
Homesite
When filing a claim for water damage, homesite was very empathetic to our situation and very helpful in providing all necessary information to start fixing our home.

Dothan, AL Homeowners Insurance By Home Value

Dothan, AL Home Value Total Homes % of Total Average Dothan, AL Homeowners Insurance
Less than $50,000 2,477 12.0% $182
$50,000 to $59,999 696 3.0% $384
$60,000 to $69,999 888 4.0% $471
$70,000 to $79,999 1,154 5.0% $548
$80,000 to $89,999 1,230 6.0% $625
$90,000 to $99,999 1,082 5.0% $692
$100,000 to $124,999 2,135 11.0% $808
$125,000 to $149,999 2,140 11.0% $1010
$150,000 to $174,999 2,142 11.0% $1192
$175,000 to $199,999 1,342 6.0% $1375
$200,000 to $249,999 1,799 9.0% $1664
$250,000 to $299,999 1,238 6.0% $2029
$300,000 to $399,999 955 4.0% $2578

Top Home Insurance Agents Near Dothan, AL

Home Insurance Company Near Dothan, AL Homeowners Insurance Agency Near Dothan, AL Address
NA Southern Insurance Agency, Inc. 11 Liberty St, Blakely, GA, 39823
NA Interstate Motor Carriers/Capacity Agency Llc 1515 Oak Drive, Dothan, AL, 36303
State Farm Keith Williams 4646 Highway 90, Marianna, FL, 32446-3501
State Farm Michael Cornett 806 Boll Weevil Cir, Enterprise, AL, 36330-2079
State Farm Rod Grimmer 3124 W Main St Ste 2, Dothan, AL, 36305-1181

Cost Of Homeowners Insurance By Street Near Dothan, AL

Streets in Dothan Area Homeowners Insurance Cost
Bass St, Nomad Cir, Mendheim Dr, Edison St, Adams St, Oakdale Cir, E Bluemont Ct, Randwick Rd, Oakleaf Ct, Eubanks Rd$979
Martinez Ct, Schaffer Rd, Carla Lynn Ct, 6th Ave, Bartlet Ln, Appian Way, Meadows Rd, Jackson Ln, N Orange Ave, White Rd$935
Bel Aire Dr, Evert Dr, April Cir, Durham Rd, Morris St, Eton St, Wise Dr, S Count Y Rd 55, Nottaway Blvd, Quartz Ln$942
Sassar St, Greenwood Dr, Cumbie Rd, Saint Johns Dr, Co Rd 55, Glenda Ct, Strathmore Ave, Glen Lawrence Rd, Eastland Rd, Seminary St$934
Wicklow Dr, Harrington Ln, Katie Ct, Provincial St, Canary St, Arcadia Dr, Waterford Way, Edinburg Way, Eastwood Dr, Bruner Pond Rd$1,001
Burlington Ct, Gilley Rd, McArthur St, Edsel Deese Rd, Suzanna St, Windmill Rd, Gaines St, S Saint Andrews St, Rockdale Ct, Dunn Rd$939
Kent Dr, Hilltop Dr, Complex Dr, Kitts Rd, Hunters Glen Rd, Cynthia Dr, Sumac Ct, Alcan Way, Cyclone Cir, Cherry Rock Dr$1,012
S Lindburg Rd, E Crawford St, Hidden Glen Way, Holt Ct, Treetop Ct, McArdle Rd, Seneca Dr, Woods Dr, Crichton Ln, Headland St$927
Eldorado Dr, Miller St, Power Dam Rd, Meridian St, S Edgewood Dr, W Savannah St, Omussee Rd, Bocage Dr, Culver St, Chinook St$1,013
Bishop Ct, N Herring St, Sandy Springs Rd, Citadel Ave, Strong Rd, Southgate Rd, Jasmine Ct, Cricket Ct, Chantilly Pl, Camelot Ct$1,011

Dothan, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dothan$144 to $146
Cowarts$140
Webb$139
Houston County$143

Dothan, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cowarts town, Alabama $117 $156 $234
Kinsey town, Alabama $117 $156 $234
Webb town, Alabama $116 $155 $232

Dothan, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dothan, AL7.3%27.0%
Cowarts8.95%28.66%
Kinsey9.32%28.32%
Webb8.87%22.75%

Dothan Renters Insurance as a Percentage of Rent

Dothan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 212 1.0% $357
$200 to $299 560 5.0% $807
$300 to $499 2,025 18.0% $1257
$500 to $749 4,326 39.0% $1932
$750 to $999 2,670 24.0% $2682
$1,000 to $1,499 965 8.0% $3807
$1,500 or more 194 1.0% $5457

Average Cost Of Home Insurance By Company In Areas Nearby Dothan For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Coastal American Insurance Company 1272
$500 $150,000 Guideone Mutual Insurance Company 1036
$500 $150,000 Travelers Home And Marine Insurance Company 478
$500 $300,000 Alfa Mutual General Insurance Co 3763
$500 $300,000 Amica Mutual Ins Company 3504
$500 $300,000 Nationwide General Ins Co 1228
$500 $300,000 Nationwide Property & Casualty Ins Company 2369
$500 $300,000 Safeco Insurance Company Of America 1717
$500 $300,000 State Farm Fire & Casualty Company 2580
$500 $300,000 United Services Automobile Association 1746

Dothan, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Dothan Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Dothan Home Owner from High Deductible Plan $600

Dothan, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dothan, AL Home Replacement Value MORE than Home Value Dothan, AL Home Replacement Value LESS than Home Value
Replacement Value $161,500 $128,000
Insurance Premium based on Replacement Value $825 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Dothan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceNationwide Insurance
Monthly Premium 3948184
Year Built 198219991978
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$125000-$150000$350000-$400000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Dothan, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 155,000 Membrane Roof 2,010 3 $5000 to $10,000 Deductible 120 3 Brick siding yes
1977 320,000 Wood Shake Roof 3,220 4 $500 Deductible 190 2 Stucco siding No
2012 275,000 Slate Shingles Roof 3,280 4 $5000 to $10,000 Deductible 280 4 Fiber-Cement Siding No
2010 225,000 Tile Roof 2,340 3 $1000-$2500 Deductible 580 6 Wood siding No
2002 120,000 Asphalt Shingles Roof 1,440 3 $500 Deductible 260 7 Stone Siding No
2007 270,000 Composition Roof 3,620 5 $5000 to $10,000 Deductible 530 8 Fiber-Cement Siding No
1973 305,000 Membrane Roof 3,170 4 $1000-$2500 Deductible 990 8 Stone Siding No
2013 215,000 Membrane Roof 2,170 4 $500- $1000 Deductible 310 4 Stone Siding No
1977 330,000 Tile Roof 4,490 5 $500- $1000 Deductible 240 2 Stucco siding No
1971 285,000 Wood Shake Roof 3,230 5 $5000 to $10,000 Deductible 740 12 Stucco siding No
1971 240,000 Composition Roof 2,440 4 $500- $1000 Deductible 830 10 Vinyl siding No
1992 390,000 Composition Roof 4,950 5 $2500-$5000 Deductible 90 1 Wood siding No
1979 185,000 Membrane Roof 2,160 4 $2500-$5000 Deductible 170 3 Stucco siding yes
1991 150,000 Tile Roof 2,200 4 $1000-$2500 Deductible 180 5 Stone Siding No