Dolton Insurance Rates:

Dolton, IL homeowners insurance is nearly $632 to $860, about $52-$71/month. Our complete guide reveals consumers can save as much as $298 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
What i like about allstate is that they increase rate just because of a claim. so you can keep the same rate no matter what accident happened
Travelers
They took a long time to pay out the claim that was submitted. a police report had to be filed before they helped out..
State Farm
They have a good slogan, a strong advertising presence, and sponsorship of multiple sports events make allstate difficult to miss, and their market share is as strong as their image.
Liberty Mutual
I don't have any complains really about the company. I have had a lot of trouble though from the mobile app. I have tried to download it but could not get it to work. So I tried on my iPad but it was still not working. It's not that big of a deal because I can use it on the PC but it's still annoying.
Meemic Insurance
There isn't anything that I dislike other than being able to do more things online.
Travelers
It is easy for me to navigate to where I want to go on the website. I find the log-in section quickly and am able to find my policy documents quickly as well. It is also very easy to file a claim on the website and app.
Aaa
The only down side is having to pay just under $60 a year for the AAA membership. That said, given the other discounts I get and the free towing, it's worth the little bit of money.

Dolton, IL Homeowners Insurance By Home Value

Dolton, IL Home Value Total Homes % of Total Average Dolton, IL Homeowners Insurance
Less than $50,000 235 3.0% $141
$50,000 to $59,999 91 1.0% $298
$60,000 to $69,999 178 3.0% $373
$70,000 to $79,999 387 6.0% $432
$80,000 to $89,999 418 7.0% $484
$90,000 to $99,999 526 8.0% $544
$100,000 to $124,999 972 16.0% $634
$125,000 to $149,999 1,055 17.0% $790
$150,000 to $174,999 1,140 19.0% $932
$175,000 to $199,999 518 8.0% $1081
$200,000 to $249,999 249 4.0% $1298
$300,000 to $399,999 107 1.0% $2014

Top Home Insurance Agents Near Dolton, IL

Home Insurance Company Near Dolton, IL Homeowners Insurance Agency Near Dolton, IL Address
State Farm Adam Greene 3621 W North Ave, Chicago, IL, 60647-4724
Liberty Mutual Independent Complete Financial Services Inc 7101 N Cicero Ave Ste 108, LINCOLNWOOD, IL, 60712
State Farm Denise Wegner 20550 S La Grange Road, Frankfort, IL, 60423
Farmers Elijah (Louis) Smith 2635 W 79th St, Chicago, IL, 60652
Erie Salemi Insurance Agency Inc. 1274 Kuhn Road, Carol Stream, IL, 60188

Cost Of Homeowners Insurance By Street Near Dolton, IL

Streets in Dolton Area Homeowners Insurance Cost
Beachview Ter, Woodlawn East Ave, E 157th Pl, Champlain St, Woodlawn West Ave, Dolton Rd, E 142nd Pl, Dawn Ln, Dutch Valley Dr, Dolton Ave$758
W 148th Pl, Chappel St, Haney Rd, Engle St, E Manor Ct, Manistee Ave, Oglesby Ave, Evers St, Beachview Ter, Michigan City Rd$740
Muskegon Ave, Shepard Dr, Arthur Ct, Diekman Ct, E 153rd Pl, Shepard Dr, Dolton Ave, Calumet Ave, W 149th St, E 144th Pl$743
Dolton Rd, E 156th Pl, Manor Ave, Virginia St, E Stewart Ave, Harbor Ave, E Dolton Ave, W 148th St, Sanderson Ave, Pennsylvania Ave$739
Patricia Pl, Allan Ln, Mutual Ter, Catalpa Ln, Rose Dr, Stony Island Rd, Edbrooke Ave, Timothy Ln, Waterman Ct, 2000 W$738

Dolton, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dolton$111 to $114
Thornton$111
Phoenix$109
South Holland$114

Dolton, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Thornton township, Cook County, Illinois $93 $124 $186
Phoenix village, Illinois $91 $121 $181
Riverdale village, Illinois $91 $121 $182

Dolton, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dolton, IL4.2%11.1%
Thornton4.18%11.89%
Phoenix4.42%12.84%
Riverdale4.59%12.94%

Dolton Renters Insurance as a Percentage of Rent

Dolton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 28 1.0% $346
$200 to $299 32 1.0% $796
$300 to $499 84 4.0% $1246
$500 to $749 189 9.0% $1921
$750 to $999 591 29.0% $2671
$1,000 to $1,499 609 30.0% $3796
$1,500 or more 463 23.0% $5446

Dolton, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Dolton Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,500$10,700
Net Savings to Dolton Home Owner from High Deductible Plan $800

Dolton, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dolton, IL Home Replacement Value MORE than Home Value Dolton, IL Home Replacement Value LESS than Home Value
Replacement Value $145,000 $89,000
Insurance Premium based on Replacement Value $600 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Dolton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceTravelersFarmers Insurance
Monthly Premium 635094
Year Built 196019761985
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$150000-$175000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Dolton, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 305,000 Metal Roof 4,580 5 $2500-$5000 Deductible 430 4 Vinyl siding No
1972 135,000 Membrane Roof 1,420 3 $1000-$2500 Deductible 110 3 Brick siding yes
1988 265,000 Slate Shingles Roof 2,860 5 > $10,000 Deductible 260 4 Vinyl siding No
1966 170,000 Tile Roof 2,300 4 $500- $1000 Deductible 780 12 Fiber-Cement Siding yes
1989 285,000 Composition Roof 3,130 4 > $10,000 Deductible 340 7 Vinyl siding No
1987 255,000 Metal Roof 3,350 5 $500 Deductible 550 5 Fiber-Cement Siding yes
1986 105,000 Tile Roof 1,360 3 $500- $1000 Deductible 260 6 Wood siding yes
1961 215,000 Membrane Roof 2,400 4 $5000 to $10,000 Deductible 410 7 Stone Siding yes
1988 195,000 Membrane Roof 2,680 4 $500- $1000 Deductible 980 10 Fiber-Cement Siding No
1971 315,000 Tile Roof 3,520 5 $500- $1000 Deductible 540 5 Vinyl siding No
1979 130,000 Wood Shake Roof 1,650 5 $2500-$5000 Deductible 230 9 Stone Siding yes
1967 360,000 Wood Shake Roof 3,670 5 $5000 to $10,000 Deductible 1150 12 Stone Siding No
1987 240,000 Tile Roof 2,810 5 $500 Deductible 290 3 Brick siding yes
1978 175,000 Shingles Roof 2,530 5 $2500-$5000 Deductible 390 6 Fiber-Cement Siding yes
1988 165,000 Metal Roof 2,040 3 $1000-$2500 Deductible 520 10 Stone Siding No
1974 305,000 Shingles Roof 3,070 5 > $10,000 Deductible 140 2 Fiber-Cement Siding No
1984 210,000 Shingles Roof 2,240 3 $500 Deductible 340 4 Brick siding yes
1967 130,000 Shingles Roof 1,640 3 $500- $1000 Deductible 300 7 Brick siding yes
1987 160,000 Membrane Roof 1,900 3 $1000-$2500 Deductible 310 8 Vinyl siding No
1977 185,000 Composition Roof 2,190 4 $1000-$2500 Deductible 740 12 Stone Siding yes
1982 245,000 Tile Roof 3,020 4 $1000-$2500 Deductible 80 1 Stucco siding No