Dodge City Insurance Rates:

Dodge City, KS homeowners insurance is about $825 to $1,121, about $68-$93/month. Our exhaustive guide reveals consumers can save as much as $389 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that i can get ahold of an agent when i have a problem. i usually don't have to wait on the phone that long.
Aaa
One of the reasons that i like aaa insurance is that aaa looks up all the home insurance policies that they have in their database and pick out the best policy for us. it will have the best price for us and the best cost. that alleviates research on our end.
California Casualty
The earthquake coverage doesn't seem very adequate and isn't always available. i've received coverage offers with a limited time to take action.
State Farm
I suppose they interact with everyone the same way, but we hardly ever have them call us or send us anything unless there's some type of change.
Farmer's Insurance
I really enjoy Liberty Mutual easy to use website. If I have a question about my coverage it is usually in the FAQ of their website
Aaa
AAA is the company I use for my car insurance too so I am used to dealing with them the past 15 years for home and car, their website is user-friendly.
State Farm
The company is great with service. They are polite. They work hard to get info to me. They call me back quickly. They are nice and responsive. They all have good speech and good grammar
American Family
We got the insurance through our loan agent. We got a couple other quotes they were the cheapest. We choose according to price because we knew they were a national brand

Dodge City, KS Homeowners Insurance By Home Value

Dodge City, KS Home Value Total Homes % of Total Average Dodge City, KS Homeowners Insurance
Less than $50,000 935 18.0% $272
$50,000 to $59,999 273 5.0% $583
$60,000 to $69,999 434 8.0% $720
$70,000 to $79,999 671 12.0% $836
$80,000 to $89,999 458 8.0% $943
$90,000 to $99,999 353 6.0% $1060
$100,000 to $124,999 671 12.0% $1225
$125,000 to $149,999 437 8.0% $1537
$150,000 to $174,999 259 4.0% $1819
$175,000 to $199,999 384 7.0% $2101
$200,000 to $249,999 153 2.0% $2520
$250,000 to $299,999 102 1.0% $3084
$300,000 to $399,999 62 1.0% $3921

Top Home Insurance Agents Near Dodge City, KS

Home Insurance Company Near Dodge City, KS Homeowners Insurance Agency Near Dodge City, KS Address
NA Keller-Leopold Insurance, Llc 302 N Fleming Ste 1 Garden City, Garden City, KS, 67846
NA Pike Insurance 201 Main, Minneola, KS, 67865
State Farm Robert Unruh 1106 N Belmont Pl, Garden City, KS, 67846-4639
Allstate Rutter-Cline Associates, Inc. 312 N 8Th St Garden City, Garden City, KS, 67846
Allstate Snell-Nelson Ins 820 Main, Ashland, KS, 67831

Cost Of Homeowners Insurance By Street Near Dodge City, KS

Streets in Dodge City Area Homeowners Insurance Cost
Nickel Rd, W Hickory St, Shira St, W Division St, Gray St, Perezosa Dr, Ragan Rd, Howell Rd, Kelley Ave, Sierra Dr$984
Hancock St, Sunnyside Ave, Melencamp Ave, Thompson Ave, E Trail St, Cactus Rd, Antonita St, Pearl St, 113 Rd, Masterson Ave$1,000
1st Ave, Parkway Dr, Beeson Rd, Pioneer Rd, Champions View Rd, Clover St, Sunnyside Ave, Matt Down Rd, Cannery Row, Overland Trl W$960
Lariat Rd, Donedda Ave, Homewood Ave, Ave O, Brightside Ave, 4th Cir, Dustin Dr, Avenue E, Roanoke Rd, Military St$999
Northview St, 12th Ave, Cheyenne St, Loretta Ave, 8th Ave, W Cedar St, E Vine St, 107th Rd, W Magnolia St, Schrader St$985

Dodge City, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dodge City$145 to $148
Wilroads Gardens$144
Grandview$149
Wright$145

Dodge City, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wilroads Gardens CDP, Kansas $144 $192 $288
Grandview township, Ford County, Kansas $149 $199 $299
Wright CDP, Kansas $146 $194 $291

Dodge City, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dodge City, KS7.7%16.8%
Wilroads Gardens9.49%18.75%
Grandview6.92%16.8%
Wright7.93%19.73%

Dodge City Renters Insurance as a Percentage of Rent

Dodge City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 120 3.0% $355
$200 to $299 154 4.0% $805
$300 to $499 548 17.0% $1255
$500 to $749 1,578 49.0% $1930
$750 to $999 459 14.0% $2680
$1,000 to $1,499 282 8.0% $3805
$1,500 or more 52 1.0% $5455

Average Cost Of Home Insurance By Company In Areas Nearby Dodge City For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Auto Club Family Insurance Company 3,590 5,494 7,318
200,000 Travelers Home And Marine Insurance Company (The) 2,575 3,601 4,270
200,000 Travelers Property Casualty Insurance Company 2,512 3,513 4,165
200,000 Usaa General Indemnity Company 3,140 3,258 3,258
200,000 United Services Automobile Association 2,682 2,797 2,797
300,000 Allstate Vehicle And Property Insurance Company 1,832 2,158 2,222
300,000 American Family Mutual Insurance Company 4,093 5,900 6,577
300,000 Armed Forces Insurance Exchange 6,363 7,491 7,567
300,000 Liberty Insurance Corp 1,302 2,098 2,111
300,000 Metropolitan Property & Casualty Insurance Company 3,288 4,933 6,075

Dodge City, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Dodge City Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,500$10,000
Net Savings to Dodge City Home Owner from High Deductible Plan $1,500

Dodge City, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dodge City, KS Home Replacement Value MORE than Home Value Dodge City, KS Home Replacement Value LESS than Home Value
Replacement Value $141,500 $106,000
Insurance Premium based on Replacement Value $1,750 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $200/year

Example Dodge City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 8311397
Year Built 199919802006
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$75000-$100000$100000-$125000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Dodge City, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 55,000 Membrane Roof 990 2 $500 Deductible 400 5 Brick siding yes
1989 110,000 Slate Shingles Roof 1,810 3 $500 Deductible 320 4 Stucco siding yes
1970 70,000 Tile Roof 910 2 $500 Deductible 540 10 Stone Siding yes
1997 90,000 Wood Shake Roof 1,220 2 $1000-$2500 Deductible 510 8 Stucco siding No
2009 125,000 Asphalt Shingles Roof 1,950 3 $2500-$5000 Deductible 710 8 Wood siding No
1945 130,000 Shingles Roof 1,960 4 $1000-$2500 Deductible 720 6 Wood siding yes
1981 200,000 Membrane Roof 3,150 4 $500 Deductible 2880 12 Brick siding No
1998 110,000 Slate Shingles Roof 1,710 2 $500 Deductible 490 5 Stucco siding No
1993 185,000 Slate Shingles Roof 2,740 4 $5000 to $10,000 Deductible 320 2 Stone Siding No
2000 255,000 Shingles Roof 3,780 5 $2500-$5000 Deductible 840 4 Stone Siding No
1989 85,000 Shingles Roof 1,460 2 $2500-$5000 Deductible 130 3 Wood siding yes
1964 100,000 Slate Shingles Roof 1,290 3 $1000-$2500 Deductible 90 1 Vinyl siding yes
1990 225,000 Tile Roof 3,290 5 > $10,000 Deductible 420 4 Fiber-Cement Siding No
1963 80,000 Metal Roof 1,280 2 $500 Deductible 180 2 Stone Siding yes
1940 170,000 Asphalt Shingles Roof 2,530 5 $500 Deductible 590 3 Wood siding No
1996 145,000 Composition Roof 2,450 5 $1000-$2500 Deductible 430 3 Brick siding No
2002 170,000 Asphalt Shingles Roof 3,000 4 $5000 to $10,000 Deductible 100 1 Vinyl siding yes
1989 70,000 Asphalt Shingles Roof 1,360 3 $2500-$5000 Deductible 260 5 Stucco siding No
1967 85,000 Tile Roof 1,430 3 $1000-$2500 Deductible 400 5 Stone Siding No
1999 145,000 Tile Roof 2,430 4 $500- $1000 Deductible 760 7 Stone Siding No
1961 140,000 Asphalt Shingles Roof 2,490 5 $500- $1000 Deductible 1540 9 Brick siding yes
1999 115,000 Tile Roof 1,510 2 $500- $1000 Deductible 120 1 Stucco siding No