Dobson Insurance Rates:

Dobson, NC homeowners insurance is nearly $493 to $676, about $41-$56/month. Our exhaustive guide shows customers can save upto $233 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Dobson, NC Homeowners Insurance By Home Value

Dobson, NC Home Value Total Homes % of Total Average Dobson, NC Homeowners Insurance
Less than $50,000 438 17.0% $128
$50,000 to $59,999 57 2.0% $280
$60,000 to $69,999 225 9.0% $344
$70,000 to $79,999 190 7.0% $397
$80,000 to $89,999 181 7.0% $455
$90,000 to $99,999 91 3.0% $508
$100,000 to $124,999 258 10.0% $589
$125,000 to $149,999 211 8.0% $735
$150,000 to $174,999 344 13.0% $870
$175,000 to $199,999 115 4.0% $1004
$200,000 to $249,999 202 8.0% $1208
$250,000 to $299,999 157 6.0% $1471

Top Home Insurance Agents Near Dobson, NC

Home Insurance Company Near Dobson, NC Homeowners Insurance Agency Near Dobson, NC Address
Nationwide Michael J Morgan Agency 2200 Silas Creek Pkwy STE 4 A, Winston-Salem, NC, 27103
Nationwide Saundra K Carney Agency 333 Brookdale Dr STE A, Statesville, NC, 28677
State Farm Susanna Nunn 605 N Main St, Kernersville, NC, 27284-2647
NA Guardian Insurance Agency 125 Wade E Vannoy Dr , West Jefferson, NC, 28694
Nationwide David Martin Insurance Agency Inc 800 E Main St Ste 120, Wytheville, VA, 24382-3319

Cost Of Homeowners Insurance By Street Near Dobson, NC

Streets in Dobson Area Homeowners Insurance Cost
Charity Ln, Woodwind Ln, Poor Valley Trl, Hull Farm Ln, Feather Ln, Foxhound Ln, State Rd 1124, China Trl, State Rd 1606, Courtland Ln$582
S Comer St, Old County Home Rd, Catfish Creek Ln, Snowy Hollow Ln, State Rd 1103, State Rd 2278, Red Clay Trl, Rosebush Trl, State Rd 1685, Freetown Ln$592
Fowler Cir, King Creek Ln, Snow Ridge Trl, Lawson Rd, Cody Trl, State Rd 2247, Liberty Ln, Dragonfly Ln, Jarvis Rd, Mole Hill Trl$594
State Rd 2217, Rowley Ln, Single Tree Ln, Bryant Rd, Pipers Gap Rd, Gilliam Rd, Kitty Way, E Kapp St, Michael Dr, Spruce Ln$573
Blanco Pinea Way, Ramey Orchard Rd, Snowberry Ln, State Rd 1618, Ambrose Creek Rd, Reely Cook Rd, William Hooker Ln, Noahs Ark Trl, Houston Acres Ln, Rockhouse Ln$589
Seth Ln, Goodson Rd, Gully Creek Trl, Koala Ln, Mountain Laurel Ln, Norval Lowe Rd, Whitehurst Ln, Buck Mountain Trl, Blessing Dr, Oak St$576
Bowtie Ln, Mocha Ln, Lure Ln, Zephyr Rd, State Rd 1339, Marvin Edwards Ln, Royal Rd, Dashhound Ln, Gonzalez Way, Early Gentry Ln$576
Emilee Ln, State Rd 1479, Six Acres Ln, Phillips Stone Trl, Old Rockford Rd, Weldons Ridge Trl, Longpoint Ln, State Rd 1191, Christian Creek Ln, S Goodson Ln$582
Simpson Rd, December Ln, Smokey Trl, Silver Creek Way, Carousel Ln, State Rd 1620, Wr Gillespie Rd, Judsville School Rd, State Rd 1122, Saddle Estates Ln$576
Cemetery Ln, Hodges Rd, Pop Corn Ln, A Z Phillips Rd, State Rd 1516, Elm Hill Trl, Dan Myers Way, Gun Powder Trl, Carolina Ct, White Dirt Rd$579

Dobson, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dobson$86 to $88
Surry County$87
White Plains$88
Marsh$86

Dobson, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Surry County, North Carolina $73 $97 $146
White Plains CDP, North Carolina $74 $98 $147
Marsh township, Surry County, North Carolina $72 $96 $144

Dobson, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dobson, NC4.3%15.0%
Surry County4.62%16.44%
White Plains4.74%17.25%
Marsh5.6%17.52%

Dobson Renters Insurance as a Percentage of Rent

Dobson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 22 2.0% $332
$200 to $299 107 13.0% $782
$300 to $499 151 18.0% $1232
$500 to $749 426 53.0% $1907
$750 to $999 61 7.0% $2657
$1,500 or more 36 4.0% $5432

Dobson, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Dobson Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,800
Net Savings to Dobson Home Owner from High Deductible Plan $600

Dobson, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dobson, NC Home Replacement Value MORE than Home Value Dobson, NC Home Replacement Value LESS than Home Value
Replacement Value $113,500 $80,000
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $12,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Dobson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmGEICO Insurance
Monthly Premium 363430
Year Built 199520122009
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$75000-$100000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Dobson, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 270,000 Shingles Roof 3,190 4 $5000 to $10,000 Deductible 480 7 Stucco siding yes
1994 190,000 Composition Roof 2,320 4 $500 Deductible 600 8 Stucco siding No
1982 135,000 Tile Roof 1,490 3 $2500-$5000 Deductible 140 4 Stone Siding yes
2012 185,000 Slate Shingles Roof 2,540 4 $500 Deductible 770 10 Vinyl siding yes
2008 105,000 Wood Shake Roof 1,430 3 $500 Deductible 130 3 Stucco siding yes
1987 145,000 Asphalt Shingles Roof 1,610 3 $500- $1000 Deductible 180 3 Vinyl siding No
2010 195,000 Composition Roof 2,360 4 $2500-$5000 Deductible 90 2 Stucco siding yes
1982 190,000 Metal Roof 2,900 4 $1000-$2500 Deductible 570 9 Brick siding No
2012 155,000 Metal Roof 2,190 3 $500- $1000 Deductible 290 7 Stone Siding No
1998 135,000 Shingles Roof 1,940 3 $500- $1000 Deductible 180 4 Vinyl siding No
1979 75,000 Membrane Roof 1,230 3 $500- $1000 Deductible 80 4 Brick siding No
1974 140,000 Shingles Roof 1,690 4 $1000-$2500 Deductible 540 10 Brick siding No
1986 165,000 Tile Roof 1,870 3 $1000-$2500 Deductible 420 10 Stucco siding No
1982 160,000 Membrane Roof 2,070 3 $1000-$2500 Deductible 260 6 Vinyl siding yes
1973 105,000 Asphalt Shingles Roof 1,770 4 $500 Deductible 470 9 Brick siding No
2012 90,000 Wood Shake Roof 1,270 3 $1000-$2500 Deductible 60 2 Fiber-Cement Siding No
2007 200,000 Tile Roof 2,290 3 $500 Deductible 1080 10 Vinyl siding yes
1985 100,000 Wood Shake Roof 1,660 3 $2500-$5000 Deductible 340 10 Vinyl siding No
2011 185,000 Wood Shake Roof 2,810 4 $1000-$2500 Deductible 230 4 Stone Siding No
1979 170,000 Shingles Roof 2,600 4 $5000 to $10,000 Deductible 90 2 Vinyl siding No
1991 180,000 Membrane Roof 3,080 4 $500- $1000 Deductible 500 6 Fiber-Cement Siding yes
2010 140,000 Asphalt Shingles Roof 1,950 4 $2500-$5000 Deductible 460 10 Stucco siding yes
1973 195,000 Composition Roof 2,230 4 $2500-$5000 Deductible 960 12 Fiber-Cement Siding yes
1981 160,000 Tile Roof 1,880 4 $5000 to $10,000 Deductible 120 4 Brick siding No
1999 160,000 Tile Roof 1,870 3 $2500-$5000 Deductible 220 6 Fiber-Cement Siding No
1977 150,000 Composition Roof 2,230 3 $1000-$2500 Deductible 290 5 Stone Siding No
1973 110,000 Wood Shake Roof 1,640 3 $500 Deductible 400 6 Fiber-Cement Siding No
1996 110,000 Metal Roof 1,370 3 $500- $1000 Deductible 210 4 Wood siding yes
2013 185,000 Shingles Roof 3,060 4 $2500-$5000 Deductible 740 10 Fiber-Cement Siding No
2004 110,000 Metal Roof 1,700 4 $1000-$2500 Deductible 140 3 Wood siding yes
2010 275,000 Membrane Roof 3,190 4 $5000 to $10,000 Deductible 490 6 Stucco siding yes
1980 215,000 Wood Shake Roof 3,270 4 $500 Deductible 660 6 Stone Siding No