Dickson, TN homeowners insurance is roughly $681 to $929, about $56-$77/month. Our complete analysis shows customers can save as much as $322 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Dickson, TN | Homeowners Insurance Agency Near Dickson, TN | Address |
|---|---|---|
| State Farm | Barry Segroves | 326 Frey Street, Ashland City, TN, 37015-1734 |
| Erie | Higgins Insurance Inc. | 120 Center Pointe Drive, Clarksville, TN, 37040 |
| State Farm | Jerry Matthews | 2010 Murfresboro Pike, Nashville, TN, 37217-3206 |
| Travelers | Raborn Insurance Agency | 200 SOUTH LOWRY ST, SMYRNA, TN, 37167 |
| State Farm | Ray Watts | 4703 Gallatin Pike, Nashville, TN, 37216-1712 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Burns town, Tennessee | $120 | $160 | $240 |
| Dickson County, Tennessee | $121 | $161 | $242 |
| Charlotte town, Tennessee | $119 | $159 | $239 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dickson, TN | 6.0% | 18.0% |
| Burns | 5.53% | 19.62% |
| Dickson County | 5.76% | 19.6% |
| Charlotte | 6.36% | 23.33% |
| Dickson Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 107 | 5.0% | $355 |
| $200 to $299 | 105 | 4.0% | $805 |
| $300 to $499 | 211 | 9.0% | $1255 |
| $500 to $749 | 795 | 37.0% | $1930 |
| $750 to $999 | 656 | 30.0% | $2680 |
| $1,000 to $1,499 | 219 | 10.0% | $3805 |
| $1,500 or more | 28 | 1.0% | $5455 |
| Streets in Dickson Area | Homeowners Insurance Cost |
|---|---|
| Fabric Rd, Hyndman Ct, Parkway Dr, State Rte 48 S, Ballew Cir, Myatt Loop, Chestnut Ct, Robinson Rd, Laurel Ave, Parks Edge | $795 |
| Williams Ln, Dale Cir, Hickory Hollow Dr, Lone Oak Dr, State Rte 46 S, Gum Branch Rd, Blakewood Dr, Walker St, Hershell St, Friar Tuck Dr | $812 |
| Maley St, Water St, Oakwood Dr, Baker Cemetery Rd, Buckner Park Dr, College Ct, High St, Estes Cir, Hillview Dr, Black Oak Dr | $797 |
| June Dr, Rouse Rd, Glendale Dr, Annwood St, Co Hwy 952, W Hills Ter, Jordan Cemetery Rd, Gordon Cir, Royal Oak Rd, Blakemore Rd | $826 |
| Laken Ln, Country Club Dr, Springer Dr, W Broad St, Plantation Ct, Nottingham Rd, Shadybrook Cir, Lake Circle Dr, Thomas Rd, Rebecca Dr | $804 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Dickson | $120 to $123 |
| Burns | $120 |
| Dickson County | $121 |
| Charlotte | $119 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $2,800 |
| Yearly Dickson Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,600 | $6,000 |
| Net Savings to Dickson Home Owner from High Deductible Plan | $600 | |
| Scenario | Dickson, TN Home Replacement Value MORE than Home Value | Dickson, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $199,500 | $116,000 |
| Insurance Premium based on Replacement Value | $1,050 | $625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $41,000 | Risk Exposure from Under Insuring Coverage is $42,500 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $200/year |
| Insurance Company | Allstate | State Farm | Travelers |
| Monthly Premium | 35 | 60 | 81 |
| Year Built | 2013 | 1998 | 2005 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $125000-$150000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | > $10,000 Deductible |