Diamondhead Insurance Rates:

Diamondhead, MS homeowners insurance is about $825 to $1,134, about $68-$94/month. Our detailed research reveals consumers can save as much as $391 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Diamondhead, MS Homeowners Insurance By Home Value

Diamondhead, MS Home Value Total Homes % of Total Average Diamondhead, MS Homeowners Insurance
$50,000 to $59,999 39 1.0% $283
$60,000 to $69,999 54 1.0% $352
$70,000 to $79,999 134 4.0% $401
$80,000 to $89,999 48 1.0% $460
$100,000 to $124,999 276 9.0% $597
$125,000 to $149,999 406 13.0% $744
$150,000 to $174,999 506 17.0% $881
$175,000 to $199,999 269 9.0% $1018
$200,000 to $249,999 515 17.0% $1223
$250,000 to $299,999 445 15.0% $1497
$300,000 to $399,999 226 7.0% $1909

Top Home Insurance Agents Near Diamondhead, MS

Home Insurance Company Near Diamondhead, MS Homeowners Insurance Agency Near Diamondhead, MS Address
NA Us Select Insurance 169A Lameuse St, Biloxi, MS, 39530
NA Beacon Insurance Services, Inc. 1009 Howard Ave, Biloxi, MS, 39530
Allstate Houston Smith Iii 915 Highway 43 N, Picayune, MS, 39466
Nationwide Matthew L Bradshaw 7302 Hwy 613, Moss Point, MS, 39563
Travelers Northlake Indemnity Llc 1009 CARNATION ST STE A, SLIDELL, LA, 70460

Cost Of Homeowners Insurance By Street Near Diamondhead, MS

Streets in Diamondhead Area Homeowners Insurance Cost
Rau Rd, Kino St, Rotten Bayou Rd, Pueo Ct, Rd 214, Koula Pl, Magnolia Cove Dr, Rd 388, Old Picayune Hwy, Puna Pl$934
Bayou Cir, Kaiki Dr, Horseshoe Dr, Runnymede Rd, Hanauma St, Red Bud Dr, Oak Ridge Ln, Kiln Acres Dr, Rachel Dr, Mele Pl$910
Hide-A-Way Dr, Lilinoe Pl, Rd 432, Honalo Pl, Coelho Way, Koko Pl, Kolo Way, Pokai Way, Koko Ct, Kapalama Pl$983
Rd 525, Biloxi Pt, Lewis Ln, Rd 264, Akaka St, Aila St, Diamondhead Dr W, Hart Ln, Rd 430, Hanauma Pl$945
Rd 526, Alsobrooks Rd, Aulena Pl, Rd 500, Manoo Pl, Pecan Ridge, Lanai Vlg, Darwood Point Rd, Slade Rd, Amoka Pl$924

Diamondhead, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Diamondhead$145 to $148
Bay St. Louis$145
Kiln$140
Waveland$142

Diamondhead, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bay St. Louis city, Mississippi $121 $161 $241
Kiln CDP, Mississippi $117 $155 $233
DeLisle CDP, Mississippi $121 $161 $241

Diamondhead, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Diamondhead, MS5.8%15.5%
Bay St. Louis6.27%19.1%
Kiln6.29%32.88%
DeLisle5.06%23.98%

Diamondhead Renters Insurance as a Percentage of Rent

Diamondhead Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 44 8.0% $1234
$500 to $749 68 13.0% $1909
$750 to $999 109 21.0% $2659
$1,000 to $1,499 230 44.0% $3784
$1,500 or more 68 13.0% $5434

Diamondhead, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Diamondhead Homeowner Insurance Premium Example $5,900$5,400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $30,900$29,400
Net Savings to Diamondhead Home Owner from High Deductible Plan $1,500

Diamondhead, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Diamondhead, MS Home Replacement Value MORE than Home Value Diamondhead, MS Home Replacement Value LESS than Home Value
Replacement Value $203,000 $156,000
Insurance Premium based on Replacement Value $3,000 $2,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $350/year

Example Diamondhead Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAllstate
Monthly Premium 293286140
Year Built 200920121995
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$300000-$350000$150000-$175000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Diamondhead, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 280,000 Composition Roof 2,520 5 $1000-$2500 Deductible 320 1 Stucco siding yes
2013 350,000 Membrane Roof 3,170 4 $500 Deductible 1020 2 Brick siding No
2002 210,000 Composition Roof 2,470 4 > $10,000 Deductible 1780 10 Fiber-Cement Siding yes
2004 150,000 Tile Roof 1,570 3 $500- $1000 Deductible 410 2 Brick siding No
2011 260,000 Wood Shake Roof 2,270 3 $5000 to $10,000 Deductible 1860 7 Stone Siding yes
1993 360,000 Membrane Roof 3,160 4 > $10,000 Deductible 1690 6 Vinyl siding No
2002 115,000 Wood Shake Roof 1,300 3 $500- $1000 Deductible 400 3 Fiber-Cement Siding No
1983 160,000 Slate Shingles Roof 1,280 3 $5000 to $10,000 Deductible 1120 9 Stucco siding yes
1987 270,000 Metal Roof 2,390 3 $2500-$5000 Deductible 3160 12 Stone Siding yes
1982 480,000 Metal Roof 4,800 5 $500 Deductible 630 1 Fiber-Cement Siding yes
2012 510,000 Slate Shingles Roof 4,770 5 $1000-$2500 Deductible 420 1 Brick siding yes
2010 330,000 Wood Shake Roof 3,600 5 $500 Deductible 3960 12 Stucco siding No
2005 200,000 Composition Roof 2,270 4 $500- $1000 Deductible 780 3 Vinyl siding No
2001 160,000 Shingles Roof 1,310 3 $2500-$5000 Deductible 710 4 Stucco siding No
1987 175,000 Wood Shake Roof 1,800 4 $500- $1000 Deductible 230 1 Stone Siding No
2012 245,000 Metal Roof 2,310 4 > $10,000 Deductible 820 5 Wood siding yes
2011 405,000 Wood Shake Roof 3,360 5 $1000-$2500 Deductible 1350 3 Stone Siding No
1989 180,000 Metal Roof 1,850 4 $1000-$2500 Deductible 650 5 Stone Siding No
1999 180,000 Shingles Roof 1,680 4 $500- $1000 Deductible 960 5 Stone Siding No
2012 565,000 Tile Roof 4,980 5 $500 Deductible 8450 12 Vinyl siding yes
1999 555,000 Asphalt Shingles Roof 4,970 5 $1000-$2500 Deductible 2530 4 Stone Siding yes
2008 120,000 Membrane Roof 1,270 3 $500- $1000 Deductible 1130 8 Stucco siding No
1994 230,000 Shingles Roof 2,540 5 > $10,000 Deductible 980 8 Vinyl siding No
2003 110,000 Asphalt Shingles Roof 1,270 3 $2500-$5000 Deductible 290 3 Stucco siding yes
2013 195,000 Membrane Roof 1,620 3 $500 Deductible 1190 6 Wood siding yes
1988 350,000 Composition Roof 2,960 4 $2500-$5000 Deductible 1620 5 Stone Siding No
2010 160,000 Shingles Roof 1,490 3 $2500-$5000 Deductible 370 2 Fiber-Cement Siding yes
1981 305,000 Composition Roof 3,030 4 $500 Deductible 2860 8 Wood siding yes
1991 210,000 Membrane Roof 2,040 5 $500- $1000 Deductible 880 3 Brick siding yes
1988 330,000 Metal Roof 2,750 4 $5000 to $10,000 Deductible 1610 7 Fiber-Cement Siding yes
2014 220,000 Shingles Roof 2,260 3 $2500-$5000 Deductible 1420 6 Stone Siding No
2004 485,000 Asphalt Shingles Roof 4,940 5 $5000 to $10,000 Deductible 2040 4 Vinyl siding yes
2007 380,000 Membrane Roof 3,570 5 $500- $1000 Deductible 2800 6 Stucco siding yes
2009 165,000 Tile Roof 1,990 5 $5000 to $10,000 Deductible 1040 9 Wood siding No