Diamond Bar, CA Home Insurance - Analysis On Quotes, Rates & Agents
Diamond Bar Insurance Rates:
Diamond Bar, CA homeowners insurance is approximately $553 to $752, about $46-$62/month. Our detailed research indicates shoppers can save as much as $260 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
AllstateI don't remember all the details but they informed us that we didn't have to choose flood insurance because of the location and the weather situation in GA.
State FarmI would recommend them because they are friendly, helpful, communicative and fair in pricing for the area I like in and for my housing needs.
ProgressiveI've not been very pleased with our home insurance customer service. On the few occasions we've dealt with them on roofing issues all we ever seem to get is canned responses.
State FarmI would rate the offerings as a 5. They are excellent with prices compared to other insurance agencies. I feel they offer competitive prices for the same coverage
Liberty MutualThey offer everything that any other company offers, and for less expensive. I am able to cover the replacement value of our house, other structures on our property, our personal property and liability insurance.
Farmer's Insurancei will recommend this company for home insurance especially for those who are interested in expanding. the scheme approves of expansion with minimal increase.
Fremont Home InsuranceI would recommend Fremont to others. Their prices are acceptable for the insurance that is provided. I also think their website is top notch. Easy to navigate and super easy to pay my premiums.
State FarmWhen we were adding me to my husband's car insurance policy, the agent volunteered to look at the information on the home policy to see if she could save us money there as well.
AllstateI don't have to worry about all state going out of business or disappearing when i have a claim.
AllstateI don't feel like the premiums are worth it, and that they should be giving me some type of loyalty discount after 8 years and no claims with them.
TravelersAgain, I let my agent do all the communicating. I have not had a claim so I have not had an opportunity to deal with them.
State FarmI like the feeling that you're speaking to a friend and not an insurance broker who only wants to gain commission off you to get a sale. I can easily sniff out people how aren't genuine.
AllstateAllstate has treated me and my family very well. My claims were taken care of quickly and without any hassles to me.
TravelersWe are satisfied with the premium and deductible. It was less than our prior company. We have had no claims submitted with either company, so it makes sense to see a lower premium.
ProgressiveI would recommend Progressive Insurance for home insurance because they are price competitive and they communicate in a clear manner. I would rate Progressive Insurance as a three out of five.
ProgressiveI have not had any bad experiences with Progressive in general, but sometimes getting information regarding my policy and making changes can be problematic.
Diamond Bar, CA Homeowners Insurance By Home Value
| Diamond Bar, CA Home Value | Total Homes | % of Total | Average Diamond Bar, CA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 285 | 8.0% | $26 |
| $50,000 to $59,999 | 132 | 3.0% | $58 |
| $60,000 to $69,999 | 65 | 1.0% | $78 |
| $70,000 to $79,999 | 42 | 1.0% | $91 |
| $100,000 to $124,999 | 89 | 2.0% | $130 |
| $125,000 to $149,999 | 63 | 1.0% | $163 |
| $150,000 to $174,999 | 109 | 3.0% | $195 |
| $175,000 to $199,999 | 142 | 4.0% | $228 |
| $200,000 to $249,999 | 366 | 10.0% | $273 |
| $250,000 to $299,999 | 437 | 13.0% | $332 |
| $300,000 to $399,999 | 1,560 | 46.0% | $423 |
Top Home Insurance Agents Near Diamond Bar, CA
| Home Insurance Company Near Diamond Bar, CA | Homeowners Insurance Agency Near Diamond Bar, CA | Address |
|---|---|---|
| Travelers | Isu Derby Insurance Associates Inc | 223 S GLENDORA AVE STE 201, GLENDORA, CA, 91741 |
| State Farm | Javier Plascencia | 4260 Santa Anita Ave, El Monte, CA, 91731-1604 |
| Farmers | Lilia Zeinali | 9931 Commerce Ave, Tujunga, CA, 91042 |
| Allstate | Ross Gielow | 500 S Main St Ste 103, Orange, CA, 92868 |
| State Farm | Vance Orand | 220 S Tustin St, Orange, CA, 92866-2322 |
Diamond Bar, CA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Diamond Bar, CA
| Streets in Diamond Bar Area | Homeowners Insurance Cost |
|---|---|
| Somerset Pl, Yucatan Pl, Sunwood Dr, Tierra Cima, Silver Fir Rd, Clear Creek Ln, Jurard Rd, Starshine Rd, Capen Ave, Missionary Ridge St | $628 |
| Langston Pl, Lazy Meadow Rd, Blackhawk Dr, Jalee Ct, Jayhawker Ln, Carpio Dr, Whitecliff Dr, S Brea Canyon Rd, Prospect Valley Dr, Diamond Ridge Rd | $650 |
| View Ln, Torito Ln, Cromwell Way, Cambon Ave, Windrose Dr, Rio Lobos Rd, Silver Rain Dr, Sunbluff Dr, Little Quail Ave, Crestline Dr | $683 |
| Meadow Falls Dr, S Prospectors Rd, Spanish Ln, Portside Dr, Devon Pl, Gold Rush Dr, Acacia Hill Rd, Dacian Dr, Manada Ct, Rancheria Rd | $644 |
| Summitridge Dr, Commerce Pointe Dr, Sunset Pl, Sunriver Dr, Casetas Dr, Stewart Ct, Clear Creek Canyon Dr, Glenbrook Dr, Harmony Hill Dr, Cazadero Pl | $664 |
Diamond Bar, CA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Diamond Bar | $97 to $100 |
| Walnut | $100 |
| Rowland Heights | $96 |
| East San Gabriel Valley | $94 |
Diamond Bar, CA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Walnut city, California | $100 | $133 | $200 |
| Rowland Heights CDP, California | $97 | $129 | $194 |
| East San Gabriel Valley CCD, Los Angeles County, California | $95 | $126 | $189 |
Diamond Bar, CA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Diamond Bar, CA | 2.2% | 9.0% |
| Walnut | 2.05% | 9.47% |
| Rowland Heights | 2.24% | 10.2% |
| East San Gabriel Valley | 2.36% | 11.59% |
Diamond Bar Renters Insurance as a Percentage of Rent
| Diamond Bar Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 104 | 3.0% | $1897 |
| $750 to $999 | 215 | 7.0% | $2647 |
| $1,000 to $1,499 | 603 | 20.0% | $3772 |
| $1,500 or more | 2,068 | 68.0% | $5422 |
Average Cost Of Home Insurance By Company In Areas Nearby Diamond Bar For Different Scenarios
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | Oregon Mutual | 369 |
| 150000 | 250 | 1-3 Years | Century National | 511 |
| 200000 | 500 | New | Amica Mutual | 494 |
| 200000 | 500 | 4-6 Years | Amco | 594 |
| 200000 | 500 | 7-15 Years | Horace Mann P & C | 592 |
| 200000 | 500 | 16-25 Years | Tokio Marine America | 510 |
| 200000 | 500 | 41-70 Years | Safeco | 570 |
| 250000 | 1000 | 1-3 Years | QBE (Balboa) | 555 |
| 250000 | 1000 | 16-25 Years | Nationwide | 843 |
| 250000 | 1000 | 26-40 Years | Integon/National | 913 |
| 250000 | 1000 | 26-40 Years | Kemper | 992 |
| 250000 | 1000 | 26-40 Years | QBE (Balboa) | 945 |
| 250000 | 1000 | 26-40 Years | Stillwater Ins Co | 755 |
| 250000 | 1000 | 41-70 Years | Century National | 2167 |
| 250000 | 1000 | 41-70 Years | Kemper | 1020 |
| 250000 | 500 | 7-15 Years | Privilege Underwriters Exch | 2122 |
| 250000 | 500 | 16-25 Years | AAA (Interinsurance Exchange) | 798 |
| 250000 | 500 | 26-40 Years | Encompass | 1526 |
| 250000 | 500 | 26-40 Years | Grange | 844 |
| 250000 | 500 | 41-70 Years | AIG Prop Cas | 1129 |
| 300000 | 500 | New | First American Ins | 668 |
| 300000 | 500 | 4-6 Years | Hartford (Sentinel) | 718 |
| 300000 | 500 | 16-25 Years | Amica Mutual | 916 |
| 300000 | 500 | 26-40 Years | AAA (Interinsurance Exchange) | 923 |
Diamond Bar, CA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $6,000 |
| Yearly Diamond Bar Homeowner Insurance Premium Example | $2,900 | $1,900 |
| Out of Pocket Expense During Claim | $1,000 | $6,000 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $18,400 | $17,400 |
| Net Savings to Diamond Bar Home Owner from High Deductible Plan | $1,000 | |
Diamond Bar, CA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Diamond Bar, CA Home Replacement Value MORE than Home Value | Diamond Bar, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $735,000 | $539,000 |
| Insurance Premium based on Replacement Value | $2,425 | $1,775 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $73,500 | Risk Exposure from Under Insuring Coverage is $122,500 |
| Premium Impact | Insurance cheaper by $400/year | Insurance costlier by $250/year |
Example Diamond Bar Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | GEICO Insurance | Chubb Group of Insurance | Farmers Insurance |
| Monthly Premium | 92 | 131 | 236 |
| Year Built | 1997 | 1976 | 1980 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $500000-$600000 | $400000-$500000 | More than 10000000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for Diamond Bar, CA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1979 | 310,000 | Slate Shingles Roof | 1,230 | 3 | > $10,000 Deductible | 170 | 4 | Stone Siding | yes |
| 1995 | 1,105,000 | Composition Roof | 3,860 | 5 | > $10,000 Deductible | 840 | 5 | Vinyl siding | yes |
| 1989 | 655,000 | Membrane Roof | 2,380 | 3 | $5000 to $10,000 Deductible | 760 | 8 | Stone Siding | yes |
| 1984 | 770,000 | Metal Roof | 3,310 | 4 | $2500-$5000 Deductible | 830 | 5 | Vinyl siding | No |
| 1980 | 675,000 | Composition Roof | 2,360 | 3 | $5000 to $10,000 Deductible | 180 | 2 | Stucco siding | No |
| 1979 | 545,000 | Slate Shingles Roof | 2,190 | 4 | > $10,000 Deductible | 340 | 6 | Stone Siding | yes |
| 1999 | 515,000 | Tile Roof | 2,110 | 3 | $500 Deductible | 90 | 1 | Wood siding | No |
| 1992 | 505,000 | Shingles Roof | 1,940 | 4 | $500- $1000 Deductible | 550 | 5 | Brick siding | yes |
| 1998 | 825,000 | Wood Shake Roof | 2,900 | 5 | $500- $1000 Deductible | 1560 | 9 | Vinyl siding | No |
| 1977 | 475,000 | Composition Roof | 1,670 | 3 | $500- $1000 Deductible | 300 | 3 | Wood siding | yes |
| 1982 | 420,000 | Tile Roof | 1,580 | 3 | $500 Deductible | 90 | 1 | Fiber-Cement Siding | No |
| 1980 | 685,000 | Membrane Roof | 2,800 | 4 | $500- $1000 Deductible | 820 | 6 | Stone Siding | No |
| 1993 | 415,000 | Asphalt Shingles Roof | 2,010 | 3 | $500 Deductible | 280 | 3 | Stone Siding | yes |
| 1997 | 1,005,000 | Shingles Roof | 3,820 | 5 | $5000 to $10,000 Deductible | 150 | 1 | Wood siding | No |
| 1973 | 380,000 | Metal Roof | 1,820 | 4 | $500 Deductible | 1080 | 12 | Brick siding | yes |
| 1978 | 690,000 | Wood Shake Roof | 2,370 | 5 | $500- $1000 Deductible | 620 | 3 | Fiber-Cement Siding | yes |
| 1985 | 400,000 | Metal Roof | 1,790 | 4 | $2500-$5000 Deductible | 570 | 6 | Brick siding | yes |
| 1987 | 430,000 | Wood Shake Roof | 1,630 | 4 | $1000-$2500 Deductible | 460 | 4 | Stucco siding | No |
| 1997 | 825,000 | Metal Roof | 3,360 | 5 | $500- $1000 Deductible | 230 | 1 | Stucco siding | No |
| 1997 | 480,000 | Metal Roof | 1,930 | 4 | $500- $1000 Deductible | 1050 | 9 | Vinyl siding | No |
| 1981 | 665,000 | Asphalt Shingles Roof | 3,060 | 5 | $500- $1000 Deductible | 1260 | 10 | Stone Siding | No |
| 1997 | 650,000 | Wood Shake Roof | 2,990 | 4 | $500- $1000 Deductible | 1040 | 7 | Stone Siding | yes |
| 1974 | 575,000 | Metal Roof | 2,730 | 4 | $5000 to $10,000 Deductible | 1150 | 10 | Stone Siding | yes |
| 1994 | 615,000 | Tile Roof | 2,710 | 5 | $2500-$5000 Deductible | 490 | 6 | Vinyl siding | No |
| 1982 | 420,000 | Membrane Roof | 2,030 | 3 | $500 Deductible | 290 | 3 | Brick siding | No |
| 1982 | 410,000 | Asphalt Shingles Roof | 1,750 | 3 | $500 Deductible | 420 | 4 | Wood siding | yes |
| 1988 | 630,000 | Wood Shake Roof | 2,310 | 4 | $2500-$5000 Deductible | 130 | 1 | Wood siding | No |
| 1996 | 860,000 | Shingles Roof | 3,070 | 5 | $2500-$5000 Deductible | 1330 | 7 | Brick siding | No |
| 1970 | 455,000 | Slate Shingles Roof | 2,180 | 3 | $500- $1000 Deductible | 590 | 6 | Stone Siding | No |
| 1986 | 320,000 | Composition Roof | 1,240 | 3 | $500 Deductible | 400 | 6 | Wood siding | yes |
| 1970 | 860,000 | Membrane Roof | 3,680 | 5 | $2500-$5000 Deductible | 1300 | 8 | Stone Siding | No |
| 1970 | 720,000 | Slate Shingles Roof | 2,480 | 4 | $2500-$5000 Deductible | 110 | 1 | Wood siding | No |
| 1977 | 795,000 | Shingles Roof | 2,820 | 4 | $500- $1000 Deductible | 190 | 1 | Stucco siding | yes |
| 1995 | 1,185,000 | Metal Roof | 4,920 | 5 | $500 Deductible | 1030 | 4 | Wood siding | No |