Diamond Bar Insurance Rates:

Diamond Bar, CA homeowners insurance is approximately $553 to $752, about $46-$62/month. Our detailed research indicates shoppers can save as much as $260 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I don't remember all the details but they informed us that we didn't have to choose flood insurance because of the location and the weather situation in GA.
State Farm
I would recommend them because they are friendly, helpful, communicative and fair in pricing for the area I like in and for my housing needs.
Progressive
I've not been very pleased with our home insurance customer service. On the few occasions we've dealt with them on roofing issues all we ever seem to get is canned responses.
State Farm
I would rate the offerings as a 5. They are excellent with prices compared to other insurance agencies. I feel they offer competitive prices for the same coverage
Liberty Mutual
They offer everything that any other company offers, and for less expensive. I am able to cover the replacement value of our house, other structures on our property, our personal property and liability insurance.
Farmer's Insurance
i will recommend this company for home insurance especially for those who are interested in expanding. the scheme approves of expansion with minimal increase.
Fremont Home Insurance
I would recommend Fremont to others. Their prices are acceptable for the insurance that is provided. I also think their website is top notch. Easy to navigate and super easy to pay my premiums.
State Farm
When we were adding me to my husband's car insurance policy, the agent volunteered to look at the information on the home policy to see if she could save us money there as well.
Allstate
I don't have to worry about all state going out of business or disappearing when i have a claim.
Allstate
I don't feel like the premiums are worth it, and that they should be giving me some type of loyalty discount after 8 years and no claims with them.
Travelers
Again, I let my agent do all the communicating. I have not had a claim so I have not had an opportunity to deal with them.
State Farm
I like the feeling that you're speaking to a friend and not an insurance broker who only wants to gain commission off you to get a sale. I can easily sniff out people how aren't genuine.
Allstate
Allstate has treated me and my family very well. My claims were taken care of quickly and without any hassles to me.
Travelers
We are satisfied with the premium and deductible. It was less than our prior company. We have had no claims submitted with either company, so it makes sense to see a lower premium.
Progressive
I would recommend Progressive Insurance for home insurance because they are price competitive and they communicate in a clear manner. I would rate Progressive Insurance as a three out of five.
Progressive
I have not had any bad experiences with Progressive in general, but sometimes getting information regarding my policy and making changes can be problematic.

Diamond Bar, CA Homeowners Insurance By Home Value

Diamond Bar, CA Home Value Total Homes % of Total Average Diamond Bar, CA Homeowners Insurance
Less than $50,000 285 8.0% $26
$50,000 to $59,999 132 3.0% $58
$60,000 to $69,999 65 1.0% $78
$70,000 to $79,999 42 1.0% $91
$100,000 to $124,999 89 2.0% $130
$125,000 to $149,999 63 1.0% $163
$150,000 to $174,999 109 3.0% $195
$175,000 to $199,999 142 4.0% $228
$200,000 to $249,999 366 10.0% $273
$250,000 to $299,999 437 13.0% $332
$300,000 to $399,999 1,560 46.0% $423

Top Home Insurance Agents Near Diamond Bar, CA

Home Insurance Company Near Diamond Bar, CA Homeowners Insurance Agency Near Diamond Bar, CA Address
Travelers Isu Derby Insurance Associates Inc 223 S GLENDORA AVE STE 201, GLENDORA, CA, 91741
State Farm Javier Plascencia 4260 Santa Anita Ave, El Monte, CA, 91731-1604
Farmers Lilia Zeinali 9931 Commerce Ave, Tujunga, CA, 91042
Allstate Ross Gielow 500 S Main St Ste 103, Orange, CA, 92868
State Farm Vance Orand 220 S Tustin St, Orange, CA, 92866-2322

Diamond Bar, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Diamond Bar, CA

Streets in Diamond Bar Area Homeowners Insurance Cost
Somerset Pl, Yucatan Pl, Sunwood Dr, Tierra Cima, Silver Fir Rd, Clear Creek Ln, Jurard Rd, Starshine Rd, Capen Ave, Missionary Ridge St$628
Langston Pl, Lazy Meadow Rd, Blackhawk Dr, Jalee Ct, Jayhawker Ln, Carpio Dr, Whitecliff Dr, S Brea Canyon Rd, Prospect Valley Dr, Diamond Ridge Rd$650
View Ln, Torito Ln, Cromwell Way, Cambon Ave, Windrose Dr, Rio Lobos Rd, Silver Rain Dr, Sunbluff Dr, Little Quail Ave, Crestline Dr$683
Meadow Falls Dr, S Prospectors Rd, Spanish Ln, Portside Dr, Devon Pl, Gold Rush Dr, Acacia Hill Rd, Dacian Dr, Manada Ct, Rancheria Rd$644
Summitridge Dr, Commerce Pointe Dr, Sunset Pl, Sunriver Dr, Casetas Dr, Stewart Ct, Clear Creek Canyon Dr, Glenbrook Dr, Harmony Hill Dr, Cazadero Pl$664

Diamond Bar, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Diamond Bar$97 to $100
Walnut$100
Rowland Heights$96
East San Gabriel Valley$94

Diamond Bar, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Walnut city, California $100 $133 $200
Rowland Heights CDP, California $97 $129 $194
East San Gabriel Valley CCD, Los Angeles County, California $95 $126 $189

Diamond Bar, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Diamond Bar, CA2.2%9.0%
Walnut2.05%9.47%
Rowland Heights2.24%10.2%
East San Gabriel Valley2.36%11.59%

Diamond Bar Renters Insurance as a Percentage of Rent

Diamond Bar Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 104 3.0% $1897
$750 to $999 215 7.0% $2647
$1,000 to $1,499 603 20.0% $3772
$1,500 or more 2,068 68.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Diamond Bar For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewOregon Mutual369
1500002501-3 YearsCentury National511
200000500NewAmica Mutual494
2000005004-6 YearsAmco594
2000005007-15 YearsHorace Mann P & C592
20000050016-25 YearsTokio Marine America510
20000050041-70 YearsSafeco570
25000010001-3 YearsQBE (Balboa)555
250000100016-25 YearsNationwide843
250000100026-40 YearsIntegon/National913
250000100026-40 YearsKemper992
250000100026-40 YearsQBE (Balboa)945
250000100026-40 YearsStillwater Ins Co755
250000100041-70 YearsCentury National2167
250000100041-70 YearsKemper1020
2500005007-15 YearsPrivilege Underwriters Exch2122
25000050016-25 YearsAAA (Interinsurance Exchange)798
25000050026-40 YearsEncompass1526
25000050026-40 YearsGrange844
25000050041-70 YearsAIG Prop Cas1129
300000500NewFirst American Ins668
3000005004-6 YearsHartford (Sentinel)718
30000050016-25 YearsAmica Mutual916
30000050026-40 YearsAAA (Interinsurance Exchange)923

Diamond Bar, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$6,000
Yearly Diamond Bar Homeowner Insurance Premium Example $2,900$1,900
Out of Pocket Expense During Claim$1,000$6,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,400$17,400
Net Savings to Diamond Bar Home Owner from High Deductible Plan $1,000

Diamond Bar, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Diamond Bar, CA Home Replacement Value MORE than Home Value Diamond Bar, CA Home Replacement Value LESS than Home Value
Replacement Value $735,000 $539,000
Insurance Premium based on Replacement Value $2,425 $1,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,500 Risk Exposure from Under Insuring Coverage is $122,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $250/year

Example Diamond Bar Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceFarmers Insurance
Monthly Premium 92131236
Year Built 199719761980
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000$400000-$500000More than 10000000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Diamond Bar, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 310,000 Slate Shingles Roof 1,230 3 > $10,000 Deductible 170 4 Stone Siding yes
1995 1,105,000 Composition Roof 3,860 5 > $10,000 Deductible 840 5 Vinyl siding yes
1989 655,000 Membrane Roof 2,380 3 $5000 to $10,000 Deductible 760 8 Stone Siding yes
1984 770,000 Metal Roof 3,310 4 $2500-$5000 Deductible 830 5 Vinyl siding No
1980 675,000 Composition Roof 2,360 3 $5000 to $10,000 Deductible 180 2 Stucco siding No
1979 545,000 Slate Shingles Roof 2,190 4 > $10,000 Deductible 340 6 Stone Siding yes
1999 515,000 Tile Roof 2,110 3 $500 Deductible 90 1 Wood siding No
1992 505,000 Shingles Roof 1,940 4 $500- $1000 Deductible 550 5 Brick siding yes
1998 825,000 Wood Shake Roof 2,900 5 $500- $1000 Deductible 1560 9 Vinyl siding No
1977 475,000 Composition Roof 1,670 3 $500- $1000 Deductible 300 3 Wood siding yes
1982 420,000 Tile Roof 1,580 3 $500 Deductible 90 1 Fiber-Cement Siding No
1980 685,000 Membrane Roof 2,800 4 $500- $1000 Deductible 820 6 Stone Siding No
1993 415,000 Asphalt Shingles Roof 2,010 3 $500 Deductible 280 3 Stone Siding yes
1997 1,005,000 Shingles Roof 3,820 5 $5000 to $10,000 Deductible 150 1 Wood siding No
1973 380,000 Metal Roof 1,820 4 $500 Deductible 1080 12 Brick siding yes
1978 690,000 Wood Shake Roof 2,370 5 $500- $1000 Deductible 620 3 Fiber-Cement Siding yes
1985 400,000 Metal Roof 1,790 4 $2500-$5000 Deductible 570 6 Brick siding yes
1987 430,000 Wood Shake Roof 1,630 4 $1000-$2500 Deductible 460 4 Stucco siding No
1997 825,000 Metal Roof 3,360 5 $500- $1000 Deductible 230 1 Stucco siding No
1997 480,000 Metal Roof 1,930 4 $500- $1000 Deductible 1050 9 Vinyl siding No
1981 665,000 Asphalt Shingles Roof 3,060 5 $500- $1000 Deductible 1260 10 Stone Siding No
1997 650,000 Wood Shake Roof 2,990 4 $500- $1000 Deductible 1040 7 Stone Siding yes
1974 575,000 Metal Roof 2,730 4 $5000 to $10,000 Deductible 1150 10 Stone Siding yes
1994 615,000 Tile Roof 2,710 5 $2500-$5000 Deductible 490 6 Vinyl siding No
1982 420,000 Membrane Roof 2,030 3 $500 Deductible 290 3 Brick siding No
1982 410,000 Asphalt Shingles Roof 1,750 3 $500 Deductible 420 4 Wood siding yes
1988 630,000 Wood Shake Roof 2,310 4 $2500-$5000 Deductible 130 1 Wood siding No
1996 860,000 Shingles Roof 3,070 5 $2500-$5000 Deductible 1330 7 Brick siding No
1970 455,000 Slate Shingles Roof 2,180 3 $500- $1000 Deductible 590 6 Stone Siding No
1986 320,000 Composition Roof 1,240 3 $500 Deductible 400 6 Wood siding yes
1970 860,000 Membrane Roof 3,680 5 $2500-$5000 Deductible 1300 8 Stone Siding No
1970 720,000 Slate Shingles Roof 2,480 4 $2500-$5000 Deductible 110 1 Wood siding No
1977 795,000 Shingles Roof 2,820 4 $500- $1000 Deductible 190 1 Stucco siding yes
1995 1,185,000 Metal Roof 4,920 5 $500 Deductible 1030 4 Wood siding No

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