Dexter Insurance Rates:

Dexter, MO homeowners insurance is nearly $796 to $1,086, about $66-$90/month. Our exhaustive research indicates shoppers can save as much as $376 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Dexter, MO Homeowners Insurance By Home Value

Dexter, MO Home Value Total Homes % of Total Average Dexter, MO Homeowners Insurance
Less than $50,000 406 21.0% $291
$50,000 to $59,999 187 9.0% $611
$60,000 to $69,999 215 11.0% $762
$70,000 to $79,999 143 7.0% $875
$80,000 to $89,999 132 6.0% $997
$90,000 to $99,999 116 6.0% $1110
$100,000 to $124,999 188 9.0% $1289
$125,000 to $149,999 145 7.0% $1609
$150,000 to $174,999 63 3.0% $1910
$175,000 to $199,999 103 5.0% $2201
$200,000 to $249,999 113 5.0% $2644
$250,000 to $299,999 57 3.0% $3237
$300,000 to $399,999 29 1.0% $4112

Top Home Insurance Agents Near Dexter, MO

Home Insurance Company Near Dexter, MO Homeowners Insurance Agency Near Dexter, MO Address
NA Wallace And Associates Insurance Agency 231 E Main St, Jackson, MO, 63755
Allstate Golden Rule Ins 2102 E Jackson Blvd, Jackson, MO, 63755
Allstate Kathy Darby 1301 N Kingshighway St Ste B, Cape Girardeau, MO, 63701
Allstate M.F. Block Ins. Inc. 431 Sw 2nd St, Corning, AR, 72422
Farmers Tom Smith 1928 Golden Eagle Ct Ste 3, Cape Girardeau, MO, 63701

Cost Of Homeowners Insurance By Street Near Dexter, MO

Streets in Dexter Area Homeowners Insurance Cost
Bus Loop Sthwy 25, Finley Dr, Co Rd 624, E Castor St, Scott St, Sunrise St, N Leota St, W Cottonwood Ln, US Hwy 60 Bus, N 1st St$954
Cravens Ln, Dickerson St, NE Main St, Carter St, N Walnut St, Co Rd 664, Co Rd 633, E Shawnee St, Apache Village, W Stoddard St$990
E Main St N, Co Rd 693, Chalk Bluff Trl, Co Rd 680, Co Rd 672, Ray St, Phelan St, Cherrie St, S Outer Rd, State Hwy E$992
Co Rd 437, E Elk St, Paloverde Ln, Franklin St, Ellare Ln, Worley Rd, S Locust St, State Hwy 114, Plaza Heights Ave, N Locust St$959
Sunset Dr, State Rte Af, Houston St, Mary Lee St, Wagon Wheel Ln, Co Rd 646, Woodcreek Dr, Delaware St, Co Rd 639, Cemetery Rd$946

Dexter, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dexter$140 to $143
Stoddard County$141
Essex$137
Castor$143

Dexter, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stoddard County, Missouri $118 $157 $236
Essex city, Missouri $115 $153 $229
Castor township, Stoddard County, Missouri $119 $159 $238

Dexter, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dexter, MO9.2%24.2%
Stoddard County8.75%24.89%
Essex9.48%22.61%
Castor8.87%25.18%

Dexter Renters Insurance as a Percentage of Rent

Dexter Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 2.0% $360
$200 to $299 162 11.0% $810
$300 to $499 314 22.0% $1260
$500 to $749 650 47.0% $1935
$750 to $999 191 13.0% $2685
$1,000 to $1,499 17 1.0% $3810

Dexter, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Dexter Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,200$4,600
Net Savings to Dexter Home Owner from High Deductible Plan $600

Dexter, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dexter, MO Home Replacement Value MORE than Home Value Dexter, MO Home Replacement Value LESS than Home Value
Replacement Value $111,000 $70,500
Insurance Premium based on Replacement Value $525 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Dexter Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualState Farm
Monthly Premium 392945
Year Built 200419831974
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$50000-$75000$150000-$175000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Dexter, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 205,000 Wood Shake Roof 3,100 4 $2500-$5000 Deductible 460 6 Wood siding yes
1995 65,000 Slate Shingles Roof 1,040 2 $1000-$2500 Deductible 20 1 Stone Siding yes
1993 90,000 Composition Roof 1,290 2 $1000-$2500 Deductible 430 12 Wood siding No
1970 110,000 Metal Roof 1,500 2 $1000-$2500 Deductible 270 8 Stone Siding yes
1981 145,000 Composition Roof 2,300 4 $1000-$2500 Deductible 300 7 Vinyl siding No
1944 195,000 Asphalt Shingles Roof 3,060 4 $500- $1000 Deductible 490 7 Vinyl siding yes
1985 135,000 Wood Shake Roof 2,280 4 $500 Deductible 510 8 Stone Siding yes
1977 105,000 Membrane Roof 1,550 3 $500- $1000 Deductible 80 2 Vinyl siding No
1946 85,000 Tile Roof 1,230 2 $500 Deductible 200 5 Wood siding yes
1967 95,000 Slate Shingles Roof 1,830 4 $2500-$5000 Deductible 200 8 Stone Siding yes
1972 115,000 Tile Roof 2,040 3 $500- $1000 Deductible 40 1 Fiber-Cement Siding yes
1986 125,000 Metal Roof 1,780 4 $500- $1000 Deductible 270 7 Brick siding No
1980 135,000 Composition Roof 2,260 4 $1000-$2500 Deductible 270 7 Fiber-Cement Siding yes
2002 100,000 Composition Roof 1,950 3 $500 Deductible 40 1 Stone Siding No
1994 85,000 Asphalt Shingles Roof 1,290 2 $1000-$2500 Deductible 220 6 Fiber-Cement Siding yes
1983 105,000 Shingles Roof 2,140 3 $500- $1000 Deductible 180 5 Stone Siding No
1977 70,000 Composition Roof 1,010 2 $1000-$2500 Deductible 20 1 Wood siding yes
2003 170,000 Tile Roof 2,560 4 $1000-$2500 Deductible 410 5 Wood siding yes
1961 125,000 Membrane Roof 1,880 4 $1000-$2500 Deductible 30 1 Stucco siding No
1969 85,000 Membrane Roof 1,470 2 $1000-$2500 Deductible 240 7 Stone Siding No
1993 85,000 Composition Roof 1,550 2 $500 Deductible 30 1 Vinyl siding yes
2004 135,000 Wood Shake Roof 2,340 3 $1000-$2500 Deductible 240 6 Brick siding yes
1966 150,000 Shingles Roof 2,960 4 $500- $1000 Deductible 370 5 Fiber-Cement Siding No
1995 145,000 Slate Shingles Roof 3,000 4 $1000-$2500 Deductible 360 6 Wood siding No
1940 170,000 Slate Shingles Roof 2,860 4 $500 Deductible 670 7 Fiber-Cement Siding yes
1966 150,000 Slate Shingles Roof 2,310 3 $1000-$2500 Deductible 250 4 Vinyl siding No
1978 135,000 Composition Roof 2,720 4 $2500-$5000 Deductible 410 9 Vinyl siding yes
1962 65,000 Shingles Roof 1,020 2 $500 Deductible 100 4 Vinyl siding No
1944 80,000 Shingles Roof 1,060 2 $500- $1000 Deductible 90 3 Brick siding No
2002 160,000 Asphalt Shingles Roof 2,190 4 $1000-$2500 Deductible 40 1 Stone Siding yes
1941 70,000 Shingles Roof 1,340 2 $500 Deductible 230 10 Wood siding yes
1973 125,000 Shingles Roof 2,150 3 $2500-$5000 Deductible 250 6 Stucco siding No
1941 135,000 Membrane Roof 2,180 3 $1000-$2500 Deductible 310 6 Brick siding No
1989 75,000 Shingles Roof 1,290 3 $1000-$2500 Deductible 280 8 Wood siding No