How Much Does Detroit, MI Home Insurance Cost?
Detroit, MI Average Homeowners Insurance Cost
$883.5
Homeowners Insurance Cost - Detroit, MI
$42,800
Median Home Value - Detroit, MI
Detroit, MI Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$10.6 | $872.9 |
| $1000 Deductible | -$93.83 | $789.67 |
| $1500 Deductible | -$140.12 | $743.38 |
| $2000 Deductible | -$208.68 | $674.82 |
| $2500 Deductible | -$249.15 | $634.35 |
Detroit, MI Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$230 | $654 |
| 30 year old | +$13 | $897 |
| 40 year old | +$23 | $906 |
| 50 year old | +$34 | $917 |
| Above 50 year old | +$42 | $926 |
Detroit, MI Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$106 | $777 |
| Superior | -$80 | $804 |
| Masonry | -$44 | $839 |
| Brick | -$44 | $839 |
| Hail Resistant Roof | -$18 | $866 |
Detroit, MI Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$18 | $901 |
| Swimming Pool With A Diving Board | +$35 | $919 |
| Swimming Pool With Slide | +$53 | $937 |
Detroit, MI Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $27 | $857 |
| Police Department | $9 | $875 |
Detroit, MI Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$371.07 | $1,255 |
| Filing a Second Liability Claim | +$335.73 | $1,219 |
| Filing a Second Theft Claim | +$335.73 | $1,219 |
| Filing a Second Water Claim | +$291.555 | $1,175 |
| Filing a Fire Claim | +$176.7 | $1,060 |
| Filing a Liability Claim | +$167.865 | $1,051 |
| Filing a Theft Claim | +$167.865 | $1,051 |
| Filing a Water Claim | +$141.36 | $1,025 |
| Filing a Weather Claim | +$141.36 | $1,025 |