Destrehan Insurance Rates:

Destrehan, LA homeowners insurance is about $1,143 to $1,558, about $95-$129/month. Our extensive guide shows customers can save upto $540 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Destrehan, LA Homeowners Insurance By Home Value

Destrehan, LA Home Value Total Homes % of Total Average Destrehan, LA Homeowners Insurance
Less than $50,000 124 4.0% $135
$60,000 to $69,999 48 1.0% $378
$90,000 to $99,999 69 2.0% $553
$100,000 to $124,999 126 4.0% $648
$125,000 to $149,999 168 5.0% $810
$150,000 to $174,999 299 9.0% $959
$175,000 to $199,999 408 13.0% $1107
$200,000 to $249,999 833 27.0% $1323
$250,000 to $299,999 498 16.0% $1621
$300,000 to $399,999 442 14.0% $2067

Top Home Insurance Agents Near Destrehan, LA

Home Insurance Company Near Destrehan, LA Homeowners Insurance Agency Near Destrehan, LA Address
Allstate Aaron Gable 2073 Caton St, New Orleans, LA, 70122
State Farm Alexis Ducorbier 304 Old Covington Hwy, Hammond, LA, 70403
State Farm Dustin Gaar 110 Ormond Center Ct Ste V, Destrehan, LA, 70047-2547
Allstate Rick Elliott 900 Terry Pkwy, Terrytown, LA, 70056
State Farm Tony Bordlee 3312 Cleary Ave, Metairie, LA, 70002-4606

Cost Of Homeowners Insurance By Street Near Destrehan, LA

Streets in Destrehan Area Homeowners Insurance Cost
Carriage Ln, Melrose Dr, Maria Dr, Schexnaydre Ln, Asphodel Dr, Greenwood Dr, Ducayet Dr, Ormond Blvd, Longview Dr, Cypress Cove$1,358
Oakley Ln, Red Church Ln, Bocage Dr, Ashton Dr, Jonathan St, Carolyn Dr, Dunleith Dr, Storehouse Ln, Saint Paul St, Oaklawn Dr$1,337
River Point Dr, Jean St, Houmas Pl, Amelia St, Oakley Dr, N Beauregard Ln, Noto St, Longwood Dr, St Paul St, Trepagnier Dr$1,330
Riverwood Dr, Vans Ln, Villere Dr, Ormond Pl, St Jude St, Devereaux Dr, Waverly Pl, S Beauregard Ln, San Francisco, Landsdowne Ln$1,371
Lorraine St, Ormond Trce, Park Pl, Barry St, St Francis St, Church St, State Rte 626, River Oaks Dr, Elms Ct, Murray Hill Dr$1,335

Destrehan, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Destrehan$201 to $203
New Sarpy$188
St. Rose$193
Hahnville$195

Destrehan, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Sarpy CDP, Louisiana $157 $209 $314
St. Rose CDP, Louisiana $162 $215 $323
Norco CDP, Louisiana $162 $215 $323

Destrehan, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Destrehan, LA6.7%23.5%
New Sarpy9.66%34.04%
St. Rose7.59%31.48%
Norco8.14%32.63%

Destrehan Renters Insurance as a Percentage of Rent

Destrehan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 202 35.0% $2653
$1,000 to $1,499 310 53.0% $3778
$1,500 or more 61 10.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Destrehan For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Ace Ins Co Of The Midwest $1686
$150,000 $75,000 brick veneer 20-year Aig Property Casualty Co $1828
$200,000 $100,000 brick veneer 10-year Anpac Louisiana Ins Co $754
$200,000 $100,000 Frame 10-year Allstate Vehicle And Property Ins Co $1588
$200,000 $100,000 brick veneer 10-year Family Security Ins Co $1198
 $300,000  $150,000 brick veneer 1-year Lighthouse Property Ins Corp (Standard) $2320
$200,000 $100,000 brick veneer 10-year Southern Fidelity Ins Co $1297
$200,000 $100,000 brick veneer 10-year The Automobile Ins Co Of Hartford $1457
$100,000 $50,000 brick veneer 25-year Usaa General Indemnity Co $1642
$400,000 $200,000 brick veneer 1-year Vigilant Ins Co $4431

Destrehan, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Destrehan Homeowner Insurance Premium Example $3,900$2,900
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $17,300$16,300
Net Savings to Destrehan Home Owner from High Deductible Plan $1,000

Destrehan, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Destrehan, LA Home Replacement Value MORE than Home Value Destrehan, LA Home Replacement Value LESS than Home Value
Replacement Value $286,500 $226,500
Insurance Premium based on Replacement Value $4,000 $3,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $350/year

Example Destrehan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceFarmers Insurance
Monthly Premium 171265244
Year Built 199220071980
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$175000-$200000$175000-$200000
Deductible $1000-$2500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Destrehan, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 520,000 Tile Roof 4,480 5 > $10,000 Deductible 2910 6 Stucco siding No
1990 385,000 Composition Roof 2,950 4 $1000-$2500 Deductible 2040 4 Wood siding yes
1990 230,000 Wood Shake Roof 1,670 5 $1000-$2500 Deductible 2010 10 Stone Siding No
1987 205,000 Membrane Roof 1,640 5 $2500-$5000 Deductible 2090 9 Stucco siding yes
1994 450,000 Composition Roof 3,250 4 $500 Deductible 4490 7 Fiber-Cement Siding No
1989 550,000 Asphalt Shingles Roof 4,850 5 $2500-$5000 Deductible 2750 4 Vinyl siding No
1989 225,000 Asphalt Shingles Roof 1,950 4 $500 Deductible 1530 6 Stucco siding yes
2006 320,000 Slate Shingles Roof 2,790 4 $1000-$2500 Deductible 1770 5 Brick siding No
2008 365,000 Metal Roof 2,880 5 $1000-$2500 Deductible 820 2 Stucco siding No
2001 250,000 Slate Shingles Roof 1,960 4 $500- $1000 Deductible 1610 5 Vinyl siding No
1988 450,000 Membrane Roof 3,210 5 $1000-$2500 Deductible 480 1 Wood siding No
1984 255,000 Metal Roof 2,080 4 $500- $1000 Deductible 1610 4 Stone Siding No
2008 200,000 Composition Roof 1,890 4 $500- $1000 Deductible 260 1 Fiber-Cement Siding No
1992 335,000 Composition Roof 2,880 4 > $10,000 Deductible 2330 8 Fiber-Cement Siding No
1985 265,000 Composition Roof 1,930 4 $500- $1000 Deductible 870 3 Stone Siding yes
1983 405,000 Wood Shake Roof 3,330 4 $500- $1000 Deductible 4320 8 Wood siding No
1985 260,000 Tile Roof 1,800 4 $500 Deductible 1010 2 Stone Siding yes
1993 555,000 Tile Roof 4,050 5 $500- $1000 Deductible 4890 9 Vinyl siding yes
1999 410,000 Membrane Roof 3,370 4 $500 Deductible 7600 12 Stone Siding No
2003 150,000 Slate Shingles Roof 1,340 3 $2500-$5000 Deductible 1730 12 Fiber-Cement Siding yes
2009 275,000 Tile Roof 2,250 3 $2500-$5000 Deductible 1730 7 Fiber-Cement Siding No
1990 205,000 Shingles Roof 2,030 3 $500 Deductible 2000 7 Fiber-Cement Siding No
2003 190,000 Wood Shake Roof 1,550 3 $2500-$5000 Deductible 1770 8 Brick siding No
1998 365,000 Composition Roof 3,380 4 $5000 to $10,000 Deductible 4660 12 Stone Siding yes
1998 340,000 Membrane Roof 2,890 4 > $10,000 Deductible 1810 6 Stucco siding No
1984 260,000 Tile Roof 2,030 5 $500- $1000 Deductible 1120 3 Fiber-Cement Siding yes
2008 160,000 Shingles Roof 1,460 3 $2500-$5000 Deductible 1200 10 Stucco siding yes
1989 180,000 Asphalt Shingles Roof 1,610 4 $1000-$2500 Deductible 1070 7 Wood siding yes