Des Plaines Insurance Rates:

Des Plaines, IL homeowners insurance is nearly $685 to $930, about $57-$77/month. Our comprehensive research indicates shoppers can save as much as $323 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Meemic Insurance
I recommend Meemic as their rates are unbeatable and their customer service has been great. I've saved so much money bundling and going through Meemic!
Aaa
My insurance do give me discount which im able to say money so I give me a 5 im very happy
Geico
I would absolutely recommend GEICO for homeowners insurance. Our experience has been pleasant and (compared to other companies we've dealt with) they take a very reasonable approach.
State Farm
The premium and deducible appear to be less than other companies.
Liberty Mutual
I am very satisfied with their customer service. They have treated me so well. I am so happy I switched over to them!
Erie Insurance
I like the levels of service that erie insurance offers and their bundling options for home and auto insurance. these options are great deals for myself and my family. erie also has a very friendly staff at my local office which is of great importance to me when choosing my insurance company.
Farmer's Insurance
We had a very difficult time communicating with our agent when we first purchased our house and had difficultly with the electrical in the attic passing inspection.
Progressive
What i like about my home insurance company is that i am able to bundle my home insurance with my car insurance. i am happy that i am able to use the same company for both of these things.
Geico
The premium to me is good compared to others. I could have got a couple others for a little cheaper. I know Geico is great when it comes to claims.
State Farm
They do a good job of notifying you in advance when bills are due. Every once in a while, my agent will call me asking me how I'm doing and if I need to change anything on my account.
American Family
We have never had a problem with communication. However, it is easier to work with the local office to get things done than the corporate office.
State Farm
I like the fact that the employees are polite and uplifting to their customers.
Progressive
We don't have to deal with them enough to really have a chance to dislike anything. Everything is fine.
American National Property And Casualty Company
I would recommend this company solely because of their prices. As stated above, they will annoy you if you have a pool, which is not something the previous owners had to deal with with their insurance.
Aaa
I would recommend AAA to a friend because of their great service. They are extremely reliable and have great customer service.

Des Plaines, IL Homeowners Insurance By Home Value

Des Plaines, IL Home Value Total Homes % of Total Average Des Plaines, IL Homeowners Insurance
Less than $50,000 760 4.0% $72
$80,000 to $89,999 186 1.0% $258
$100,000 to $124,999 575 3.0% $339
$125,000 to $149,999 695 4.0% $428
$150,000 to $174,999 1,130 7.0% $500
$175,000 to $199,999 1,059 6.0% $581
$200,000 to $249,999 3,641 22.0% $702
$250,000 to $299,999 3,318 20.0% $856
$300,000 to $399,999 4,267 26.0% $1090

Top Home Insurance Agents Near Des Plaines, IL

Home Insurance Company Near Des Plaines, IL Homeowners Insurance Agency Near Des Plaines, IL Address
Liberty Mutual Independent Brockhaus Stuber Fox & Lloyd 10933 CENTRAL AVE, OAK LAWN, IL, 60453
State Farm Charles Cathey Jr 1652 E 87th Street, Chicago, IL, 60617
State Farm Jack Godde 318 W Main St Ste 1, Genoa, IL, 60135-5402
State Farm Mark Murphy 1906 West Wilson St., Batavia, IL, 60510
State Farm Niko Villacci 664 W Veterans Pkwy Ste E, Yorkville, IL, 60560-2515

Des Plaines, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Des Plaines, IL

Streets in Des Plaines Area Homeowners Insurance Cost
Elk Blvd, W Villa Dr, Hazel Ct, Koehler Dr, Jon Ln, S Warrington Rd, Pavilion Way, Leahy Cir E, S Golf Cul de Sac St, Fletcher Dr$828
Kennicott Ln, Mc Cabe Ave, Deane St, Linden St, W Denver Dr, Therese Ave, Buckingham Dr, S George St, Citadel Ct, Eastman Ct$797
Mark Ave, W Roxbury Ln, Lismore Dr, Commerce Dr, Alles Ave, Parkwood Ave, Briar Ct, Beau Dr, Spruance Pl, S Emerson St$853
E Prairie Ave, Landmeier Rd, Henry Ave, W Council Trl, W Lancaster Ln, Roxbury Ln, Roppolo Ave, S Meyer Ct, Victoria Rd, Wayne Dr$826
Arnold Ct, Parkwood Ln, E Evergreen St, Alden Ln, Van Buren Ave, Cordial Dr, Therese Ter, Alfini Dr, Debra Dr, Phoenix Dr$818

Des Plaines, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Des Plaines$120 to $123
Maine$123
Mount Prospect$125
Park Ridge$132

Des Plaines, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Maine township, Cook County, Illinois $124 $165 $248
Mount Prospect village, Illinois $125 $167 $251
Park Ridge city, Illinois $133 $177 $266

Des Plaines, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Des Plaines, IL3.4%10.8%
Maine3.35%9.93%
Mount Prospect3.17%9.2%
Park Ridge2.86%8.29%

Des Plaines Renters Insurance as a Percentage of Rent

Des Plaines Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 108 2.0% $764
$300 to $499 139 3.0% $1214
$500 to $749 432 10.0% $1889
$750 to $999 1,444 33.0% $2639
$1,000 to $1,499 1,101 25.0% $3764
$1,500 or more 996 23.0% $5414

Des Plaines, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Des Plaines Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,800$6,200
Net Savings to Des Plaines Home Owner from High Deductible Plan $600

Des Plaines, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Des Plaines, IL Home Replacement Value MORE than Home Value Des Plaines, IL Home Replacement Value LESS than Home Value
Replacement Value $361,000 $216,000
Insurance Premium based on Replacement Value $1,775 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $92,500 Risk Exposure from Under Insuring Coverage is $52,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $450/year

Example Des Plaines Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateGEICO Insurance
Monthly Premium 23793113
Year Built 201019651974
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $500000-$600000$250000-$300000$250000-$300000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Des Plaines, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 325,000 Metal Roof 2,440 5 > $10,000 Deductible 460 6 Stucco siding No
1974 245,000 Membrane Roof 1,500 2 $5000 to $10,000 Deductible 330 5 Brick siding yes
2011 725,000 Asphalt Shingles Roof 4,860 5 > $10,000 Deductible 500 3 Stucco siding yes
1975 415,000 Membrane Roof 3,300 4 $5000 to $10,000 Deductible 400 3 Brick siding yes
2010 280,000 Slate Shingles Roof 1,900 3 $1000-$2500 Deductible 1100 10 Brick siding yes
1987 465,000 Membrane Roof 2,880 5 $500 Deductible 510 3 Vinyl siding No
1986 240,000 Metal Roof 1,520 3 $5000 to $10,000 Deductible 590 8 Stone Siding yes
1988 265,000 Asphalt Shingles Roof 2,120 5 $500 Deductible 1620 10 Wood siding No
1960 175,000 Asphalt Shingles Roof 1,270 3 $5000 to $10,000 Deductible 380 8 Stone Siding No
1972 215,000 Asphalt Shingles Roof 1,570 3 $5000 to $10,000 Deductible 140 3 Fiber-Cement Siding yes
2013 470,000 Metal Roof 3,000 4 > $10,000 Deductible 100 1 Stucco siding yes
2010 575,000 Metal Roof 4,660 5 $500- $1000 Deductible 2760 10 Stone Siding No
1966 170,000 Tile Roof 1,320 3 $5000 to $10,000 Deductible 60 1 Vinyl siding yes
2010 150,000 Composition Roof 1,340 3 $2500-$5000 Deductible 330 7 Stone Siding yes
1968 280,000 Asphalt Shingles Roof 1,790 2 $1000-$2500 Deductible 70 1 Wood siding No
1989 215,000 Shingles Roof 1,770 4 > $10,000 Deductible 40 1 Brick siding yes
1961 560,000 Metal Roof 3,600 5 > $10,000 Deductible 1500 10 Stucco siding yes
1987 485,000 Metal Roof 3,040 4 $5000 to $10,000 Deductible 1140 8 Wood siding yes
1986 270,000 Composition Roof 1,640 3 $500- $1000 Deductible 330 3 Stone Siding No
2010 335,000 Membrane Roof 2,350 3 $1000-$2500 Deductible 860 8 Stone Siding yes
1986 275,000 Slate Shingles Roof 1,700 3 $500- $1000 Deductible 310 4 Vinyl siding yes
2012 365,000 Asphalt Shingles Roof 3,200 5 $2500-$5000 Deductible 1150 10 Wood siding No
1988 140,000 Wood Shake Roof 1,240 3 $500- $1000 Deductible 60 1 Brick siding yes
1971 450,000 Slate Shingles Roof 3,450 5 $500 Deductible 670 4 Brick siding yes
1962 245,000 Membrane Roof 1,960 3 > $10,000 Deductible 480 9 Fiber-Cement Siding yes
1989 220,000 Shingles Roof 1,550 2 $5000 to $10,000 Deductible 590 9 Fiber-Cement Siding No
1968 225,000 Tile Roof 1,720 5 $500 Deductible 1030 10 Stone Siding yes
1982 255,000 Shingles Roof 2,140 5 $500- $1000 Deductible 910 8 Stone Siding yes
1987 265,000 Membrane Roof 1,720 4 $2500-$5000 Deductible 460 7 Brick siding yes
2011 305,000 Tile Roof 2,310 4 $1000-$2500 Deductible 590 6 Stucco siding No
2012 560,000 Slate Shingles Roof 4,650 5 $2500-$5000 Deductible 350 2 Brick siding yes
1968 720,000 Wood Shake Roof 4,530 5 $1000-$2500 Deductible 750 3 Stone Siding yes
2013 250,000 Wood Shake Roof 1,750 2 $1000-$2500 Deductible 1060 12 Stucco siding No
1975 390,000 Wood Shake Roof 2,950 5 $500- $1000 Deductible 940 6 Stucco siding yes

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