Des Moines Insurance Rates:

Des Moines, WA homeowners insurance is roughly $513 to $697, about $42-$58/month. Our comprehensive guide reveals consumers can save upto $242 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
You can set up direct debit online and pay bills via your account. you can also see old statements and print from home.
State Farm
I do not like how if you ever need anything or need to file a claim that they raise your premiums to some ridiculous rate.
Geico
My price never changes and it stays the same, i'm a good with it no matter what they say to me
State Farm
It is easy to navigate. Clean and not cluttered. Contact info is easy to find. Have some neat tools that are useful.
Amica Mutual Insurance
AMICA HOME INSURANCE PROVIDES BEST CUSTOMER SERVICE ,MANY PEOPLES ARE USING THIS SERVICE ONLY
Liberty Mutual
It's easy to navigate and find what I need. I can gather information quickly.
Farmer's Insurance
What I dislike the most about the company is the big fees attach to it. I have only used it once and I have been paying for the way to long, also I have heard that if I file another claim I might be dropped as a customer that is insane.

Des Moines, WA Homeowners Insurance By Home Value

Des Moines, WA Home Value Total Homes % of Total Average Des Moines, WA Homeowners Insurance
Less than $50,000 244 4.0% $54
$100,000 to $124,999 168 2.0% $235
$125,000 to $149,999 224 3.0% $296
$150,000 to $174,999 363 6.0% $356
$175,000 to $199,999 575 9.0% $411
$200,000 to $249,999 1,206 20.0% $490
$250,000 to $299,999 1,370 22.0% $605
$300,000 to $399,999 1,754 29.0% $768

Top Home Insurance Agents Near Des Moines, WA

Home Insurance Company Near Des Moines, WA Homeowners Insurance Agency Near Des Moines, WA Address
State Farm Cheryl Granger 2020 Maltby Rd Ste 11, Bothell, WA, 98021-8669
State Farm Jeff Ward 18207 Vet Mem Dr E Ste 1, Bonney Lake, WA, 98391-5165
State Farm Luis Sanchez 11605 State Ave Ste 110, Marysville, WA, 98271-8427
Allstate Mark Jacobson 16714 Meridian E Ste 10, Puyallup, WA, 98375
Farmers Nate Root 7508 35th Ave NE, Seattle, WA, 98115

Cost Of Homeowners Insurance By Street Near Des Moines, WA

Streets in Des Moines Area Homeowners Insurance Cost
SW 299th Pl, S 262nd Pl, SW 308th St, S 266th Pl, S 268th Pl, S 273rd Ct, S 226th St, S 234th Pl, S 227th St, Hummingbird Ln$604
S 297th St, S 259th St, S 255th Pl, Redondo Beach Dr S, S 230th St, S 232nd Pl, S 257th Pl, 2nd Ct S, S 196th Pl, S 241st St$601
S 261st Pl, 16th Ln S, S 231st Pl, Redondo Way, S 282nd Pl, 15th Pl S, Redondo Shores Dr S, S 252nd Pl, Thunderbird Dr S, S 253rd St$606
S 221st St, S 224th Pl, S 259th St, S 207th St, S 258th Pl, S 195th Pl, S 214th St, SW 301st Pl, S 229th St, Woodmont Dr S$604
SW 302nd Pl, SW 309th Ct, S 219th St, S 233rd Ct, S 206th St, SW 309th St, S 301st St, Rainbow Ln, 12th Ln SW, SW 298th Pl$634

Des Moines, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Des Moines$90 to $93
Normandy Park$99
SeaTac$89
Lakeland North$90

Des Moines, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Normandy Park city, Washington $83 $111 $166
SeaTac city, Washington $75 $99 $149
Lakeland North CDP, Washington $76 $101 $151

Des Moines, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Des Moines, WA2.5%9.1%
Normandy Park2.0%6.49%
SeaTac2.8%9.56%
Lakeland North2.64%7.37%

Des Moines Renters Insurance as a Percentage of Rent

Des Moines Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 82 2.0% $338
$200 to $299 54 1.0% $788
$300 to $499 120 3.0% $1238
$500 to $749 567 14.0% $1913
$750 to $999 999 25.0% $2663
$1,000 to $1,499 1,496 38.0% $3788
$1,500 or more 606 15.0% $5438

Des Moines, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Des Moines Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,500$8,300
Net Savings to Des Moines Home Owner from High Deductible Plan $1,200

Des Moines, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Des Moines, WA Home Replacement Value MORE than Home Value Des Moines, WA Home Replacement Value LESS than Home Value
Replacement Value $462,500 $312,500
Insurance Premium based on Replacement Value $1,150 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,000 Risk Exposure from Under Insuring Coverage is $77,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Des Moines Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceState Farm
Monthly Premium 383258
Year Built 196219751995
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$250000-$300000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Des Moines, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 240,000 Metal Roof 1,660 3 > $10,000 Deductible 30 1 Vinyl siding No
1992 370,000 Composition Roof 2,690 5 $500 Deductible 520 6 Brick siding No
1993 295,000 Tile Roof 2,060 5 $5000 to $10,000 Deductible 300 6 Fiber-Cement Siding No
1972 290,000 Asphalt Shingles Roof 1,820 4 $1000-$2500 Deductible 330 6 Vinyl siding yes
1973 175,000 Tile Roof 1,360 3 $500- $1000 Deductible 400 12 Wood siding yes
1967 205,000 Composition Roof 1,420 2 $500- $1000 Deductible 40 1 Stone Siding No
1998 345,000 Asphalt Shingles Roof 2,060 3 $2500-$5000 Deductible 410 10 Wood siding No
1960 140,000 Slate Shingles Roof 930 2 $500- $1000 Deductible 220 8 Vinyl siding yes
1989 340,000 Shingles Roof 1,990 4 $1000-$2500 Deductible 110 2 Stone Siding No
1984 195,000 Composition Roof 1,490 2 $1000-$2500 Deductible 290 6 Wood siding No
1981 460,000 Slate Shingles Roof 3,660 5 $2500-$5000 Deductible 870 8 Brick siding yes
1989 255,000 Shingles Roof 2,030 4 $2500-$5000 Deductible 500 9 Stone Siding No
1994 430,000 Wood Shake Roof 2,730 4 $1000-$2500 Deductible 1130 9 Vinyl siding No
1980 240,000 Slate Shingles Roof 1,780 4 $5000 to $10,000 Deductible 30 1 Wood siding yes
1962 115,000 Slate Shingles Roof 940 2 $2500-$5000 Deductible 50 2 Brick siding yes
1989 515,000 Metal Roof 3,650 5 $1000-$2500 Deductible 460 4 Brick siding yes
1962 260,000 Shingles Roof 2,150 3 $2500-$5000 Deductible 80 2 Wood siding yes
1974 265,000 Shingles Roof 1,930 3 > $10,000 Deductible 460 12 Brick siding No
1988 280,000 Asphalt Shingles Roof 1,940 4 $500 Deductible 540 8 Brick siding No
1979 675,000 Tile Roof 4,500 5 $500 Deductible 1750 12 Fiber-Cement Siding yes
1960 420,000 Metal Roof 3,140 4 > $10,000 Deductible 720 12 Fiber-Cement Siding No
1994 225,000 Wood Shake Roof 1,610 4 $2500-$5000 Deductible 170 5 Brick siding No
1967 620,000 Metal Roof 3,640 5 $5000 to $10,000 Deductible 860 8 Fiber-Cement Siding yes
1970 660,000 Membrane Roof 4,380 5 $1000-$2500 Deductible 1150 10 Brick siding No
1983 460,000 Slate Shingles Roof 2,850 4 $5000 to $10,000 Deductible 220 3 Wood siding No
1969 195,000 Wood Shake Roof 1,370 2 $500- $1000 Deductible 310 7 Stone Siding No
1960 125,000 Asphalt Shingles Roof 1,030 2 $500 Deductible 200 6 Wood siding yes
1998 150,000 Asphalt Shingles Roof 1,150 2 $1000-$2500 Deductible 160 6 Wood siding yes
1975 120,000 Membrane Roof 1,050 2 $2500-$5000 Deductible 240 10 Stucco siding No
1991 340,000 Shingles Roof 2,100 3 > $10,000 Deductible 580 9 Stone Siding No
1976 245,000 Asphalt Shingles Roof 2,030 4 $1000-$2500 Deductible 480 9 Stucco siding No
1974 280,000 Metal Roof 2,180 4 $1000-$2500 Deductible 260 5 Stone Siding yes
1973 130,000 Tile Roof 1,130 2 $2500-$5000 Deductible 60 2 Wood siding yes
1990 340,000 Wood Shake Roof 2,800 4 $500 Deductible 500 5 Stone Siding yes