How Much Does Des Moines, IA Home Insurance Cost?
Des Moines, IA Average Homeowners Insurance Cost
$784
Homeowners Insurance Cost - Des Moines, IA
$123,300
Median Home Value - Des Moines, IA
Des Moines, IA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$9.41 | $774.59 |
| $1000 Deductible | -$83.26 | $700.74 |
| $1500 Deductible | -$124.34 | $659.66 |
| $2000 Deductible | -$185.18 | $598.82 |
| $2500 Deductible | -$221.09 | $562.91 |
Des Moines, IA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$204 | $580 |
| 30 year old | +$12 | $796 |
| 40 year old | +$20 | $804 |
| 50 year old | +$30 | $814 |
| Above 50 year old | +$38 | $822 |
Des Moines, IA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$86 | $698 |
| Superior | -$71 | $713 |
| Masonry | -$39 | $745 |
| Brick | -$39 | $745 |
| Hail Resistant Roof | -$24 | $760 |
Des Moines, IA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$16 | $800 |
| Swimming Pool With A Diving Board | +$31 | $815 |
| Swimming Pool With Slide | +$47 | $831 |
Des Moines, IA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $24 | $760 |
| Police Department | $8 | $776 |
Des Moines, IA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$329.28 | $1,113 |
| Filing a Second Liability Claim | +$297.92 | $1,082 |
| Filing a Second Theft Claim | +$297.92 | $1,082 |
| Filing a Second Water Claim | +$258.72 | $1,043 |
| Filing a Fire Claim | +$156.8 | $941 |
| Filing a Liability Claim | +$148.96 | $933 |
| Filing a Theft Claim | +$148.96 | $933 |
| Filing a Water Claim | +$125.44 | $909 |
| Filing a Weather Claim | +$125.44 | $909 |