How Much Does Des Moines, IA Home Insurance Cost?

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Des Moines, IA Average Homeowners Insurance Cost

$784

Homeowners Insurance Cost - Des Moines, IA

$123,300

Median Home Value - Des Moines, IA


Des Moines, IA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$9.41 $774.59
$1000 Deductible -$83.26 $700.74
$1500 Deductible -$124.34 $659.66
$2000 Deductible -$185.18 $598.82
$2500 Deductible -$221.09 $562.91

Des Moines, IA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$204 $580
30 year old +$12 $796
40 year old +$20 $804
50 year old +$30 $814
Above 50 year old +$38 $822

Des Moines, IA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$86 $698
Superior -$71 $713
Masonry -$39 $745
Brick -$39 $745
Hail Resistant Roof -$24 $760


Des Moines, IA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$16 $800
Swimming Pool With A Diving Board +$31 $815
Swimming Pool With Slide +$47 $831

Des Moines, IA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $24 $760
Police Department $8 $776

Des Moines, IA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$329.28 $1,113
Filing a Second Liability Claim +$297.92 $1,082
Filing a Second Theft Claim +$297.92 $1,082
Filing a Second Water Claim +$258.72 $1,043
Filing a Fire Claim +$156.8 $941
Filing a Liability Claim +$148.96 $933
Filing a Theft Claim +$148.96 $933
Filing a Water Claim +$125.44 $909
Filing a Weather Claim +$125.44 $909

Des Moines, IA Home Insurance - Analysis On Quotes, Rates & Agents

Des Moines, IA Home Insurance Agents for Top Companies

Visual Guide for Des Moines, IA Home Insurance Buyers on Insurance Companies and Rates