How To Make Your Des Moines, IA Home Insurance Cheaper
Des Moines, IA, homeowners insurance is about $784. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Des Moines, IA Home Insurance Rates with the Polk County Average
| Place | Polk County Average: $1,446.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Des Moines, IA | $784.0 | -662.0 | -0.46 | 204,362 | 123,300 |
Cost of Des Moines, IA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Waukee | 211,100 | 7,647 | $1,002 |
| Van Meter | 177,100 | 25,245 | $933 |
| Lambs Grove | 142,900 | 12,811 | $845 |
| Union | 132,100 | 9,021 | $813 |
Homeowners Insurance Comparison for the Cheapest Premiums in Des Moines, IA
| Nationwide | Grange Insurance | American Family Insurance | |
| Median Home Value ($) | 123,300 | 123,300 | 123,300 |
| Age of Home | Newly Constructed Home | Newly Constructed Home | Year 30 Old |
| Home Coverage ($) | $250,000 -$299,999 | $400,000 -$499,999 | $500,000 -$749,999 |
| Total Premium ($) | $1,550.4 | $2,457.7 | $4,459.9 |
Cost of Des Moines, IA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| MAPFRE Insurance | 1500 | $400,000-$499,999 | 2,737.7 |
| American Home Shield | 1000 | $750,000-$999,999 | 4,282.0 |
| Allied Insurance | 2500 | $150,000-$174,999 | 665.4 |
| The Hartford | 1000 | $200,000-$249,999 | 1,113.0 |
| Amica Mutual Insurance | 1000 | $100,000-$124,999 | 663.7 |
| Safeco Insurance | 2000 | $200,000-$249,999 | 981.4 |
| American National Property and Casualty Company | 1500 | $1500,000-$2000,000 | 4,790.9 |
| Encompass Insurance | 1500 | $175,000-$199,999 | 938.6 |
| MetLife | 1000 | $500,000-$749,999 | 3,703.3 |
| Grange Insurance | 500 | $100,000-$124,999 | 692.3 |