Derry Insurance Rates:

Derry, NH homeowners insurance is nearly $595 to $808, about $49-$67/month. Our all inclusive analysis shows customers can save upto $280 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Our current premium is comparable to other companies. I wish it was a little bit cheaper, but as long as my home is insured and taken care of properly in case of an accident that is all I'm concerned about at the end of the day.
American Family
I do not like that it takes three to four people on the phone before you get the person who knows what they're doing and how to fix your problem.
American Family
My insurance company advertises a lot over hulu tv shows, i wish they didn't because i already am with them, and don't need to be persuaded to switch.
Farmer's Insurance
Our coverage is good and fair compared to other homes in our area. It is all based on a credit history and value of a property.
Farmer's Insurance
Overall the customer service is pretty helpful. Sometimes it can take awhile to connect to a rep when calling the customer service number. However, when you do connect, people are usually friendly and willing to help.
State Farm
They offer more for less and the will overpay if anything. They will never underpay. Only bad thing is the only offer up to a 1/2 percent deductible which may not be competitive.
State Farm
I'm not sure what my deductible is for my home. I am satisfied with how much my insurance is yearly. I think its perfect price. I get same coverage as any other insurance company.
State Farm
I will recommend State Farm they have a great customer service department the agent gives you a personalize attention great web page
Geico
My home insurance is with Homesite Home Insurance but is through Geico. Geico has always had good customer service for me. The only problem is usually a long wait on hold.
Progressive
I AM VERY SATISFIED WITH MY HOME INSURANCE. THE OFFICERS PLAY A MAJOR ROLE FOR THEIR ACHIEVEMENTS.
Progressive
When you need to talk to a consultant, it always takes so long to get through and fix the problem.
Aaa
I appreciate State Farm's website because the options for contacting the company are clearly laid out and it has a link directly to my local agent. There is also a toll-free number giving me access any time I might need it.
State Farm
I dislike not only my insurance company but all insurance companies in general. I believe they could and should lower premiums especially if you have not filed any claims.
Geico
They had the lowest premium out of all the companies I called, by a lot. I saved over $400 compared to everyone else.
Liberty Mutual
Good supportive customer service. No variable rates like some insurance and reasonably priced insurance from a reputable company. I have been pleased with their seervice

Derry, NH Homeowners Insurance By Home Value

Derry, NH Home Value Total Homes % of Total Average Derry, NH Homeowners Insurance
Less than $50,000 260 3.0% $70
$50,000 to $59,999 87 1.0% $154
$80,000 to $89,999 85 1.0% $259
$90,000 to $99,999 117 1.0% $287
$100,000 to $124,999 375 4.0% $336
$125,000 to $149,999 554 6.0% $420
$150,000 to $174,999 592 7.0% $497
$175,000 to $199,999 845 10.0% $574
$200,000 to $249,999 2,184 26.0% $686
$250,000 to $299,999 1,613 19.0% $841
$300,000 to $399,999 1,317 16.0% $1072

Top Home Insurance Agents Near Derry, NH

Home Insurance Company Near Derry, NH Homeowners Insurance Agency Near Derry, NH Address
NA Peter L. Chetsas Insurance Agency 68 Pleasant St , Newburyport, MA, 1950
NA E C Fowler Insurance Agency 1207 Commercial Street , East Weymouth, MA, 2189
NA Aaa Insurance Agency Inc 20 Commercial Rd Ste 1 Leominster, Fitchburg, MA, 1453
Liberty Mutual Jill Hamilton Lutcf 25 Pelham Rd. Unit 101, Salem, NH, 3079
Nationwide Mullen Insurance Agency Inc 236 N Broadway STE E, Salem, NH, 3079

Derry, NH Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Derry, NH

Streets in Derry Area Homeowners Insurance Cost
Tobacco Rd, Shepard Rd, Ln 1, Sheldon Rd, Blackjack Ln, Howards Grove, Nutfield Ct, Indian Hill Rd, Moody St, Upstone Ln$714
Carberry Dr, Towne Dr, Fairfax Ave, Young Rd, Diamond Dr, S Railroad Ave, Tenney Rd, Birchwood Dr, Overlook Dr, Jeannette Ln$692
Tsienneto Rd, Alyssa Dr, Derry Way, Rocky Rd, Adams Pond Rd, Tiger Tail Cir, E Broadway, Gervaise Dr, Dolores Ave, Twilight Path$706
Greenwich Rd, Coles Grove Rd, Brook St, Central Ct, Featherbed Ln, Judith Ln, Modean Dr, Fairway Dr, Independence Ave, Rain Pond Pl$705
Waterman Rd, N Shore Rd, Craven Ter, Taryn Rd, Pinkerton St, Berge Ln, Brady Ave, Gloria Ter, Energy Ln, Floyd Rd$706

Derry, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Derry$105 to $107
Sandown$106
Hampstead$107
Windham$112

Derry, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sandown town, Rockingham County, New Hampshire $89 $119 $178
Hampstead town, Rockingham County, New Hampshire $90 $119 $179
Windham town, Rockingham County, New Hampshire $93 $124 $186

Derry, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Derry, NH2.8%6.9%
Sandown2.69%7.33%
Hampstead2.58%7.34%
Windham2.42%6.33%

Derry Renters Insurance as a Percentage of Rent

Derry Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 136 3.0% $331
$200 to $299 81 1.0% $781
$300 to $499 318 7.0% $1231
$500 to $749 152 3.0% $1906
$750 to $999 1,221 28.0% $2656
$1,000 to $1,499 1,729 40.0% $3781
$1,500 or more 611 14.0% $5431

Derry, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Derry Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,200$17,700
Net Savings to Derry Home Owner from High Deductible Plan $500

Derry, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Derry, NH Home Replacement Value MORE than Home Value Derry, NH Home Replacement Value LESS than Home Value
Replacement Value $246,500 $157,500
Insurance Premium based on Replacement Value $1,475 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $34,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $325/year

Example Derry Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 1635583
Year Built 199420011979
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $500000-$600000$125000-$150000$250000-$300000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Derry, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 470,000 Metal Roof 4,230 5 $1000-$2500 Deductible 1040 5 Stone Siding No
1973 150,000 Slate Shingles Roof 1,490 2 $2500-$5000 Deductible 430 10 Vinyl siding No
1977 270,000 Shingles Roof 2,140 4 $2500-$5000 Deductible 560 7 Wood siding yes
1947 235,000 Asphalt Shingles Roof 2,050 4 $500 Deductible 970 8 Brick siding No
2004 320,000 Asphalt Shingles Roof 2,450 5 $2500-$5000 Deductible 480 6 Stucco siding yes
2001 310,000 Slate Shingles Roof 2,930 5 $1000-$2500 Deductible 420 4 Brick siding yes
1988 260,000 Membrane Roof 2,330 3 > $10,000 Deductible 50 1 Vinyl siding yes
2005 165,000 Composition Roof 1,620 3 $500 Deductible 260 4 Stucco siding No
1984 185,000 Asphalt Shingles Roof 1,490 3 $2500-$5000 Deductible 460 10 Wood siding No
2004 245,000 Wood Shake Roof 2,100 5 $500 Deductible 560 7 Stone Siding yes
2005 360,000 Metal Roof 2,860 5 $1000-$2500 Deductible 1100 10 Vinyl siding No
1947 230,000 Slate Shingles Roof 1,660 2 $1000-$2500 Deductible 440 6 Vinyl siding yes
1987 115,000 Tile Roof 970 2 $500 Deductible 70 1 Stucco siding yes
1941 230,000 Composition Roof 1,890 3 $5000 to $10,000 Deductible 660 9 Vinyl siding No
2003 475,000 Composition Roof 4,550 5 $500 Deductible 680 3 Vinyl siding yes
1940 245,000 Tile Roof 1,760 2 $1000-$2500 Deductible 1340 12 Stucco siding No
1990 190,000 Shingles Roof 1,580 2 $500 Deductible 490 6 Brick siding yes
1946 415,000 Wood Shake Roof 3,140 4 $5000 to $10,000 Deductible 900 9 Vinyl siding yes
1985 225,000 Metal Roof 2,200 3 $500- $1000 Deductible 660 8 Stone Siding yes
1992 305,000 Wood Shake Roof 2,560 4 $2500-$5000 Deductible 240 3 Fiber-Cement Siding yes
1989 190,000 Shingles Roof 1,500 3 $1000-$2500 Deductible 700 12 Vinyl siding No
1948 460,000 Tile Roof 3,230 5 $500 Deductible 970 6 Fiber-Cement Siding yes
1994 330,000 Composition Roof 2,580 4 $2500-$5000 Deductible 80 1 Stucco siding yes
1991 215,000 Tile Roof 2,150 3 $5000 to $10,000 Deductible 720 10 Brick siding No
1973 210,000 Asphalt Shingles Roof 1,490 3 $1000-$2500 Deductible 300 4 Vinyl siding No
1947 335,000 Shingles Roof 2,350 3 $1000-$2500 Deductible 370 4 Vinyl siding No
1980 130,000 Slate Shingles Roof 970 2 $500- $1000 Deductible 570 10 Wood siding No
2006 240,000 Metal Roof 1,910 5 $500 Deductible 530 7 Fiber-Cement Siding No
1983 245,000 Composition Roof 2,210 3 $5000 to $10,000 Deductible 450 6 Brick siding No
1971 145,000 Composition Roof 1,370 3 $500 Deductible 510 8 Brick siding yes
2006 190,000 Tile Roof 1,370 2 $1000-$2500 Deductible 490 6 Stucco siding No
1989 325,000 Metal Roof 2,190 3 > $10,000 Deductible 280 4 Stone Siding No
1993 140,000 Shingles Roof 1,110 2 $500 Deductible 310 5 Brick siding yes

How To Make Your Derry, NH Home Insurance Cheaper