How Much Does Denver, CO Home Insurance Cost?
Denver, CO Average Homeowners Insurance Cost
$1,536
Homeowners Insurance Cost - Denver, CO
$322,900
Median Home Value - Denver, CO
Denver, CO Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.43 | $1,517.57 |
| $1000 Deductible | -$163.12 | $1,372.88 |
| $1500 Deductible | -$243.61 | $1,292.39 |
| $2000 Deductible | -$362.8 | $1,173.2 |
| $2500 Deductible | -$433.15 | $1,102.85 |
Denver, CO Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$338 | $1,198 |
| 30 year old | +$23 | $1,559 |
| 40 year old | +$40 | $1,576 |
| 50 year old | +$58 | $1,594 |
| Above 50 year old | +$74 | $1,610 |
Denver, CO Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$215 | $1,321 |
| Superior | -$154 | $1,382 |
| Masonry | -$77 | $1,459 |
| Brick | -$77 | $1,459 |
| Hail Resistant Roof | -$46 | $1,490 |
Denver, CO Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,567 |
| Swimming Pool With A Diving Board | +$61 | $1,597 |
| Swimming Pool With Slide | +$92 | $1,628 |
Denver, CO Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $46 | $1,490 |
| Police Department | $15 | $1,521 |
Denver, CO Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$645.12 | $2,181 |
| Filing a Second Liability Claim | +$583.68 | $2,120 |
| Filing a Second Theft Claim | +$583.68 | $2,120 |
| Filing a Second Water Claim | +$506.88 | $2,043 |
| Filing a Fire Claim | +$307.2 | $1,843 |
| Filing a Liability Claim | +$291.84 | $1,828 |
| Filing a Theft Claim | +$291.84 | $1,828 |
| Filing a Water Claim | +$245.76 | $1,782 |
| Filing a Weather Claim | +$245.76 | $1,782 |