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Denton, TX Home Values & Insurance Rates

Denton, TX Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,297 6.0% $167
$50,000 to $59,999 198 1.0% $366
$60,000 to $69,999 201 1.0% $449
$70,000 to $79,999 412 2.0% $523
$80,000 to $89,999 647 3.0% $596
$90,000 to $99,999 911 4.0% $669
$100,000 to $124,999 2,737 14.0% $774
$125,000 to $149,999 3,617 19.0% $962
$150,000 to $174,999 3,175 16.0% $1140
$175,000 to $199,999 1,818 9.0% $1317
$200,000 to $249,999 1,776 9.0% $1589
$250,000 to $299,999 1,117 5.0% $1945
$300,000 to $399,999 848 4.0% $2468

Top Home Insurance Agents Near Denton, TX

Home Insurance Company Near Denton, TX Homeowners Insurance Agency Near Denton, TX Address
Nationwide Arnold Allen Simpson 1425 N Dallas Ave Ste 104, Lancaster, TX, 75134-3267
Allstate Christopher Reince 2011 W Northwest Hwy Ste 105, Grapevine, TX, 76051
Travelers Dina Tutton King 3452 Forest Lane Ste 300, Dallas, TX, 75234
State Farm Randy Shockey 5800 W Plano Pkwy Ste 200, Plano, TX, 75093-4690
Allstate Tom Ha 4045 E Belknap St Ste 11, Haltom City, TX, 76111

Estimated Home Insurance By Street Area Near Denton, TX

Denton Area Estimated House Insurance
Highview Ct, Wolf Run, Winston Dr, Brandon Dr, Nickolson Rd, Lakeshore Rd, Pvt Rd 806, Summit Ridge Dr, Sapphire Ridge, Hollyhill Ct$1,112
Nicolle Ave, Hornbeam St, T N Skiles Rd, Pearl St, Mitchell Rd, Compton St, Sundown Blvd, W 8th St, Old Hwy 99, Granger Cir$1,117
Burnett Rd, Terry Ct, E Sycamore St, Ferguson St, Boxwood Ct, FM 1173, Burrwood Cir, Bradford St, Spud Luck Ln, Bernard St$1,043
Glenngary Way, Visalia Ln, FM Road 2931, Eastwood Ave, St John Rd, Arvin Hill Rd, McReynolds Rd, Rogers Cir, Swisher Rd, Stagecoach Pass$1,054
Cobblestone Row, Kerley St, Orr Rd, Aileen St, W Shady Shores Rd, Portsmouth Dr, Shards Ct, S 3rd St, Hollyhill Ln, Crenshaw Ln$1,059
Thousand Oaks Dr, Fox Hollow St, Saddlebrook Way, Foxgrove Ln, Kingston Trce, Alcove Ln, Bernard Rd, FM 455 W, Pin Oak Ct, Noyes St$1,044
Leuty Ave, Boyd St, Howard Dr, Hollow Ridge Dr, Crest Dr, King Ranch Dr, Acme St, Titan Trl, Weston Dr, Peninsula Bend$1,018
Rolling Hills Dr, Fox Run, Creek Ave, Garnet Cove, Wyatt Cir, Moonlight Dr, Maiden Ct, Vine St, Danbury Cir, la Croix Rd$1,015
Leesley Ln, Eagles Nest Trl, Overlook Cir, Poplar Ct, Smith Rd, Benjamin Dr, Stockbridge Rd, Oregano Ln, Lovell St, N Dallas St$1,038
Union Lake Rd, Cedar Hill St, Ranch House Dr, Telese Ct, E Prairie St, S Lakeview Dr, Thoroughbred Trl, Running Bear Rd, Liberty Dr, Clear Dr$1,052

Savings on home insurance for senior occupied homes

PlaceSavings
Denton$156 to $159
Denton County$159
Krum$155
Corinth$158

Denton, TX Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Denton, TX5.6%15.2%
Denton County4.91%13.92%
Krum5.84%18.56%
Corinth5.03%12.36%

Denton Renters Insurance as a Percentage of Rent

Denton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 716 3.0% $1245
$500 to $749 6,872 33.0% $1920
$750 to $999 6,846 33.0% $2670
$1,000 to $1,499 4,504 21.0% $3795
$1,500 or more 1,514 7.0% $5445

Denton, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Denton Homeowner Insurance Premium Example $5,000$4,500
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $30,500$29,500
Net Savings to Denton Home Owner from High Deductible Plan $1,000

Denton, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Denton, TX Home Replacement Value MORE than Home Value Denton, TX Home Replacement Value LESS than Home Value
Replacement Value $195,000 $123,000
Insurance Premium based on Replacement Value $1,600 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $375/year

Example Denton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateAmica Mutual Insurance Company
Monthly Premium 8316856
Year Built 197920101989
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$250000-$300000$75000-$100000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Denton, TX Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Denton County, Texas $133 $177 $266
Krum city, Texas $130 $173 $259
Corinth city, Texas $132 $176 $264

Sample Home Insurance Rates for Denton, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 410,000 Asphalt Shingles Roof 4,530 5 $500- $1000 Deductible 850 3 Brick siding yes
2012 170,000 Slate Shingles Roof 2,100 4 $500 Deductible 1140 8 Stucco siding No
1973 145,000 Composition Roof 1,610 2 $1000-$2500 Deductible 440 5 Brick siding No
2014 360,000 Slate Shingles Roof 4,450 5 $500 Deductible 1560 5 Vinyl siding yes
1987 370,000 Metal Roof 3,760 5 $500 Deductible 2140 8 Wood siding yes
1999 190,000 Shingles Roof 2,100 3 $500- $1000 Deductible 670 5 Vinyl siding yes
1980 215,000 Shingles Roof 2,100 3 $500 Deductible 180 1 Stucco siding yes
2002 170,000 Shingles Roof 1,822 3 $500- $1000 Deductible 220 2 Vinyl siding No