Denton Insurance Rates:

Denton, TX homeowners insurance is approximately $889 to $1,205, about $74-$100/month. Our exhaustive guide reveals consumers can save as much as $418 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
i recommend State Farm insurance company. You May Qualify For Discounts! Great Rates Online. Risk Free, No Obligation. Great Rates In Your Area. Affordable Rates. Discounts are Available.
Farmer's Insurance
I think Farmer's Insurance probably has the standard policy offerings that all the major insurance leaders have. They are just VERY, VERY proud of their insurance. Their pricing model reflects that.
Alstate had the best price as far as the deductible cost compared to other companies we have used. The had a lower price with higher coverage on our home. They also had good customer service.
American National Insurance
I like that it has anything you would need or have a question about. It is a bit hard to navigate.
Coverage C is coverage for your personal property. This coverage insures all of your belongings. This is an essential coverage when the interior of the home sustains damage, like in a fire
My home insurance company, Progressive Home Insurance has been excellent so far. Their customer service is top notch. They have a 24 hour support system which makes them reachable for complaints.
I would recommend Progressive because they handle your claims fast and very professionally. Also my rates were not increased for making a claim.
Safeco Insurance
Safeco Insurance customer service staff is very knowledgeable and very friendly. They always are available to assist you and will go above and beyond to help
We use a company that handles speaking to our insurance company for us. Thankfully, we have not had to submit any claims yet with our home insurance, but so far our experience with them has been great.
I like to know what is covered and what is not and they make that very clear. and if it isn't they are easy to contact
Farmer's Insurance
Farmers insurance is expensive and feels they could lower their prices to match the market. i don't want to change out insurance yet because of our agent but the price you pay for the services rendered is more than most other insurance companies.
Farmer's Insurance
I love how easy it is to pay each month. electronically, over the phone, or by letter, they accept payments. making it easy for me to manage my transactions according to my financial ability.
State Farm
The negative side of my insurance company is that the rates keep going up every 6 months without explanation, their franchise offices lose paperwork and fail to communicate with the customers.
Blue Cross Blue Shield
I like the value that we are currently paying for it, with everything that we get. it is much better than our last insurance company.
Farmer's Insurance
I don't have a lot of interaction with my insurance company aside from bills and policy renewal letters. However, those interactions have always been good and informative.
Service is just okay. Nothing special. Very businesslike and formal. I would like more information sooner about options and policy renewal dates.
I looked at estimates for other companies, including the company I bundle my car insurance with. This price is lower and is very competitive.
They have never denied a claim, they pay promptly and the adjuster came to us when we had a claim.
State Farm
I have not had any negative experience with this company other than maybe their lack of communication with me. Other than their provision of insurance to me, I lack experience with them to judge further as far as claims/customer service. They did come to me highly recommended, however, so I'm hopeful that when the time comes, it will be a positive experience.
State Farm
I think my premium is a great deal and I save a lot more money than some of the other companies I looked into.
State Farm
There isn't much that I dislike. If I had anything, I guess it would be that they should get a better mobile app built around helping me, rather than being built around the idea of selling me something that I likely already have or don't need.
State Farm
Overall confusing things that are told by customer service or inconsistent rules applied at the time
I think most of all, so far, I like the customer service. I think they are friendly, responsive, knowledgeable, and helpful. I think they put customers first.
They have always offered me excellent customer service, great pricing and lots of coverage options.
Blue Cross Blue Shield
It's one of the most well known insurance companies, and to my knowledge there hasn't been any issues. I would definitely recommend it to anyone who could afford such things.
I highly recommend Progressive if you already have any other type of insurance with them (i.e., boat, auto, etc.). Their rates are among the lowest that we shopped around for.
Amica Mutual Insurance
Amica Mutual Insurance are the best in America by my rating. They offer fantastic policies that is affordable and convenient. It is absolutely favorable.
Allstate is the real deal. They are professional and polite. They take time to answer fully my questions. They are prompt in providing service and information. On top of that, they save me money.
Alfa Insurance
I like the personal touch and the local feel of the office. I like that we always talk to a person and not to an automated service. They respond quickly and appropriately.
National General
If I have to pick something, which is difficult, I'd say they may have been a small percentage under the actual number on my damage estimate, but not by far.
State Farm
At this time, there is nothing that we dislike about State Farm Insurance. We do not have any complaints with their customer service or products.
Alfa Insurance
I feel that Alfa offers a reasonable priced and fair premium and deductible compared to other companies in my area. It is a small price to pay to cover any type of incidents.
State Farm
Its cheap, cheapest I have found. Went shopping around before I got them, and they offered the best price for the coverage, and it has gotten better the longer Ive been with them.
Farmer's Insurance
I would and have recommended Farmer's Insurance to my friends and family in the past. They take really good care of me and I have no issues with them.
Amica Mutual Insurance
I have been with this company for years and never had an issue. In fact, during our last nor'easter, we had ice damage to our house and Amica stepped up to the plate to help.

Denton, TX Homeowners Insurance By Home Value

Denton, TX Home Value Total Homes % of Total Average Denton, TX Homeowners Insurance
Less than $50,000 1,297 6.0% $167
$50,000 to $59,999 198 1.0% $366
$60,000 to $69,999 201 1.0% $449
$70,000 to $79,999 412 2.0% $523
$80,000 to $89,999 647 3.0% $596
$90,000 to $99,999 911 4.0% $669
$100,000 to $124,999 2,737 14.0% $774
$125,000 to $149,999 3,617 19.0% $962
$150,000 to $174,999 3,175 16.0% $1140
$175,000 to $199,999 1,818 9.0% $1317
$200,000 to $249,999 1,776 9.0% $1589
$250,000 to $299,999 1,117 5.0% $1945
$300,000 to $399,999 848 4.0% $2468

Top Home Insurance Agents Near Denton, TX

Home Insurance Company Near Denton, TX Homeowners Insurance Agency Near Denton, TX Address
Nationwide Arnold Allen Simpson 1425 N Dallas Ave Ste 104, Lancaster, TX, 75134-3267
Allstate Christopher Reince 2011 W Northwest Hwy Ste 105, Grapevine, TX, 76051
Travelers Dina Tutton King 3452 Forest Lane Ste 300, Dallas, TX, 75234
State Farm Randy Shockey 5800 W Plano Pkwy Ste 200, Plano, TX, 75093-4690
Allstate Tom Ha 4045 E Belknap St Ste 11, Haltom City, TX, 76111

Denton, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Denton, TX

Streets in Denton Area Homeowners Insurance Cost
Highview Ct, Wolf Run, Winston Dr, Brandon Dr, Nickolson Rd, Lakeshore Rd, Pvt Rd 806, Summit Ridge Dr, Sapphire Ridge, Hollyhill Ct$1,112
Nicolle Ave, Hornbeam St, T N Skiles Rd, Pearl St, Mitchell Rd, Compton St, Sundown Blvd, W 8th St, Old Hwy 99, Granger Cir$1,117
Burnett Rd, Terry Ct, E Sycamore St, Ferguson St, Boxwood Ct, FM 1173, Burrwood Cir, Bradford St, Spud Luck Ln, Bernard St$1,043
Glenngary Way, Visalia Ln, FM Road 2931, Eastwood Ave, St John Rd, Arvin Hill Rd, McReynolds Rd, Rogers Cir, Swisher Rd, Stagecoach Pass$1,054
Cobblestone Row, Kerley St, Orr Rd, Aileen St, W Shady Shores Rd, Portsmouth Dr, Shards Ct, S 3rd St, Hollyhill Ln, Crenshaw Ln$1,059
Thousand Oaks Dr, Fox Hollow St, Saddlebrook Way, Foxgrove Ln, Kingston Trce, Alcove Ln, Bernard Rd, FM 455 W, Pin Oak Ct, Noyes St$1,044
Leuty Ave, Boyd St, Howard Dr, Hollow Ridge Dr, Crest Dr, King Ranch Dr, Acme St, Titan Trl, Weston Dr, Peninsula Bend$1,018
Rolling Hills Dr, Fox Run, Creek Ave, Garnet Cove, Wyatt Cir, Moonlight Dr, Maiden Ct, Vine St, Danbury Cir, la Croix Rd$1,015
Leesley Ln, Eagles Nest Trl, Overlook Cir, Poplar Ct, Smith Rd, Benjamin Dr, Stockbridge Rd, Oregano Ln, Lovell St, N Dallas St$1,038
Union Lake Rd, Cedar Hill St, Ranch House Dr, Telese Ct, E Prairie St, S Lakeview Dr, Thoroughbred Trl, Running Bear Rd, Liberty Dr, Clear Dr$1,052

Denton, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Denton$156 to $159
Denton County$159

Denton, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Denton County, Texas $133 $177 $266
Krum city, Texas $130 $173 $259
Corinth city, Texas $132 $176 $264

Denton, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Denton, TX5.6%15.2%
Denton County4.91%13.92%

Denton Renters Insurance as a Percentage of Rent

Denton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 716 3.0% $1245
$500 to $749 6,872 33.0% $1920
$750 to $999 6,846 33.0% $2670
$1,000 to $1,499 4,504 21.0% $3795
$1,500 or more 1,514 7.0% $5445

Denton, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Denton Homeowner Insurance Premium Example $5,000$4,500
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $30,500$29,500
Net Savings to Denton Home Owner from High Deductible Plan $1,000

Denton, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Denton, TX Home Replacement Value MORE than Home Value Denton, TX Home Replacement Value LESS than Home Value
Replacement Value $195,000 $123,000
Insurance Premium based on Replacement Value $1,600 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $375/year

Example Denton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateAmica Mutual Insurance Company
Monthly Premium 8316856
Year Built 197920101989
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$250000-$300000$75000-$100000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Denton, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 465,000 Shingles Roof 4,850 5 $2500-$5000 Deductible 1570 6 Vinyl siding yes
1995 210,000 Slate Shingles Roof 2,150 3 $500- $1000 Deductible 1080 6 Brick siding No
1971 210,000 Wood Shake Roof 2,120 4 $2500-$5000 Deductible 790 8 Brick siding yes
1990 145,000 Wood Shake Roof 1,340 2 $2500-$5000 Deductible 930 10 Brick siding No
1978 155,000 Composition Roof 2,000 3 $500 Deductible 260 3 Wood siding No
2013 150,000 Metal Roof 1,990 4 $500 Deductible 860 6 Fiber-Cement Siding yes
2011 220,000 Membrane Roof 2,910 4 > $10,000 Deductible 670 9 Fiber-Cement Siding No
1998 150,000 Membrane Roof 1,560 2 $2500-$5000 Deductible 240 3 Stone Siding No
1992 215,000 Shingles Roof 2,820 5 $2500-$5000 Deductible 1640 12 Stone Siding No
2004 220,000 Wood Shake Roof 2,810 5 $5000 to $10,000 Deductible 530 6 Stucco siding yes
2011 175,000 Metal Roof 2,270 4 $5000 to $10,000 Deductible 860 12 Stone Siding No
1971 180,000 Membrane Roof 2,280 3 $1000-$2500 Deductible 1450 12 Vinyl siding yes
2007 230,000 Asphalt Shingles Roof 3,170 4 $1000-$2500 Deductible 460 4 Brick siding yes
1982 180,000 Slate Shingles Roof 2,080 3 $5000 to $10,000 Deductible 740 9 Brick siding yes
2014 125,000 Composition Roof 1,270 2 $500 Deductible 190 2 Brick siding yes
1972 195,000 Wood Shake Roof 2,170 3 $500 Deductible 1310 9 Vinyl siding No
2014 175,000 Asphalt Shingles Roof 2,460 4 $1000-$2500 Deductible 550 6 Stone Siding No
1983 70,000 Shingles Roof 950 2 $1000-$2500 Deductible 420 12 Brick siding No
2012 80,000 Metal Roof 1,020 2 $2500-$5000 Deductible 150 4 Vinyl siding yes
2013 265,000 Metal Roof 2,620 4 $2500-$5000 Deductible 450 3 Wood siding yes
1976 180,000 Membrane Roof 2,140 4 $5000 to $10,000 Deductible 1380 12 Stucco siding yes
1970 435,000 Composition Roof 4,330 5 $5000 to $10,000 Deductible 2720 12 Fiber-Cement Siding No
2013 410,000 Asphalt Shingles Roof 4,530 5 $500- $1000 Deductible 850 3 Brick siding yes
2012 170,000 Slate Shingles Roof 2,100 4 $500 Deductible 1140 8 Stucco siding No
1973 145,000 Composition Roof 1,610 2 $1000-$2500 Deductible 440 5 Brick siding No
2014 360,000 Slate Shingles Roof 4,450 5 $500 Deductible 1560 5 Vinyl siding yes
1987 370,000 Metal Roof 3,760 5 $500 Deductible 2140 8 Wood siding yes
1999 190,000 Shingles Roof 2,100 3 $500- $1000 Deductible 670 5 Vinyl siding yes
1980 215,000 Shingles Roof 2,100 3 $500 Deductible 180 1 Stucco siding yes
2002 170,000 Shingles Roof 1,822 3 $500- $1000 Deductible 220 2 Vinyl siding No

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