Denham Springs Insurance Rates:

Denham Springs, LA homeowners insurance is about $1,090 to $1,489, about $90-$124/month. Our thorough analysis shows customers can save upto $516 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Denham Springs, LA Homeowners Insurance By Home Value

Denham Springs, LA Home Value Total Homes % of Total Average Denham Springs, LA Homeowners Insurance
Less than $50,000 165 7.0% $206
$50,000 to $59,999 54 2.0% $438
$60,000 to $69,999 81 3.0% $541
$80,000 to $89,999 73 3.0% $722
$90,000 to $99,999 71 3.0% $799
$100,000 to $124,999 297 13.0% $928
$125,000 to $149,999 388 17.0% $1161
$150,000 to $174,999 463 20.0% $1380
$175,000 to $199,999 251 11.0% $1586
$200,000 to $249,999 301 13.0% $1922
$250,000 to $299,999 71 3.0% $2347
$300,000 to $399,999 54 2.0% $2979

Top Home Insurance Agents Near Denham Springs, LA

Home Insurance Company Near Denham Springs, LA Homeowners Insurance Agency Near Denham Springs, LA Address
NA Bourg Insurance 37410 Ascension Parish Rd. , Prairieville, LA, 70769
NA All Premier Insurance Agency 215 North St. Denham Springs, Denham Springs, LA, 70726
Liberty Mutual Independent Carmouche Insurance Inc 516 N BURNSIDE AVE, GONZALES, LA, 70737
Allstate Erdey Ins Agcy Inc 29635 FROST RD, LIVINGSTON, LA, 70754
Allstate William Sellars 101 Schexnaydre Ln, Destrehan, LA, 70047

Cost Of Homeowners Insurance By Street Near Denham Springs, LA

Streets in Denham Springs Area Homeowners Insurance Cost
Maxwell Dr, Hemlock Ct, Range Ave, Parish Rd 3, Laurel Ave, Woodland Dr, Pine Bluff Rd, Yarlin St, Kenneth Dr, Ken Dr$1,315
Richmonds Ridge Ave, Superior Ave, Genre Dr, N Range Ave, Bud McMorris Rd, Centerville St NE, Elm St, Raymond Dr, Audubon Rd, Denham Chase Ave$1,310
Brooks Dr, Trails End Rd, Eugene St, Dallie Ln, Juban Rd, Cypress Dr, King Dr, Bonnie Bleu Dr, Holly Ridge Dr, Dove Hollow Dr$1,297
Cassle Rd, Cheyenne Ave, Watson Dr, Juniper St, Spring St, Hazlewood Dr, Gaylord Rd, Doug Wax Ln, Ashland Bnd, Bienville Dr$1,294
Merchant Rd, Elmwood Pl, Ray Milton Rd, Stonehenge, Jessie St, Johnson Rd, Colonial Pl, Corby Dr, Rosemont Ave, Willow Bend Dr$1,298

Denham Springs, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Denham Springs$192 to $194
Monticello$192
Walker$194
Shenandoah$203

Denham Springs, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Monticello CDP, Louisiana $161 $214 $321
Walker town, Louisiana $162 $215 $323
Shenandoah CDP, Louisiana $170 $226 $339

Denham Springs, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Denham Springs, LA9.1%28.3%
Monticello8.81%31.66%
Walker9.11%24.69%
Shenandoah6.69%24.15%

Denham Springs Renters Insurance as a Percentage of Rent

Denham Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 1.0% $349
$200 to $299 48 3.0% $799
$300 to $499 62 4.0% $1249
$500 to $749 547 41.0% $1924
$750 to $999 257 19.0% $2674
$1,000 to $1,499 331 25.0% $3799
$1,500 or more 38 2.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby Denham Springs For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$200,000 $100,000 brick veneer 10-year Aig Property Casualty Co $2431
$200,000 $100,000 brick veneer 10-year Ark Royal Ins Co $3814
$200,000 $100,000 brick veneer 10-year Centauri Specialty Ins Co $3724
$200,000 $100,000 brick veneer 10-year Encompass Property And Casualty Co $4605
$200,000 $100,000 Frame 10-year Federated National Ins Co $2415
$200,000 $100,000 brick veneer 10-year Imperial Fire And Casualty $6426
$200,000 $100,000 brick veneer 10-year Maison Ins Co $3203
 $300,000  $150,000 brick veneer 1-year Maison Ins Co $4181
$200,000 $100,000 Frame 10-year Pharmacists Mutual Ins Co $3093
$400,000 $200,000 brick veneer 1-year Privilege Underwriters Recip Exch $4386

Denham Springs, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Denham Springs Homeowner Insurance Premium Example $2,700$2,500
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,200$21,600
Net Savings to Denham Springs Home Owner from High Deductible Plan $600

Denham Springs, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Denham Springs, LA Home Replacement Value MORE than Home Value Denham Springs, LA Home Replacement Value LESS than Home Value
Replacement Value $199,500 $112,500
Insurance Premium based on Replacement Value $4,000 $2,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $825/year Insurance costlier by $925/year

Example Denham Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAllstate
Monthly Premium 152299534
Year Built 201119681998
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$250000-$300000$350000-$400000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Denham Springs, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 270,000 Metal Roof 2,720 5 $5000 to $10,000 Deductible 1190 5 Stone Siding No
1985 135,000 Wood Shake Roof 1,790 4 $500 Deductible 1460 7 Fiber-Cement Siding yes
1970 180,000 Composition Roof 1,660 3 $500 Deductible 2620 12 Stucco siding yes
1979 235,000 Wood Shake Roof 2,140 3 $2500-$5000 Deductible 990 5 Brick siding yes
1967 245,000 Metal Roof 2,500 4 $2500-$5000 Deductible 3160 9 Fiber-Cement Siding yes
1983 140,000 Shingles Roof 1,730 3 $2500-$5000 Deductible 970 7 Vinyl siding No
1970 170,000 Wood Shake Roof 2,020 3 $2500-$5000 Deductible 970 5 Wood siding yes
1964 140,000 Membrane Roof 1,720 4 $500- $1000 Deductible 1010 7 Stone Siding yes
1975 210,000 Metal Roof 2,390 3 $500 Deductible 1180 4 Brick siding No
1991 220,000 Shingles Roof 2,240 3 $500 Deductible 1480 4 Wood siding No
1991 130,000 Membrane Roof 1,430 3 $500- $1000 Deductible 900 7 Wood siding No
2012 445,000 Metal Roof 4,840 5 $2500-$5000 Deductible 3600 7 Stone Siding No
1982 220,000 Slate Shingles Roof 2,390 4 $500 Deductible 1650 6 Stone Siding yes
1993 505,000 Composition Roof 4,670 5 $500 Deductible 520 1 Brick siding No
2005 160,000 Slate Shingles Roof 1,760 3 $500- $1000 Deductible 350 2 Stone Siding No
2005 190,000 Tile Roof 1,870 3 $5000 to $10,000 Deductible 1240 6 Stucco siding No
2007 130,000 Wood Shake Roof 1,360 3 $500- $1000 Deductible 740 6 Wood siding yes
1988 430,000 Composition Roof 4,150 5 $5000 to $10,000 Deductible 3930 9 Stone Siding No
1988 150,000 Wood Shake Roof 1,620 5 $500 Deductible 1620 8 Stucco siding yes
1975 320,000 Metal Roof 3,430 5 $2500-$5000 Deductible 4020 10 Stone Siding yes
2009 135,000 Slate Shingles Roof 1,280 3 $500- $1000 Deductible 440 3 Brick siding No
1989 190,000 Membrane Roof 1,810 3 $5000 to $10,000 Deductible 1040 5 Fiber-Cement Siding No
1987 215,000 Slate Shingles Roof 2,220 3 $2500-$5000 Deductible 610 4 Wood siding No
2012 260,000 Slate Shingles Roof 3,360 4 $500 Deductible 730 2 Stucco siding No
1984 335,000 Asphalt Shingles Roof 3,290 4 $500- $1000 Deductible 2090 5 Wood siding yes
1986 380,000 Slate Shingles Roof 3,830 5 $5000 to $10,000 Deductible 950 2 Brick siding yes
1988 250,000 Asphalt Shingles Roof 2,570 4 $500 Deductible 4160 9 Vinyl siding No
2007 220,000 Tile Roof 2,760 4 > $10,000 Deductible 780 5 Fiber-Cement Siding yes
1974 120,000 Asphalt Shingles Roof 1,600 5 $1000-$2500 Deductible 2390 12 Brick siding yes
1985 240,000 Membrane Roof 2,380 3 $500 Deductible 1670 5 Wood siding No
2014 220,000 Composition Roof 2,510 4 $500 Deductible 730 2 Fiber-Cement Siding yes