Deltona Insurance Rates:

Deltona, FL homeowners insurance is nearly $985 to $1,336, about $82-$111/month. Our complete research reveals consumers can save as much as $464 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

All State
My monthly fee's for coverage is very affordable, i can change the monthly payment due date should i need to.
State Farm
I would like to see more discounts at end of year or policy expiration when you do not file a claim or you were a safe driver.
Nationwide
They stand behind you and beside you 100% of the time. they will make sure you have the best coverage that makes you happy.

Deltona, FL Homeowners Insurance By Home Value

Deltona, FL Home Value Total Homes % of Total Average Deltona, FL Homeowners Insurance
Less than $50,000 1,177 4.0% $185
$50,000 to $59,999 848 3.0% $406
$60,000 to $69,999 1,017 3.0% $498
$70,000 to $79,999 1,304 5.0% $580
$80,000 to $89,999 1,249 4.0% $649
$90,000 to $99,999 1,277 4.0% $730
$100,000 to $124,999 3,295 12.0% $846
$125,000 to $149,999 3,177 12.0% $1055
$150,000 to $174,999 4,200 16.0% $1252
$175,000 to $199,999 2,514 9.0% $1450
$200,000 to $249,999 3,071 11.0% $1740
$250,000 to $299,999 1,927 7.0% $2134
$300,000 to $399,999 933 3.0% $2702

Top Home Insurance Agents Near Deltona, FL

Home Insurance Company Near Deltona, FL Homeowners Insurance Agency Near Deltona, FL Address
NA Tgg Financial Services Inc. Dba Levine Napier Insurance 2265 Lee Road Ste 117 , Winter Park, FL, 32789
NA P Fudge & Associates 6958 Aloma Ave , Winter Park, FL, 32792
Travelers Butler Insurance Agency 1997 Lake Mary Rd Ste 1001 , Longwood, FL, 32750
State Farm Guy Thompson 825 E Michigan St, Orlando, FL, 32806-4625
Allstate Jeffrey A. Paglialonga 185 S Westmonte Dr Ste 1208, Altamonte Springs, FL, 32714

Cost Of Homeowners Insurance By Street Near Deltona, FL

Streets in Deltona Area Homeowners Insurance Cost
Wood Rose Way, Kicklighter Rd E, Leonardy Ave, July Cir, Cornell Ter, Trellis Ave, Penfield Ave, Collins Rd, George Sauls St, Comanche Trl$1,164
Kent Rd, Rockford St, Obannion Ter, New Smyrna Blvd, Stillbrook Trl, Oberlin Ln, Pinehurst St, Buccaneer Ave, Bluffview Cir, Newmark Dr$1,168
Frontier Trl, Azora Dr, Fifer Dr, Worth Ln, Silverdale St, Greendale Ave, Weybridge St, Yorkshire Dr, E Washington Ave, Van Allen Cir$1,152
Auburndale St, Emmel Rd, Birch Ln, Holston St, Tradewinds Dr, Butterfield St, Oaklea Dr, Telford Ln, Shiprock Ct, Apaloosa Trl$1,166
Mariner Ter, W Embassy Dr, Stone Island Rd, Anderson Dr, S Anchor Dr, E Kicklighter Rd, Kimball St, Eunice St, Laredo Dr, Lafoy Ct$1,170
Angora St, Gator Ln, S Summit Ave, Lake Doyle Dr, Pinelyn Rd, W Barlington Dr, N High St, Pamona St, Tyler Ave, Longwood Dr$1,169
Goldenhills St, Amber Ridge St, E Decarlo Dr, Keeling Dr, Larch St, Tacoma Ave, Greenview Dr, Lightfoot St, Banner Ter, Doyle Rd$1,155
Wiltshire Ave, White Tail Cir, Bern Ct, S Old Mill Dr, E Park St, Evard Ave, Meadow Lark Dr, Montego St, Penton Ct, Northcliff Ave$1,168
W Akron Dr, Tilburg Ave, Michigan Ave W, Cardinal St, Ainsworth Ave, Wiggley Farms Rd, Delaware Ave W, W Hancock Dr, Pinegrove Ave, Cambridge St$1,164
Adelia Blvd, Montoya Dr, Springs Landing Dr, Evard Ave, W Canal Rd, Bonkirk Dr, Salem Ct, Kantagree Trl, Roseboro Ct, Nardello Dr$1,154

Deltona, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Deltona$173 to $176
Orange City$168
Lake Helen$171
DeBary$175

Deltona, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Orange City city, Florida $168 $224 $336
Lake Helen city, Florida $172 $229 $344
DeBary city, Florida $176 $234 $351

Deltona, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Deltona, FL7.1%25.6%
Orange City7.86%22.62%
Lake Helen7.46%22.9%
DeBary6.47%18.98%

Deltona Renters Insurance as a Percentage of Rent

Deltona Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 133 2.0% $1240
$500 to $749 497 9.0% $1915
$750 to $999 1,182 22.0% $2665
$1,000 to $1,499 2,738 52.0% $3790
$1,500 or more 646 12.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby Deltona For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $2,697
150,000 27 NO Castle Key Indemnity Company Insurance $2,093
150,000 27 NO Florida Peninsula Insurance $1,730
150,000 27 NO Tower Hill Prime Insurance $1,620
150,000 27 YES Citizens Property Insurance $697
150,000 27 YES Federated National Insurance $1,147
150,000 27 YES State Farm Florida Insurance $1,591
150,000 27 YES Tower Hill Select Insurance $1,111
300,000 27 NA Southern Fidelity Insurance $2,194
300,000 27 NA State Farm Florida Insurance $2,768

Deltona, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Deltona Homeowner Insurance Premium Example $3,800$2,800
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $12,100$11,100
Net Savings to Deltona Home Owner from High Deductible Plan $1,000

Deltona, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Deltona, FL Home Replacement Value MORE than Home Value Deltona, FL Home Replacement Value LESS than Home Value
Replacement Value $206,000 $127,000
Insurance Premium based on Replacement Value $3,800 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $850/year Insurance costlier by $625/year

Example Deltona Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersChubb Group of Insurance
Monthly Premium 185218370
Year Built 198820121990
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$125000-$150000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Deltona, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 235,000 Tile Roof 2,750 4 $500- $1000 Deductible 2720 8 Wood siding No
1997 190,000 Asphalt Shingles Roof 1,750 4 $500- $1000 Deductible 3220 8 Fiber-Cement Siding yes
2011 160,000 Composition Roof 1,520 5 $2500-$5000 Deductible 880 6 Fiber-Cement Siding No
1991 190,000 Asphalt Shingles Roof 2,520 5 $1000-$2500 Deductible 2300 9 Fiber-Cement Siding No
1985 165,000 Tile Roof 1,720 4 $500 Deductible 1500 7 Stucco siding No
1997 240,000 Slate Shingles Roof 3,020 4 $2500-$5000 Deductible 2100 8 Fiber-Cement Siding yes
1990 195,000 Membrane Roof 2,190 3 $500 Deductible 2830 8 Stone Siding yes
2014 255,000 Composition Roof 3,420 5 $2500-$5000 Deductible 980 3 Wood siding yes
2006 260,000 Metal Roof 3,150 4 $5000 to $10,000 Deductible 2320 7 Vinyl siding yes
1983 215,000 Asphalt Shingles Roof 2,440 4 $500 Deductible 1900 7 Vinyl siding No
2009 180,000 Slate Shingles Roof 1,810 3 $2500-$5000 Deductible 980 6 Fiber-Cement Siding No
1998 200,000 Tile Roof 2,480 4 > $10,000 Deductible 790 4 Brick siding yes
2014 145,000 Metal Roof 1,660 3 $1000-$2500 Deductible 1250 7 Fiber-Cement Siding yes
2012 105,000 Wood Shake Roof 1,380 3 $500 Deductible 480 3 Vinyl siding No