Deltona, FL homeowners insurance is nearly $985 to $1,336, about $82-$111/month. Our complete research reveals consumers can save as much as $464 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Deltona, FL | Homeowners Insurance Agency Near Deltona, FL | Address |
|---|---|---|
| State Farm | Guy Thompson | 825 E Michigan St, Orlando, FL, 32806-4625 |
| Allstate | Jeffrey A. Paglialonga | 185 S Westmonte Dr Ste 1208, Altamonte Springs, FL, 32714 |
| Travelers | Butler Insurance Agency | 1997 Lake Mary Rd Ste 1001 , Longwood, FL, 32750 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Orange City city, Florida | $168 | $224 | $336 |
| Lake Helen city, Florida | $172 | $229 | $344 |
| DeBary city, Florida | $176 | $234 | $351 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Deltona, FL | 7.1% | 25.6% |
| Orange City | 7.86% | 22.62% |
| Lake Helen | 7.46% | 22.9% |
| DeBary | 6.47% | 18.98% |
| Deltona Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 133 | 2.0% | $1240 |
| $500 to $749 | 497 | 9.0% | $1915 |
| $750 to $999 | 1,182 | 22.0% | $2665 |
| $1,000 to $1,499 | 2,738 | 52.0% | $3790 |
| $1,500 or more | 646 | 12.0% | $5440 |
| Streets in Deltona Area | Homeowners Insurance Cost |
|---|---|
| Wood Rose Way, Kicklighter Rd E, Leonardy Ave, July Cir, Cornell Ter, Trellis Ave, Penfield Ave, Collins Rd, George Sauls St, Comanche Trl | $1,164 |
| Kent Rd, Rockford St, Obannion Ter, New Smyrna Blvd, Stillbrook Trl, Oberlin Ln, Pinehurst St, Buccaneer Ave, Bluffview Cir, Newmark Dr | $1,168 |
| Frontier Trl, Azora Dr, Fifer Dr, Worth Ln, Silverdale St, Greendale Ave, Weybridge St, Yorkshire Dr, E Washington Ave, Van Allen Cir | $1,152 |
| Auburndale St, Emmel Rd, Birch Ln, Holston St, Tradewinds Dr, Butterfield St, Oaklea Dr, Telford Ln, Shiprock Ct, Apaloosa Trl | $1,166 |
| Mariner Ter, W Embassy Dr, Stone Island Rd, Anderson Dr, S Anchor Dr, E Kicklighter Rd, Kimball St, Eunice St, Laredo Dr, Lafoy Ct | $1,170 |
| Angora St, Gator Ln, S Summit Ave, Lake Doyle Dr, Pinelyn Rd, W Barlington Dr, N High St, Pamona St, Tyler Ave, Longwood Dr | $1,169 |
| Goldenhills St, Amber Ridge St, E Decarlo Dr, Keeling Dr, Larch St, Tacoma Ave, Greenview Dr, Lightfoot St, Banner Ter, Doyle Rd | $1,155 |
| Wiltshire Ave, White Tail Cir, Bern Ct, S Old Mill Dr, E Park St, Evard Ave, Meadow Lark Dr, Montego St, Penton Ct, Northcliff Ave | $1,168 |
| W Akron Dr, Tilburg Ave, Michigan Ave W, Cardinal St, Ainsworth Ave, Wiggley Farms Rd, Delaware Ave W, W Hancock Dr, Pinegrove Ave, Cambridge St | $1,164 |
| Adelia Blvd, Montoya Dr, Springs Landing Dr, Evard Ave, W Canal Rd, Bonkirk Dr, Salem Ct, Kantagree Trl, Roseboro Ct, Nardello Dr | $1,154 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Deltona | $173 to $176 |
| Orange City | $168 |
| Lake Helen | $171 |
| DeBary | $175 |
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | Auto Club Insurance | $2,697 |
| 150,000 | 27 | NO | Castle Key Indemnity Company Insurance | $2,093 |
| 150,000 | 27 | NO | Florida Peninsula Insurance | $1,730 |
| 150,000 | 27 | NO | Tower Hill Prime Insurance | $1,620 |
| 150,000 | 27 | YES | Citizens Property Insurance | $697 |
| 150,000 | 27 | YES | Federated National Insurance | $1,147 |
| 150,000 | 27 | YES | State Farm Florida Insurance | $1,591 |
| 150,000 | 27 | YES | Tower Hill Select Insurance | $1,111 |
| 300,000 | 27 | NA | Southern Fidelity Insurance | $2,194 |
| 300,000 | 27 | NA | State Farm Florida Insurance | $2,768 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Deltona Homeowner Insurance Premium Example | $3,800 | $2,800 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $12,100 | $11,100 |
| Net Savings to Deltona Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Deltona, FL Home Replacement Value MORE than Home Value | Deltona, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $206,000 | $127,000 |
| Insurance Premium based on Replacement Value | $3,800 | $2,325 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $34,000 | Risk Exposure from Under Insuring Coverage is $45,000 |
| Premium Impact | Insurance cheaper by $850/year | Insurance costlier by $625/year |
| Insurance Company | Liberty Mutual | Travelers | Chubb Group of Insurance |
| Monthly Premium | 185 | 218 | 370 |
| Year Built | 1988 | 2012 | 1990 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $100000-$125000 | $125000-$150000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |