Delta, UT homeowners insurance is approximately $404 to $549, about $33-$45/month. Our extensive analysis indicates shoppers can save as much as $190 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Delta, UT | Homeowners Insurance Agency Near Delta, UT | Address |
|---|---|---|
| Travelers | Alliance Independent Insurance Llc | 265 S MAIN, GUNNISON, UT, 84634 |
| Travelers | Briggs - Yardley - Leavitt | 3 E MAIN ST, SALINA, UT, 84654 |
| Travelers | Day-Leavitt Insurance Agency Inc | 58 W Main St PO Box 868, Delta, UT, 84624 |
| Allstate | Ronald Gleave | 245 N Main St, Richfield, UT, 84701 |
| Farmers | Shanelle Winn | 85 E Center St, Gunnison, T, 84634 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Oasis CDP, Utah | $68 | $90 | $135 |
| Sutherland CDP, Utah | $71 | $94 | $141 |
| Deseret CDP, Utah | $71 | $94 | $141 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Delta, UT | 3.8% | 13.5% |
| Sutherland | 2.85% | 12.02% |
| Hinckley | 4.1% | 17.32% |
| Oak City | 4.07% | 14.1% |
| Delta Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 39 | 7.0% | $347 |
| $200 to $299 | 28 | 5.0% | $797 |
| $300 to $499 | 117 | 21.0% | $1247 |
| $500 to $749 | 105 | 19.0% | $1922 |
| $750 to $999 | 187 | 35.0% | $2672 |
| $1,000 to $1,499 | 42 | 7.0% | $3797 |
| $1,500 or more | 16 | 2.0% | $5447 |
| Streets in Delta Area | Homeowners Insurance Cost |
|---|---|
| State Rte 125, N 450 W, W 3750 South St, 100 S, Circle Dr, S 1000 W, 4250 W, Tiffany Ln, S Robin Hood Dr, W 400 S | $475 |
| N 50 E, S Lone Tree Rd, N 1000 W, N 300 W, S 2500 E, S 2000 E, S 200 E, Center St, Birch Dr, Silver Maple Dr | $476 |
| S 50 E, N 6250 West St, W 1000 S, N Sunset Dr, 350 E, W 5500 N, Sherwood Shores County Rd, N 2000 W, W 300 N, S 1750 W | $478 |
| N 300 E, S 2000 W, W 50 S, W 400 N, Sherwood Dr, W 450 S, W 4500 S, W 6000 N, N 3000 W, Bristlecone Ln | $478 |
| Skeem Ln, N 800 E, Mc Cormick Rd, Welby Ln, E 200 N, N 400 W, W 2500 S, N 7500 W, W 700 North St, W 7500 N | $476 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Delta | $71 to $73 |
| Oasis | $67 |
| Sutherland | $70 |
| Hinckley | $71 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Delta Homeowner Insurance Premium Example | $400 | $200 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $4,000 | $3,400 |
| Net Savings to Delta Home Owner from High Deductible Plan | $600 | |
| Scenario | Delta, UT Home Replacement Value MORE than Home Value | Delta, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $154,000 | $97,500 |
| Insurance Premium based on Replacement Value | $450 | $275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $27,500 | Risk Exposure from Under Insuring Coverage is $29,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $75/year |
| Insurance Company | Nationwide Insurance | American Family Insurance | Allstate |
| Monthly Premium | 40 | 65 | 55 |
| Year Built | 1998 | 1943 | 1985 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $175000-$200000 | $200000-$250000 | $350000-$400000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | > $10,000 Deductible |