Delaware Insurance Rates:

Delaware, OH homeowners insurance is roughly $614 to $834, about $51-$69/month. Our in depth guide shows customers can save upto $290 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

American Commerce Insurance Company
I have never seen a person from the company or have seen advertising so do not know if they are real.
Esurance
Wish some of the coverage were a bit higher for household items.
Wisconsin Mutual Insurance
Our insurance company has always had professional and courteous representatives available to answer phone calls when we have contacted them.

Delaware, OH Homeowners Insurance By Home Value

Delaware, OH Home Value Total Homes % of Total Average Delaware, OH Homeowners Insurance
Less than $50,000 350 4.0% $108
$50,000 to $59,999 107 1.0% $232
$60,000 to $69,999 98 1.0% $290
$70,000 to $79,999 152 1.0% $333
$80,000 to $89,999 205 2.0% $377
$90,000 to $99,999 288 3.0% $427
$100,000 to $124,999 916 11.0% $493
$125,000 to $149,999 1,205 14.0% $616
$150,000 to $174,999 1,952 23.0% $725
$175,000 to $199,999 1,220 14.0% $841
$200,000 to $249,999 1,298 15.0% $1015
$250,000 to $299,999 444 5.0% $1239

Top Home Insurance Agents Near Delaware, OH

Home Insurance Company Near Delaware, OH Homeowners Insurance Agency Near Delaware, OH Address
NA Insurance Center Of Bucyrus 207 S Sandusky Ave, Bucyrus, OH, 44820
Erie Absten Insurance Agency Inc. 7443 E Main Street, Reynoldsburg, OH, 43068
Travelers Advanced Auto Insurance Network 500 S 4TH ST, COLUMBUS, OH, 43206
Liberty Mutual Independent Edwards Insurance Agency 650 E Main St, Lancaster, OH, 43130
Erie Mackinnon Insurance 921 Chatham Lane Suite 300, Columbus, OH, 43221

Cost Of Homeowners Insurance By Street Near Delaware, OH

Streets in Delaware Area Homeowners Insurance Cost
Freedom Ln, Acton Ct, Twp Hwy 144, Adrian Dr, Hoyt St, Somerset Rd, Stockard Loop, Blymer St, Ulery Rd, Winding Valley Dr$696
Parsons Ave, McNamara Pl, Indian Springs Dr, Co Rd 13, Diverston Way, Co Rd 15, Loveless St, Hayes St, S Sandusky St, Pecan Ct$699
Twp Hwy 142, Kensington Dr, Co Rd 215, W Towne Ln, Dakota Ct, Wabash Ave, Springwell Pl, Slack Rd, Little Creek Dr, Bean-Oller Rd$809
Twp Hwy 210, Hogback Rd, Horizon Ct, S Franklin St, Delta St, Co Rd 221, Butts Rd, Hedley Rd, Sonoma Dr, Co Rd 177$749
Independence Blvd, Brushmore Ct, Scarlet Ave, Co Rd 150, Woodland Dr, Wade St, Penn Rd, Co Rd 89, Shay St, E Central Ave$721
Coover Rd, Evans-Steed Rd, Thornapple Ct, Co Rd 214, Conner Ln, State Rte 229, Co Rd 12, Moody Rd, Little St, Sussex Ln$736
Marvin Ln, Stults Farm Dr, Havens Rd, Primrose Ave, Co Rd 91, Cottswold Dr, Moore St, Russell Rd, Twp Hwy 100, Braumiller Rd$780
Exeter Dr, Hyatts Rd, N Washington St, Co Hwy 13, Taylor Rd, Twp Hwy 167, Sunbury Rd, Avonlea Way, Twp Hwy 192, Pennsylvania Ave$736
Slate Crossing Dr, Pleasant Vw Lp, Twp Hwy 253, Shanahan Rd, Co Rd 91, Curve Rd, Ford Rd, Twp Hwy 172, Warren Rd, Twp Hwy 98$807
Marilyn Dr, Seton Dr, Co Rd 4, Twp Hwy 63, Kidwell Dr, Russell Rd, Twp Hwy 135, Pollock Rd, State Rte 521, Summerville Dr$789

Delaware, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Delaware$108 to $110
Delaware County$116
Berlin$117
Kilbourne$100

Delaware, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Delaware County, Ohio $97 $129 $194
Berlin township, Delaware County, Ohio $98 $131 $196
Kilbourne CDP, Ohio $84 $111 $167

Delaware, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Delaware, OH4.1%12.9%
Delaware County3.24%10.41%
Berlin2.91%10.42%
Ostrander4.26%14.11%

Delaware Renters Insurance as a Percentage of Rent

Delaware Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 70 1.0% $332
$200 to $299 116 2.0% $782
$300 to $499 337 7.0% $1232
$500 to $749 1,512 32.0% $1907
$750 to $999 1,620 35.0% $2657
$1,000 to $1,499 756 16.0% $3782
$1,500 or more 207 4.0% $5432

Delaware, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Delaware Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Delaware Home Owner from High Deductible Plan $600

Delaware, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Delaware, OH Home Replacement Value MORE than Home Value Delaware, OH Home Replacement Value LESS than Home Value
Replacement Value $194,500 $124,500
Insurance Premium based on Replacement Value $725 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Delaware Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceLiberty MutualGEICO Insurance
Monthly Premium 393560
Year Built 200919412011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$175000-$200000$175000-$200000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Delaware, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 100,000 Shingles Roof 970 2 $500 Deductible 320 9 Brick siding No
2001 215,000 Tile Roof 2,120 4 $2500-$5000 Deductible 250 5 Stone Siding No
1943 405,000 Metal Roof 4,540 5 $2500-$5000 Deductible 170 2 Vinyl siding yes
2002 145,000 Shingles Roof 1,620 4 $500- $1000 Deductible 340 6 Brick siding yes
1989 115,000 Slate Shingles Roof 1,090 2 $1000-$2500 Deductible 190 5 Stone Siding yes
1981 380,000 Wood Shake Roof 3,800 5 $1000-$2500 Deductible 330 3 Wood siding yes
1982 365,000 Membrane Roof 3,560 5 $500 Deductible 840 8 Vinyl siding yes
1989 265,000 Metal Roof 2,770 4 $1000-$2500 Deductible 240 4 Wood siding No
1987 125,000 Shingles Roof 1,430 3 $500- $1000 Deductible 80 2 Wood siding No
1945 225,000 Composition Roof 2,210 3 $1000-$2500 Deductible 780 12 Stucco siding No
2014 190,000 Slate Shingles Roof 1,700 4 $5000 to $10,000 Deductible 160 4 Vinyl siding yes
2012 85,000 Membrane Roof 1,070 2 $500- $1000 Deductible 310 12 Stone Siding yes
2010 150,000 Asphalt Shingles Roof 1,470 2 $500 Deductible 400 9 Vinyl siding No