Delano Insurance Rates:

Delano, MN homeowners insurance is roughly $886 to $1,215, about $73-$101/month. Our exhaustive research shows customers can save as much as $420 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Delano, MN Homeowners Insurance By Home Value

Delano, MN Home Value Total Homes % of Total Average Delano, MN Homeowners Insurance
$100,000 to $124,999 34 2.0% $493
$125,000 to $149,999 67 4.0% $620
$150,000 to $174,999 350 23.0% $735
$175,000 to $199,999 125 8.0% $851
$200,000 to $249,999 356 24.0% $1029
$250,000 to $299,999 328 22.0% $1250
$300,000 to $399,999 194 13.0% $1597

Top Home Insurance Agents Near Delano, MN

Home Insurance Company Near Delano, MN Homeowners Insurance Agency Near Delano, MN Address
Farmers Adam Smigleski 403 Central Ave E Ste G, Saint Michael, MN, 55376
Farmers Caleb Conlow 13951 W Preserve Blvd Ste 100, Burnsville, MN, 55337
Travelers Insurance Producers Network 12100 Singletree Lane Suite 140 Eden Prairie, Eden Prairie, MN, 55344
State Farm Ken Bellicot 2904 Roosevelt Rd Ste 2, Saint Cloud, MN, 56301-9109
Travelers Smisek Insurance Agency 287 MARSCHALL RD STE 106, SHAKOPEE, MN, 55379

Cost Of Homeowners Insurance By Street Near Delano, MN

Streets in Delano Area Homeowners Insurance Cost
Bridge Ave W, SE 70th St, 110th St SE, Walnut Ct, Woodduck Cir, Parkview Cir, Common St, 50th St SE, Co Rd 13 SE, 90th St$1,074
105th St SE, Darrow Ave, Oak Ave E, 10th St S, Parkway Cir, 60th St SE, 4th St SW, Andrea Ct, Hidden Hill Dr, Bryant Ave SE$1,070
Elm Ave E, Westwood Cir, Settlers Ct, SE 100th St, SE Calder Ave, 102nd St SE, Dalton Ave SE, Common St SE, Hidden Hills Dr, Crossings Ct$1,072
Lynn Ct, 90th St SE, Northwood Dr, W River Rd, Lakeview Dr, Co Rd 30 SE, SE 102nd St, 113th St SE, 118th St SE, SE 107th St$1,071
Riverview Rd, Garden Dr, Marvin Ct, Clover Springs Ct, SE Meridan Ave, US Hwy 12 SE, SE Deegan Ave, Franklin Township Rd, 57th St SE, SE Farmington Ave$1,069

Delano, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Delano$156 to $158
Franklin$168
Independence$176
Rockford$153

Delano, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Franklin township, Wright County, Minnesota $140 $187 $280
Independence city, Minnesota $147 $195 $293
Rockford city, Minnesota $128 $170 $255

Delano, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Delano, MN5%14.4%
Franklin4.45%17.56%
Independence3.24%13.6%
Rockford6.38%16.93%

Delano Renters Insurance as a Percentage of Rent

Delano Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 3.0% $325
$200 to $299 39 12.0% $775
$300 to $499 11 3.0% $1225
$500 to $749 164 51.0% $1900
$750 to $999 55 17.0% $2650
$1,500 or more 39 12.0% $5425

Delano, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Delano Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $11,400$10,900
Net Savings to Delano Home Owner from High Deductible Plan $500

Delano, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Delano, MN Home Replacement Value MORE than Home Value Delano, MN Home Replacement Value LESS than Home Value
Replacement Value $284,000 $204,000
Insurance Premium based on Replacement Value $2,725 $1,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $525/year

Example Delano Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceLiberty Mutual
Monthly Premium 234151165
Year Built 199319442008
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$400000-$500000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Delano, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 220,000 Composition Roof 1,960 3 $5000 to $10,000 Deductible 290 3 Brick siding yes
2014 195,000 Metal Roof 1,930 5 $2500-$5000 Deductible 480 6 Brick siding yes
1948 500,000 Composition Roof 3,520 5 $1000-$2500 Deductible 510 2 Wood siding No
2014 145,000 Wood Shake Roof 1,430 3 $500- $1000 Deductible 1130 12 Stone Siding yes
1948 250,000 Slate Shingles Roof 1,860 5 > $10,000 Deductible 460 6 Fiber-Cement Siding yes
2010 240,000 Tile Roof 1,800 3 $500- $1000 Deductible 470 3 Wood siding No
1995 240,000 Tile Roof 1,760 4 $500 Deductible 320 2 Fiber-Cement Siding No
2003 290,000 Wood Shake Roof 1,930 5 $500 Deductible 1040 6 Stucco siding yes
2009 220,000 Wood Shake Roof 1,930 3 $2500-$5000 Deductible 760 5 Vinyl siding yes
2010 395,000 Asphalt Shingles Roof 3,340 5 $500- $1000 Deductible 2230 10 Wood siding yes
2005 400,000 Metal Roof 3,660 5 $500 Deductible 1060 4 Wood siding yes
2006 310,000 Shingles Roof 2,090 3 > $10,000 Deductible 1040 10 Stone Siding yes
2010 190,000 Membrane Roof 1,480 3 $1000-$2500 Deductible 160 2 Wood siding yes
1995 140,000 Membrane Roof 1,370 3 $500- $1000 Deductible 550 10 Brick siding No
1999 285,000 Slate Shingles Roof 2,610 5 $5000 to $10,000 Deductible 120 1 Stone Siding No
1941 200,000 Membrane Roof 1,870 3 $2500-$5000 Deductible 120 1 Fiber-Cement Siding No
2007 250,000 Wood Shake Roof 1,670 4 $5000 to $10,000 Deductible 690 8 Stone Siding yes
2013 550,000 Metal Roof 4,530 5 $500 Deductible 790 2 Wood siding No
1994 200,000 Wood Shake Roof 1,870 4 $500- $1000 Deductible 890 6 Stucco siding yes
1999 550,000 Membrane Roof 4,390 5 $500- $1000 Deductible 320 1 Stucco siding No
1993 285,000 Asphalt Shingles Roof 1,890 4 $5000 to $10,000 Deductible 1080 9 Fiber-Cement Siding yes
2007 250,000 Wood Shake Roof 1,980 3 $500- $1000 Deductible 710 5 Stucco siding No
2012 500,000 Wood Shake Roof 4,680 5 > $10,000 Deductible 2100 12 Brick siding No
1942 185,000 Shingles Roof 1,550 3 $500- $1000 Deductible 260 3 Stucco siding yes
1995 610,000 Membrane Roof 4,110 5 $5000 to $10,000 Deductible 270 1 Wood siding yes
1943 345,000 Membrane Roof 3,360 4 $500- $1000 Deductible 2050 9 Brick siding yes
2002 330,000 Membrane Roof 2,650 5 $1000-$2500 Deductible 1380 9 Stucco siding yes
2006 260,000 Shingles Roof 1,780 4 > $10,000 Deductible 230 3 Stone Siding yes
2006 225,000 Membrane Roof 2,060 3 > $10,000 Deductible 370 5 Fiber-Cement Siding No
1947 215,000 Tile Roof 1,570 3 $500 Deductible 1170 8 Brick siding No
1943 345,000 Asphalt Shingles Roof 3,240 4 > $10,000 Deductible 720 5 Wood siding No