DeLand Insurance Rates:

DeLand, FL homeowners insurance is approximately $990 to $1,344, about $82-$112/month. Our thorough research reveals consumers can save as much as $466 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I always tell everyone to make a home insurance so they can feel like i do, that you can trust the company.
State Farm
The one thing i can say i don't like is how the office is set up and ran. the office manager is rather rude to the staff.
Progressive
Progressive offers a variety of protection options. there is something unique for each individual situation. this makes creating the perfect policy easy and worry-free.
Usaa
My premium is pretty average for the amount of coverage it gives in this area. Premiums are high here due to flooding risks
Usaa
I don't like the cost of the premium of course because anyone would always want something cheaper, especially since we have to have a second policy to cover wind and hail. I also wish there was an easier way to look into getting additional discounts on the policy to save money
Geico
I don't receive too much communication from the company, which I prefer. I am happy with the company's interaction and communication.
Usaa
The website is easy to navigate and log into. I can easily find out information about my coverage and the FAQ section is helpful.

Deland, FL Homeowners Insurance By Home Value

Deland, FL Home Value Total Homes % of Total Average Deland, FL Homeowners Insurance
Less than $50,000 1,347 8.0% $174
$50,000 to $59,999 459 2.0% $373
$60,000 to $69,999 722 4.0% $466
$70,000 to $79,999 713 4.0% $548
$80,000 to $89,999 470 3.0% $617
$90,000 to $99,999 758 4.0% $687
$100,000 to $124,999 1,753 11.0% $804
$125,000 to $149,999 1,517 9.0% $1002
$150,000 to $174,999 1,888 12.0% $1189
$175,000 to $199,999 1,169 7.0% $1364
$200,000 to $249,999 1,579 10.0% $1644
$250,000 to $299,999 1,629 10.0% $2017
$300,000 to $399,999 1,496 9.0% $2553

Top Home Insurance Agents Near DeLand, FL

Home Insurance Company Near DeLand, FL Homeowners Insurance Agency Near DeLand, FL Address
NA Millican Insurance Agency 2400 Crill Ave, Palatka, FL, 32177
State Farm Bruce Baltich 216 S Semoran Blvd, Orlando, FL, 32807-3802
Travelers Capital Partners Ins & Financial Svcs Inc 298 S NOVA RD SUITE F, ORMOND BEACH, FL, 32174
State Farm Marylou Davis 6200 Metrowest Blvd Ste 103, Orlando, FL, 32835-7637
Allstate Rob Cole 1327 Winter Springs Blvd, Winter Springs, FL, 32708

Cost Of Homeowners Insurance By Street Near Deland, FL

Streets in DeLand Area Homeowners Insurance Cost
Trinidad St, Eidson Dr, Katrina St, Lake Talmadge Dr, Hayden Ct, Clear Lake Dr, Ponce Deleon Blvd, Flamingo Cir, Rhodes Dr, Upson Ave$1,144
W Beresford Rd, Kinsel Ct, N Marydell Ave, Rochelle Ln, Garden Dr, Dahlia Rd, Wheeler St, Talisman Ln, Quail Hollow Village Dr, W Orange Rd$1,216
Bond Rd, Valley Forge Rd, Hemingway Ct, Briar Patch Ln, W Winnemissett Ave, Horseshoe Bend, Palm Cove Dr, Grace St, Princeton Rd, Green Mountain Rd$1,145
Cypress Rd, North Virginia Ave, E Arizona Ave, Oakridge Ave, Rouen Dr, W Calvin St, Swarthmore Rd, Roos Ln, S Boston Ave, N Palmetto Ct$1,167
Addington Dr, Painter Ave, Gracie Dr, 11th Ave, Sandyhook Ln, S Shell Rd, Merlot St, Deerfoot Run, Maple Sugar Dr, Pimlico Dr$1,225
Silver Branch Trl, Crescent Pkwy, Sunnyhurst Pl, S Thompson Ave, Gemstone Trl, Bedford Ct, W Plymouth Ave, E Voorhis Ave, W Georgia Ave, Glenwood Hammock Rd$1,156
Peers Ln, Blue Lake Ter, East Ave, S Marydell Ave, Lake Mamie Dr, Larkfield Dr, Lake Gertie Rd, Ambrose St, N Hill Ave, Knot Way$1,133
Memtec Dr, Pheasant Village, Douglass Ave, E Florence Ave, N Saratoga Rd, Parade Cir, Lake Ruby Dr, King Charles Cir, S Frankfort Ave, Darbonne Rd$1,179
N Colorado Ave, S Julia Ave, E Cox St, Rockmoore Ct, N Woodward Ave, Aquamarine Dr, N Amelia Ave, Benton Lake Dr S, Central Pkwy, N Hayden Ave$1,156
E Grove Pl, Stratford Dr, Pin Oak Dr, Fairport Ave, E Haven Rd, S Orange Ave, Breezy Knoll Ranch Rd, Old Daytona Ct, Chapel Hill Dr, N Clara Ave$1,176

Deland, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
DeLand$174 to $177
North DeLand$174
DeLand Southwest$169
Lake Mack-Forest Hills$168

DeLand, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North DeLand CDP, Florida $174 $232 $348
West DeLand CDP, Florida $174 $232 $348
DeLand Southwest CDP, Florida $169 $225 $338

DeLand, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
DeLand, FL7.0%20.6%
North DeLand7.62%28.79%
West DeLand8.56%19.34%
DeLand Southwest9.81%39.37%

Deland Renters Insurance as a Percentage of Rent

Deland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 59 1.0% $788
$300 to $499 570 10.0% $1238
$500 to $749 1,227 21.0% $1913
$750 to $999 1,748 31.0% $2663
$1,000 to $1,499 1,395 24.0% $3788
$1,500 or more 616 10.0% $5438

Average Cost Of Home Insurance By Company In Areas Nearby DeLand For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Federated National Insurance $2,588
150,000 27 NO First Protective Insurance $1,369
150,000 27 YES Citizens Property Insurance $697
150,000 27 YES Florida Peninsula Insurance $1,097
150,000 27 YES St. Johns Insurance $989
150,000 27 YES State Farm Florida Insurance $1,591
150,000 27 YES Stillwater Property And Casualty Insurance $1,086
150,000 27 YES Tower Hill Prime Insurance $987
300,000 27 NA First Protective Insurance $1,415
300,000 27 NA Universal Insurance $2,003

DeLand, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly DeLand Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $15,600$14,600
Net Savings to DeLand Home Owner from High Deductible Plan $1,000

DeLand, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario DeLand, FL Home Replacement Value MORE than Home Value DeLand, FL Home Replacement Value LESS than Home Value
Replacement Value $210,500 $140,500
Insurance Premium based on Replacement Value $4,300 $2,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $900/year Insurance costlier by $525/year

Example DeLand Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceLiberty Mutual
Monthly Premium 224384482
Year Built 196119831990
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$300000-$350000$400000-$500000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for DeLand, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 255,000 Shingles Roof 3,170 4 $2500-$5000 Deductible 1080 4 Stucco siding No
1995 200,000 Asphalt Shingles Roof 2,650 4 > $10,000 Deductible 1570 7 Vinyl siding yes
2014 215,000 Tile Roof 2,390 3 $500- $1000 Deductible 550 2 Vinyl siding No
1981 170,000 Tile Roof 2,030 4 $1000-$2500 Deductible 1760 8 Stucco siding yes
2001 150,000 Slate Shingles Roof 1,720 3 $500 Deductible 2210 9 Vinyl siding No
2003 215,000 Slate Shingles Roof 1,870 3 $5000 to $10,000 Deductible 1920 6 Stucco siding yes
1989 140,000 Wood Shake Roof 1,690 3 $500- $1000 Deductible 470 2 Vinyl siding yes
1980 220,000 Wood Shake Roof 2,190 5 $2500-$5000 Deductible 2440 10 Fiber-Cement Siding No
2013 380,000 Composition Roof 3,900 5 $1000-$2500 Deductible 1730 3 Vinyl siding yes
1990 335,000 Composition Roof 3,870 5 $1000-$2500 Deductible 2140 4 Vinyl siding No
2008 305,000 Composition Roof 3,980 5 $1000-$2500 Deductible 3630 10 Brick siding yes
2010 160,000 Metal Roof 1,470 3 $500- $1000 Deductible 1740 10 Stone Siding No
1996 400,000 Metal Roof 4,540 5 $1000-$2500 Deductible 1210 3 Fiber-Cement Siding No
2006 135,000 Slate Shingles Roof 1,770 3 $2500-$5000 Deductible 1650 9 Stucco siding yes
1999 170,000 Shingles Roof 1,790 4 $1000-$2500 Deductible 2500 9 Stone Siding yes
1997 260,000 Membrane Roof 3,290 4 $5000 to $10,000 Deductible 4090 12 Fiber-Cement Siding yes
2004 210,000 Composition Roof 1,860 4 $500- $1000 Deductible 2050 6 Vinyl siding No
1960 190,000 Wood Shake Roof 2,060 4 $500 Deductible 1330 5 Wood siding No
1990 330,000 Metal Roof 3,210 4 $500- $1000 Deductible 3050 9 Vinyl siding No
1963 100,000 Composition Roof 1,230 3 $1000-$2500 Deductible 740 6 Fiber-Cement Siding yes
1997 245,000 Tile Roof 2,550 4 $1000-$2500 Deductible 3180 8 Stucco siding yes
2000 240,000 Composition Roof 3,060 5 $500 Deductible 3110 9 Brick siding No
2012 310,000 Slate Shingles Roof 2,990 4 $5000 to $10,000 Deductible 370 1 Fiber-Cement Siding yes
1982 160,000 Slate Shingles Roof 1,670 4 $1000-$2500 Deductible 220 1 Wood siding No
1967 145,000 Composition Roof 1,800 4 $1000-$2500 Deductible 2150 9 Wood siding yes
1960 245,000 Membrane Roof 2,460 4 $500 Deductible 1960 5 Wood siding yes
1960 215,000 Asphalt Shingles Roof 2,430 4 $2500-$5000 Deductible 260 1 Wood siding No
2005 165,000 Metal Roof 1,980 3 $2500-$5000 Deductible 1090 6 Brick siding No
1962 315,000 Tile Roof 3,310 4 $5000 to $10,000 Deductible 2920 6 Stone Siding No
1983 110,000 Membrane Roof 1,240 3 $500 Deductible 2580 10 Brick siding No
1993 145,000 Composition Roof 1,470 3 $2500-$5000 Deductible 1960 8 Stone Siding No
1987 370,000 Wood Shake Roof 4,190 5 $2500-$5000 Deductible 3640 8 Stone Siding yes