DeLand, FL Home Insurance - Analysis On Quotes, Rates & Agents
DeLand Insurance Rates:
DeLand, FL homeowners insurance is approximately $990 to $1,344, about $82-$112/month. Our thorough research reveals consumers can save as much as $466 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmI would definitely recommend State Farm based on our local office. We have never had issues with State Farm. Any time we have had a claim they are quick to assist.
AllstateI would recommend Allstate home insurance because their services are great, the policy covers many acts of god. If you don't mind the high deductible I would still recommend.
MetlifeMy company is very easy to work with. I have had them for over 10 years. They have the products that I need and prices that work well for me.
UsaaWe would recommend USAA to other homeowners for their home insurance policies because of the good pricing and great customer service.
AllstateMy deductible is the same as it always has been for all my policies so it is very comparable.
State FarmThe one thing i can say i don't like is how the office is set up and ran. the office manager is rather rude to the staff.
NationwideI always tell everyone to make a home insurance so they can feel like i do, that you can trust the company.
ProgressiveProgressive offers a variety of protection options. there is something unique for each individual situation. this makes creating the perfect policy easy and worry-free.
UsaaMy premium is pretty average for the amount of coverage it gives in this area. Premiums are high here due to flooding risks
UsaaI don't like the cost of the premium of course because anyone would always want something cheaper, especially since we have to have a second policy to cover wind and hail. I also wish there was an easier way to look into getting additional discounts on the policy to save money
GeicoI don't receive too much communication from the company, which I prefer. I am happy with the company's interaction and communication.
UsaaThe website is easy to navigate and log into. I can easily find out information about my coverage and the FAQ section is helpful.
Farmer's InsuranceI would recommend Farmers. Like I said their people are friendly and helpful and their prices are great. I think this is a great insurance company.
ProgressiveThey are a great company to work with and even offer other types of insurance such as car insurance. My agent is very friendly and understanding.
Deland, FL Homeowners Insurance By Home Value
| Deland, FL Home Value | Total Homes | % of Total | Average Deland, FL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 1,347 | 8.0% | $174 |
| $50,000 to $59,999 | 459 | 2.0% | $373 |
| $60,000 to $69,999 | 722 | 4.0% | $466 |
| $70,000 to $79,999 | 713 | 4.0% | $548 |
| $80,000 to $89,999 | 470 | 3.0% | $617 |
| $90,000 to $99,999 | 758 | 4.0% | $687 |
| $100,000 to $124,999 | 1,753 | 11.0% | $804 |
| $125,000 to $149,999 | 1,517 | 9.0% | $1002 |
| $150,000 to $174,999 | 1,888 | 12.0% | $1189 |
| $175,000 to $199,999 | 1,169 | 7.0% | $1364 |
| $200,000 to $249,999 | 1,579 | 10.0% | $1644 |
| $250,000 to $299,999 | 1,629 | 10.0% | $2017 |
| $300,000 to $399,999 | 1,496 | 9.0% | $2553 |
Top Home Insurance Agents Near DeLand, FL
| Home Insurance Company Near DeLand, FL | Homeowners Insurance Agency Near DeLand, FL | Address |
|---|---|---|
| NA | Millican Insurance Agency | 2400 Crill Ave, Palatka, FL, 32177 |
| State Farm | Bruce Baltich | 216 S Semoran Blvd, Orlando, FL, 32807-3802 |
| Travelers | Capital Partners Ins & Financial Svcs Inc | 298 S NOVA RD SUITE F, ORMOND BEACH, FL, 32174 |
| State Farm | Marylou Davis | 6200 Metrowest Blvd Ste 103, Orlando, FL, 32835-7637 |
| Allstate | Rob Cole | 1327 Winter Springs Blvd, Winter Springs, FL, 32708 |
DeLand, FL Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Deland, FL
| Streets in DeLand Area | Homeowners Insurance Cost |
|---|---|
| Trinidad St, Eidson Dr, Katrina St, Lake Talmadge Dr, Hayden Ct, Clear Lake Dr, Ponce Deleon Blvd, Flamingo Cir, Rhodes Dr, Upson Ave | $1,144 |
| W Beresford Rd, Kinsel Ct, N Marydell Ave, Rochelle Ln, Garden Dr, Dahlia Rd, Wheeler St, Talisman Ln, Quail Hollow Village Dr, W Orange Rd | $1,216 |
| Bond Rd, Valley Forge Rd, Hemingway Ct, Briar Patch Ln, W Winnemissett Ave, Horseshoe Bend, Palm Cove Dr, Grace St, Princeton Rd, Green Mountain Rd | $1,145 |
| Cypress Rd, North Virginia Ave, E Arizona Ave, Oakridge Ave, Rouen Dr, W Calvin St, Swarthmore Rd, Roos Ln, S Boston Ave, N Palmetto Ct | $1,167 |
| Addington Dr, Painter Ave, Gracie Dr, 11th Ave, Sandyhook Ln, S Shell Rd, Merlot St, Deerfoot Run, Maple Sugar Dr, Pimlico Dr | $1,225 |
| Silver Branch Trl, Crescent Pkwy, Sunnyhurst Pl, S Thompson Ave, Gemstone Trl, Bedford Ct, W Plymouth Ave, E Voorhis Ave, W Georgia Ave, Glenwood Hammock Rd | $1,156 |
| Peers Ln, Blue Lake Ter, East Ave, S Marydell Ave, Lake Mamie Dr, Larkfield Dr, Lake Gertie Rd, Ambrose St, N Hill Ave, Knot Way | $1,133 |
| Memtec Dr, Pheasant Village, Douglass Ave, E Florence Ave, N Saratoga Rd, Parade Cir, Lake Ruby Dr, King Charles Cir, S Frankfort Ave, Darbonne Rd | $1,179 |
| N Colorado Ave, S Julia Ave, E Cox St, Rockmoore Ct, N Woodward Ave, Aquamarine Dr, N Amelia Ave, Benton Lake Dr S, Central Pkwy, N Hayden Ave | $1,156 |
| E Grove Pl, Stratford Dr, Pin Oak Dr, Fairport Ave, E Haven Rd, S Orange Ave, Breezy Knoll Ranch Rd, Old Daytona Ct, Chapel Hill Dr, N Clara Ave | $1,176 |
Deland, FL Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| DeLand | $174 to $177 |
| North DeLand | $174 |
| DeLand Southwest | $169 |
| Lake Mack-Forest Hills | $168 |
DeLand, FL Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North DeLand CDP, Florida | $174 | $232 | $348 |
| West DeLand CDP, Florida | $174 | $232 | $348 |
| DeLand Southwest CDP, Florida | $169 | $225 | $338 |
DeLand, FL Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| DeLand, FL | 7.0% | 20.6% |
| North DeLand | 7.62% | 28.79% |
| West DeLand | 8.56% | 19.34% |
| DeLand Southwest | 9.81% | 39.37% |
Deland Renters Insurance as a Percentage of Rent
| Deland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 59 | 1.0% | $788 |
| $300 to $499 | 570 | 10.0% | $1238 |
| $500 to $749 | 1,227 | 21.0% | $1913 |
| $750 to $999 | 1,748 | 31.0% | $2663 |
| $1,000 to $1,499 | 1,395 | 24.0% | $3788 |
| $1,500 or more | 616 | 10.0% | $5438 |
Average Cost Of Home Insurance By Company In Areas Nearby DeLand For Different Scenarios
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | Federated National Insurance | $2,588 |
| 150,000 | 27 | NO | First Protective Insurance | $1,369 |
| 150,000 | 27 | YES | Citizens Property Insurance | $697 |
| 150,000 | 27 | YES | Florida Peninsula Insurance | $1,097 |
| 150,000 | 27 | YES | St. Johns Insurance | $989 |
| 150,000 | 27 | YES | State Farm Florida Insurance | $1,591 |
| 150,000 | 27 | YES | Stillwater Property And Casualty Insurance | $1,086 |
| 150,000 | 27 | YES | Tower Hill Prime Insurance | $987 |
| 300,000 | 27 | NA | First Protective Insurance | $1,415 |
| 300,000 | 27 | NA | Universal Insurance | $2,003 |
DeLand, FL Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $3,200 |
| Yearly DeLand Homeowner Insurance Premium Example | $2,400 | $1,900 |
| Out of Pocket Expense During Claim | $1,200 | $3,200 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $15,600 | $14,600 |
| Net Savings to DeLand Home Owner from High Deductible Plan | $1,000 | |
DeLand, FL Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | DeLand, FL Home Replacement Value MORE than Home Value | DeLand, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $210,500 | $140,500 |
| Insurance Premium based on Replacement Value | $4,300 | $2,875 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $26,500 | Risk Exposure from Under Insuring Coverage is $43,500 |
| Premium Impact | Insurance cheaper by $900/year | Insurance costlier by $525/year |
Example DeLand Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | State Farm | GEICO Insurance | Liberty Mutual |
| Monthly Premium | 224 | 384 | 482 |
| Year Built | 1961 | 1983 | 1990 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $150000-$175000 | $300000-$350000 | $400000-$500000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |
Sample Home Insurance Rates for DeLand, FL from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2011 | 235,000 | Composition Roof | 2,340 | 5 | $500 Deductible | 2020 | 5 | Stone Siding | No |
| 2014 | 255,000 | Shingles Roof | 3,170 | 4 | $2500-$5000 Deductible | 1080 | 4 | Stucco siding | No |
| 1995 | 200,000 | Asphalt Shingles Roof | 2,650 | 4 | > $10,000 Deductible | 1570 | 7 | Vinyl siding | yes |
| 2014 | 215,000 | Tile Roof | 2,390 | 3 | $500- $1000 Deductible | 550 | 2 | Vinyl siding | No |
| 1981 | 170,000 | Tile Roof | 2,030 | 4 | $1000-$2500 Deductible | 1760 | 8 | Stucco siding | yes |
| 2001 | 150,000 | Slate Shingles Roof | 1,720 | 3 | $500 Deductible | 2210 | 9 | Vinyl siding | No |
| 2003 | 215,000 | Slate Shingles Roof | 1,870 | 3 | $5000 to $10,000 Deductible | 1920 | 6 | Stucco siding | yes |
| 1989 | 140,000 | Wood Shake Roof | 1,690 | 3 | $500- $1000 Deductible | 470 | 2 | Vinyl siding | yes |
| 1980 | 220,000 | Wood Shake Roof | 2,190 | 5 | $2500-$5000 Deductible | 2440 | 10 | Fiber-Cement Siding | No |
| 2013 | 380,000 | Composition Roof | 3,900 | 5 | $1000-$2500 Deductible | 1730 | 3 | Vinyl siding | yes |
| 1990 | 335,000 | Composition Roof | 3,870 | 5 | $1000-$2500 Deductible | 2140 | 4 | Vinyl siding | No |
| 2008 | 305,000 | Composition Roof | 3,980 | 5 | $1000-$2500 Deductible | 3630 | 10 | Brick siding | yes |
| 2010 | 160,000 | Metal Roof | 1,470 | 3 | $500- $1000 Deductible | 1740 | 10 | Stone Siding | No |
| 1996 | 400,000 | Metal Roof | 4,540 | 5 | $1000-$2500 Deductible | 1210 | 3 | Fiber-Cement Siding | No |
| 2006 | 135,000 | Slate Shingles Roof | 1,770 | 3 | $2500-$5000 Deductible | 1650 | 9 | Stucco siding | yes |
| 1999 | 170,000 | Shingles Roof | 1,790 | 4 | $1000-$2500 Deductible | 2500 | 9 | Stone Siding | yes |
| 1997 | 260,000 | Membrane Roof | 3,290 | 4 | $5000 to $10,000 Deductible | 4090 | 12 | Fiber-Cement Siding | yes |
| 2004 | 210,000 | Composition Roof | 1,860 | 4 | $500- $1000 Deductible | 2050 | 6 | Vinyl siding | No |
| 1960 | 190,000 | Wood Shake Roof | 2,060 | 4 | $500 Deductible | 1330 | 5 | Wood siding | No |
| 1990 | 330,000 | Metal Roof | 3,210 | 4 | $500- $1000 Deductible | 3050 | 9 | Vinyl siding | No |
| 1963 | 100,000 | Composition Roof | 1,230 | 3 | $1000-$2500 Deductible | 740 | 6 | Fiber-Cement Siding | yes |
| 1997 | 245,000 | Tile Roof | 2,550 | 4 | $1000-$2500 Deductible | 3180 | 8 | Stucco siding | yes |
| 2000 | 240,000 | Composition Roof | 3,060 | 5 | $500 Deductible | 3110 | 9 | Brick siding | No |
| 2012 | 310,000 | Slate Shingles Roof | 2,990 | 4 | $5000 to $10,000 Deductible | 370 | 1 | Fiber-Cement Siding | yes |
| 1982 | 160,000 | Slate Shingles Roof | 1,670 | 4 | $1000-$2500 Deductible | 220 | 1 | Wood siding | No |
| 1967 | 145,000 | Composition Roof | 1,800 | 4 | $1000-$2500 Deductible | 2150 | 9 | Wood siding | yes |
| 1960 | 245,000 | Membrane Roof | 2,460 | 4 | $500 Deductible | 1960 | 5 | Wood siding | yes |
| 1960 | 215,000 | Asphalt Shingles Roof | 2,430 | 4 | $2500-$5000 Deductible | 260 | 1 | Wood siding | No |
| 2005 | 165,000 | Metal Roof | 1,980 | 3 | $2500-$5000 Deductible | 1090 | 6 | Brick siding | No |
| 1962 | 315,000 | Tile Roof | 3,310 | 4 | $5000 to $10,000 Deductible | 2920 | 6 | Stone Siding | No |
| 1983 | 110,000 | Membrane Roof | 1,240 | 3 | $500 Deductible | 2580 | 10 | Brick siding | No |
| 1993 | 145,000 | Composition Roof | 1,470 | 3 | $2500-$5000 Deductible | 1960 | 8 | Stone Siding | No |
| 1987 | 370,000 | Wood Shake Roof | 4,190 | 5 | $2500-$5000 Deductible | 3640 | 8 | Stone Siding | yes |