Del City Insurance Rates:

Del City, OK homeowners insurance is about $1,207 to $1,639, about $100-$136/month. Our thorough research shows customers can save upto $569 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are very helpful when i call customer service. they always answer the questions that i have and are always willing to help.
State Farm
I feel like the insurance premiums are sometimes higher than i would pay from other companies, but i don't want to switch.
State Farm
State farm has always provided me with top-notch service. they are just a phone call away whenever i need them.
Farm Bureau
The customer service department is friendly and quick. I have never had a bad experience. They are quick to call back if need be and reliable in trusting they will get the proper info to where it needs to go.
Farm Bureau
I have used their website. It is user-friendly to log in and view my page. Things are explained in a clear-cut manner.
Liberty Mutual
They don't call to see if a claim is finished. They just assume everything is fine. They have people call you but you can't contact them anyway by phone which is hard.
Allstate
My policy with them is much cheaper than all the quotes I received from other companies. We've been with them for years and years and that helps with the discount.

Del City, OK Homeowners Insurance By Home Value

Del City, OK Home Value Total Homes % of Total Average Del City, OK Homeowners Insurance
Less than $50,000 757 14.0% $441
$50,000 to $59,999 478 9.0% $939
$60,000 to $69,999 765 14.0% $1166
$70,000 to $79,999 751 14.0% $1351
$80,000 to $89,999 824 15.0% $1536
$90,000 to $99,999 563 10.0% $1707
$100,000 to $124,999 513 9.0% $1977
$125,000 to $149,999 308 5.0% $2476
$150,000 to $174,999 162 3.0% $2931
$200,000 to $249,999 72 1.0% $4069

Top Home Insurance Agents Near Del City, OK

Home Insurance Company Near Del City, OK Homeowners Insurance Agency Near Del City, OK Address
NA Metro-Plex Insurance, Inc. 403 W. Vandament Ave., Yukon, OK, 73099
NA Russ Warren Ins Agcy 3431 Nw 36Th Oklahoma City, Oklahoma City, OK, 73112
NA Gooszen & Associates Inc 2932 Nw 122Nd St Ste 26 Oklahoma City, Oklahoma City, OK, 73120
Farmers Michael Gregory 1404 N Eastern Ave, Moore, OK, 73160
Liberty Mutual Independent The Insurance Center Agency In 709 WALL ST, NORMAN, OK, 73069

Cost Of Homeowners Insurance By Street Near Del City, OK

Streets in Del City Area Homeowners Insurance Cost
Jan Cir, Brookdale Dr, S Scott St, del Rd, Frostwood Ter, Munser St, SE 22nd Cir, Lisa Ln, E Fairview St, Doris Ave$1,427
Lazy Ln, Trosper Pl, Trina Dr, Montclair Dr, SE 13th St, Englewood Rd, Pam Pl, San Leon Ct, S Adeline Ave, Firethorn Dr$1,416
Teal Dr, Huntley Dr, Larkwood Dr, Eagle Dr, June Ln, del Haven Dr, Royalwood Cir, Eastbrook Dr, S Branch St, del Porte St$1,425
Eastbrook Ter, Karen Dr, del Rd, Delta Pl, Eagle Dr, Mallard Cir, Mickey Rd, Mansfield Ave, Hartsdel Dr, Entry Dr$1,398
Loch Ln, Elmview Dr, Princess Ln, Burk Way, Stonehaven Dr, Angela Dr, Oakbrook Dr, Bryant Pl, Oakbrook Dr, McCracken Dr$1,441

Del City, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Del City$213 to $215
Smith Village$210
Midwest City$216
Valley Brook$207

Del City, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Midwest City city, Oklahoma $180 $240 $360
Valley Brook town, Oklahoma $173 $231 $346
Forest Park town, Oklahoma $191 $254 $381

Del City, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Del City, OK12.8%35.8%
Midwest City11.26%32.83%
Valley Brook17.32%51.72%
Forest Park7.08%23.65%

Del City Renters Insurance as a Percentage of Rent

Del City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 67 2.0% $391
$200 to $299 102 3.0% $841
$300 to $499 237 9.0% $1291
$500 to $749 870 33.0% $1966
$750 to $999 797 30.0% $2716
$1,000 to $1,499 494 18.0% $3841
$1,500 or more 50 1.0% $5491

Average Cost Of Home Insurance By Company In Areas Nearby Del City For Different Scenarios

Home value ($) Construction type Company premium ($)
50,000 to 70000 Masonry American Farmers & Ranchers Mutual Ins. Co. 876
100,000 to 150000 Frame Farmers Insurance Co. 4,891
70,000 to 100000 Frame Liberty Insurance Corp. 2,276
50,000 to 70000 Masonry Property & Casualty Ins. Co. Of Hartford 1,993
70,000 to 100000 Frame Property & Casualty Ins. Co. Of Hartford 3,159
50,000 to 70000 FRAME Safeco Insurance Co. Of America 1,379
70,000 to 100000 Frame Shelter Mutual Insurance Co. 2,460
50,000 to 70000 Masonry Travelers Home And Marine Insurance Co. 1,190
70,000 to 100000 Masonry Travelers Home And Marine Insurance Co. 1,587
70,000 to 100000 Masonry United Services Automobile Association 1,065

Del City, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$5,800
Yearly Del City Homeowner Insurance Premium Example $4,700$3,900
Out of Pocket Expense During Claim$1,800$5,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $30,000$29,200
Net Savings to Del City Home Owner from High Deductible Plan $800

Del City, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Del City, OK Home Replacement Value MORE than Home Value Del City, OK Home Replacement Value LESS than Home Value
Replacement Value $106,000 $58,500
Insurance Premium based on Replacement Value $3,075 $1,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $650/year Insurance costlier by $725/year

Example Del City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceGEICO Insurance
Monthly Premium 267346327
Year Built 196319701984
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$100000-$125000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Del City, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 115,000 Slate Shingles Roof 2,340 3 $1000-$2500 Deductible 2790 8 Brick siding yes
1969 115,000 Composition Roof 2,330 4 $500 Deductible 1300 4 Stone Siding yes
1958 90,000 Slate Shingles Roof 1,650 3 $500- $1000 Deductible 630 3 Brick siding yes
1978 135,000 Composition Roof 2,120 3 $1000-$2500 Deductible 2090 7 Vinyl siding No
1982 60,000 Composition Roof 1,230 3 $500- $1000 Deductible 830 5 Vinyl siding yes
1961 145,000 Asphalt Shingles Roof 2,910 4 $2500-$5000 Deductible 270 1 Wood siding No
1989 110,000 Asphalt Shingles Roof 1,850 3 $500- $1000 Deductible 1950 7 Vinyl siding No
1967 200,000 Composition Roof 2,980 4 $1000-$2500 Deductible 2560 6 Wood siding yes
1981 125,000 Metal Roof 1,700 3 $1000-$2500 Deductible 2280 7 Fiber-Cement Siding No
1968 130,000 Metal Roof 2,170 4 $500 Deductible 1740 5 Brick siding yes
1989 130,000 Tile Roof 2,330 4 $500- $1000 Deductible 3340 7 Wood siding yes
1952 105,000 Asphalt Shingles Roof 1,730 4 $1000-$2500 Deductible 1130 5 Wood siding yes
1974 90,000 Metal Roof 1,640 4 $1000-$2500 Deductible 1250 6 Stucco siding No
1979 105,000 Composition Roof 2,160 4 $2500-$5000 Deductible 1710 9 Vinyl siding yes
1973 170,000 Slate Shingles Roof 3,100 4 $1000-$2500 Deductible 1860 4 Fiber-Cement Siding No
1987 125,000 Shingles Roof 2,250 3 $500- $1000 Deductible 750 3 Brick siding yes
1974 170,000 Wood Shake Roof 3,310 4 $2500-$5000 Deductible 310 1 Brick siding No
1974 90,000 Slate Shingles Roof 1,620 4 $500 Deductible 2120 12 Wood siding yes
1981 110,000 Membrane Roof 1,890 4 $2500-$5000 Deductible 2810 12 Vinyl siding yes
1985 115,000 Wood Shake Roof 2,220 4 $500 Deductible 1840 4 Wood siding yes
1966 140,000 Slate Shingles Roof 2,050 4 $500- $1000 Deductible 3220 10 Stucco siding No
1961 105,000 Asphalt Shingles Roof 2,110 3 $2500-$5000 Deductible 1560 10 Wood siding No
1982 165,000 Composition Roof 3,330 4 $500 Deductible 4930 12 Brick siding yes
1988 110,000 Shingles Roof 2,080 4 $1000-$2500 Deductible 2740 10 Vinyl siding yes
1976 170,000 Metal Roof 3,290 4 $500- $1000 Deductible 6250 12 Stucco siding No
1958 80,000 Metal Roof 1,540 3 $500 Deductible 1920 10 Fiber-Cement Siding yes
1962 155,000 Shingles Roof 2,870 4 $2500-$5000 Deductible 1340 4 Wood siding yes
1989 190,000 Tile Roof 3,300 4 $1000-$2500 Deductible 2210 5 Stucco siding No
1979 180,000 Asphalt Shingles Roof 3,010 4 $5000 to $10,000 Deductible 550 2 Fiber-Cement Siding yes
1962 90,000 Composition Roof 1,550 3 $500 Deductible 1100 3 Brick siding No